Cheapest Car Insurance Quotes in Dublin

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406,175 Policies Sold

Dublin Car Insurance

^$ 37

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Dublin

The car insurance rate in Dublin is $1064 for a six-month policy, which is $11 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $378, making it a popular choice for budget-conscious drivers. Rates in Dublin can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Dublin

$1064

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Dublin

1st place: Country Financial

At $378 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $498 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $732 for six months, making it the third cheapest auto insurance company in Dublin.

Dublin Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Dublin, GA is Country Financial, offering policies at just $378 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $498.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1710 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Dublin drivers find the best deals.

Cheap Car Insurance Companies in Dublin, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$378	$63
Auto-Owners Insurance Co	$498	$85
Georgia Farm Bureau	$732	$122
Farm Bureau	$804	$136
Auto-Owners	$1128	$190
USAA	$1128	$190
Progressive	$1164	$196
Mercury	$1344	$228
Allstate	$1374	$231
Esurance P&C Ins Co	$1446	$245
State Farm	$1710	$288

Key Takeaways

Way's key takeaways about car insurance in Dublin

The auto insurance costs in Dublin fall around $378 for six months.
The cheapest auto insurance company in Dublin is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Dublin at $1025 per month.

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Cheapest Minimum Liability Car Insurance in Dublin

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Dublin are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Dublin. Their Average 6 Month Premium is $222. State Farm is the most expensive at $786 for the same period.

Cheapest Liability Coverage in Dublin, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$222	$37
Georgia Farm Bureau	$300	$51
Farm Bureau	$330	$57
Mercury	$360	$61
Auto-Owners	$372	$63
Country Financial	$384	$65
USAA	$414	$70
Progressive	$420	$71
Central Insurance	$468	$80
Allstate	$678	$113
State Farm	$786	$132

Cheapest Full Coverage Car Insurance in Dublin

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Dublin is Country Financial at $63 per month and $378 for six months.

Cheapest Full Coverage Car Insurance Quotes in Dublin, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$378	$63
Auto-Owners Insurance Co	$498	$85
Georgia Farm Bureau	$732	$122
Farm Bureau	$804	$136
Auto-Owners	$1128	$190
USAA	$1128	$190
Progressive	$1164	$196
Mercury	$1344	$228
Allstate	$1374	$231
Esurance P&C Ins Co	$1446	$245
State Farm	$1710	$288

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Average Car Insurance in Dublin by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Dublin, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Dublin, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Dublin's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Dublin

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Dublin,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Dublin at $53 per month. At $6089 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$318	$53
Mercury	$378	$65
Country Financial	$450	$76
Central Insurance	$468	$80
USAA	$1865	$314
Georgia Farm Bureau	$2034	$345
Auto-Owners	$2159	$364
Farm Bureau	$2586	$439
Allstate	$4775	$796
Progressive	$6089	$1025
State Farm	$6089	$1025

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Dublin, Country Financial is the cheapest car insurance provider. At $312 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Dublin is Allstate, offering rates of around $2555 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$312	$52
Mercury	$366	$63
Farm Bureau	$804	$134
Progressive	$1524	$260
USAA	$1626	$271
Auto-Owners	$2963	$504
State Farm	$6540	$1090
Allstate	$2555	$426

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Car Insurance Rates with An Accident in Dublin

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Dublin, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Dublin

The cheapest car insurance companies after an at-fault accident in Dublin include AutoOwners Insurance Co and Country Financial, offering $330 and $510, respectively. State Farm is an expensive provider with an average six-month premium of $2094.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$330	$55
Country Financial	$510	$86
Encompass	$564	$94
Central Insurance	$618	$105
Farm Bureau	$882	$147
Georgia Farm Bureau	$900	$154
Auto-Owners	$996	$168
USAA	$1014	$171
Progressive	$1446	$243
Allstate	$1914	$325
State Farm	$2094	$352

Dublin Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Dublin GA. For example, the car insurance in Dublin after a DUI increases to $1092 for a six month policy. While the rate increases by $342 for a six-month policy in the case of a speeding ticket.

Dublin auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1284	$214
One Med/PIP claim	$1284	$218
One comp claim	$1290	$215
Two Med/PIP claims	$1290	$219
Not-at-fault accident	$1296	$216
Two comp claims	$1314	$223
Driving without lights	$1548	$258
Failure to wear a seat belt	$1548	$264
Child safety restraint	$1566	$261
Failure to show documents	$1566	$267
Cell phone violation	$1602	$267
Texting while driving	$1602	$273
Driving too slowly	$1626	$271
Speeding 6 - 10 MPH over limit	$1626	$277
Speeding in school zone	$1626	$271
Speeding 11 - 15 MPH over limit	$1632	$278
Driving with expired registration	$1638	$273
Failure to yield	$1638	$279
Following too closely	$1638	$273
Illegal turn	$1638	$279
Failure to stop at a red light	$1644	$274
Improper passing	$1644	$280
Speeding 16 - 20 MPH over limit	$1644	$274
Wrong way/wrong lane	$1644	$280
Speeding 21 - 25 MPH over limit	$1661	$277
Passing school bus	$1692	$288
In 65 MPH zone	$1698	$283
Open container	$1722	$293
At-fault accident - less than $1000	$1728	$288
Operating a vehicle without permission	$1751	$298
At-fault accident - $1000-$2000	$1884	$314
At-fault accident - greater than $2000	$1896	$322
Refusal to submit to a chemical test	$2220	$370
Reckless driving	$2286	$389
Racing	$2340	$390
Driving with a suspended license	$2346	$399
DUI	$2376	$396
Leaving scene of an accident/hit and run	$2436	$414

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Dublin after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Dublin.

The cheapest car insurance premiums in Dublin are offered by Mercury at $384 for a six-month policy. However, it can