Cheapest Car Insurance Quotes in Screven

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406,175 Policies Sold

Screven Car Insurance

^$ 34

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Screven

The car insurance rate in Screven is $958 for a six-month policy, which is $95 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $340, making it a popular choice for budget-conscious drivers. Rates in Screven can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Screven

$958

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Screven

1st place: Country Financial

At $340 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $449 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $660 for six months, making it the third cheapest auto insurance company in Screven.

Screven Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Screven, GA is Country Financial, offering policies at just $340 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $449.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1541 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Screven drivers find the best deals.

Cheap Car Insurance Companies in Screven, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$340	$56
Auto-Owners Insurance Co	$449	$76
Georgia Farm Bureau	$660	$110
Farm Bureau	$724	$123
Auto-Owners	$1016	$171
USAA	$1016	$171
Progressive	$1048	$177
Mercury	$1211	$206
Allstate	$1238	$208
Esurance P&C Ins Co	$1303	$221
State Farm	$1541	$259

Key Takeaways

Way's key takeaways about car insurance in Screven

The auto insurance costs in Screven fall around $340 for six months.
The cheapest auto insurance company in Screven is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Screven at $924 per month.

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Cheapest Minimum Liability Car Insurance in Screven

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Screven are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Screven. Their Average 6 Month Premium is $200. State Farm is the most expensive at $708 for the same period.

Cheapest Liability Coverage in Screven, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$200	$34
Georgia Farm Bureau	$270	$46
Farm Bureau	$298	$51
Mercury	$324	$55
Auto-Owners	$335	$56
Country Financial	$346	$58
USAA	$373	$63
Progressive	$379	$64
Central Insurance	$421	$72
Allstate	$611	$102
State Farm	$708	$119

Cheapest Full Coverage Car Insurance in Screven

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Screven is Country Financial at $56 per month and $340 for six months.

Cheapest Full Coverage Car Insurance Quotes in Screven, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$340	$56
Auto-Owners Insurance Co	$449	$76
Georgia Farm Bureau	$660	$110
Farm Bureau	$724	$123
Auto-Owners	$1016	$171
USAA	$1016	$171
Progressive	$1048	$177
Mercury	$1211	$206
Allstate	$1238	$208
Esurance P&C Ins Co	$1303	$221
State Farm	$1541	$259

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Average Car Insurance in Screven by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Screven, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Screven, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Screven's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Screven

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Screven,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Screven at $47 per month. At $5486 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$287	$47
Mercury	$340	$58
Country Financial	$406	$68
Central Insurance	$421	$72
USAA	$1681	$283
Georgia Farm Bureau	$1833	$311
Auto-Owners	$1946	$328
Farm Bureau	$2330	$396
Allstate	$4302	$717
Progressive	$5486	$924
State Farm	$5486	$924

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Screven, Country Financial is the cheapest car insurance provider. At $281 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Screven is Allstate, offering rates of around $2302 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$281	$46
Mercury	$329	$56
Farm Bureau	$724	$121
Progressive	$1373	$234
USAA	$1465	$244
Auto-Owners	$2670	$454
State Farm	$5892	$982
Allstate	$2302	$384

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Car Insurance Rates with An Accident in Screven

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Screven, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Screven

The cheapest car insurance companies after an at-fault accident in Screven include AutoOwners Insurance Co and Country Financial, offering $298 and $460, respectively. State Farm is an expensive provider with an average six-month premium of $1886.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$298	$49
Country Financial	$460	$77
Encompass	$508	$85
Central Insurance	$557	$95
Farm Bureau	$794	$133
Georgia Farm Bureau	$811	$138
Auto-Owners	$897	$151
USAA	$914	$154
Progressive	$1303	$219
Allstate	$1724	$293
State Farm	$1886	$318

Screven Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Screven GA. For example, the car insurance in Screven after a DUI increases to $983 for a six month policy. While the rate increases by $308 for a six-month policy in the case of a speeding ticket.

Screven auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1157	$193
One Med/PIP claim	$1157	$197
One comp claim	$1162	$194
Two Med/PIP claims	$1162	$197
Not-at-fault accident	$1168	$195
Two comp claims	$1184	$201
Driving without lights	$1395	$232
Failure to wear a seat belt	$1395	$238
Child safety restraint	$1411	$235
Failure to show documents	$1411	$240
Cell phone violation	$1443	$240
Texting while driving	$1443	$246
Driving too slowly	$1465	$244
Speeding 6 - 10 MPH over limit	$1465	$249
Speeding in school zone	$1465	$244
Speeding 11 - 15 MPH over limit	$1471	$250
Driving with expired registration	$1476	$246
Failure to yield	$1476	$251
Following too closely	$1476	$246
Illegal turn	$1476	$251
Failure to stop at a red light	$1481	$247
Improper passing	$1481	$252
Speeding 16 - 20 MPH over limit	$1481	$247
Wrong way/wrong lane	$1481	$252
Speeding 21 - 25 MPH over limit	$1497	$249
Passing school bus	$1524	$259
In 65 MPH zone	$1530	$255
Open container	$1552	$264
At-fault accident - less than $1000	$1557	$259
Operating a vehicle without permission	$1578	$268
At-fault accident - $1000-$2000	$1697	$283
At-fault accident - greater than $2000	$1708	$290
Refusal to submit to a chemical test	$2000	$333
Reckless driving	$2059	$350
Racing	$2108	$351
Driving with a suspended license	$2114	$359
DUI	$2140	$357
Leaving scene of an accident/hit and run	$2195	$373

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Screven after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Screven.

The cheapest car insurance premiums in Screven are offered by Mercury at $346 for a six-month policy. However, it can be as expensive as $1752 with companies like State Farm.

Screven car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$346	$59
Auto-Owners Insurance Co	$449	$75
Country Financial	$487	$82
Esurance P&C Ins Co	$671	$112
Allstate	$1103	$187
Auto-Owners	$1206	$203
Georgia Farm Bureau	$1303	$221
Progressive	$1308	$220
USAA	$1330	$224
Farm Bureau	$1411	$235
State Farm	$1752	$295

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Screven are offered by AutoOwners Insurance Co at $232. However, it can be as expensive as $1557 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Screven after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$232	$39
Country Financial	$254	$43
Mercury	$362	$60
Farm Bureau	$794	$135
USAA	$1000	$167
Auto-Owners	$1027	$175
Progressive	$1081	$180
State Farm	$1654	$281
Allstate	$1557	$259

Car Insurance Price Trends in Screven, Georgia

Car insurance rates in Screven have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Screven dipped by $195 in January compared to $205 of December. In other words, there has been an decrease by $10 when you compare January and December.

The average cost of liability insurance in the Screven dipped to $65 in January, compared to $66 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Screven?

The car insurance in Screven is $34 per month, which is lower than the national average.

What is the cheapest car insurance in Screven?

The cheapest car insurance in Screven is $56 per month for full coverage.

How much is car insurance in Screven for teenagers?

Car insurance for teenagers costs $287 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Screven?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $161 per month to insure your car in Screven.

Is car insurance expensive in Screven?

Car insurance can be expensive in Screven if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Screven can be affordable.

Cheapest Car Insurance Quotes in Screven

Why you can trust Way?

How Much Is Car Insurance in Screven

Avg. Car Insurance in Screven

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Screven

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Screven Car Insurance Rates by Company

Cheap Car Insurance Companies in Screven, GA

Way's key takeaways about car insurance in Screven

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Screven

Cheapest Liability Coverage in Screven, GA

Cheapest Full Coverage Car Insurance in Screven

Cheapest Full Coverage Car Insurance Quotes in Screven, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Screven by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Screven, GA increasing?

Car Insurance Premiums by Age in Screven

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Screven,GA

If you are in your twenties N/A is the best choice for car insurance in Screven.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Screven

Cheapest Car Insurance Companies after an At-Fault Accident in Screven

Screven Car Insurance Rates by Violation

Screven auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Screven after a DUI

Screven car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Screven after Speeding ticket

Car Insurance Price Trends in Screven, Georgia

Average Car Insurance Cost in Screven by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Screven, GA

Car Insurance Rates by State in the USA (2025 Update)

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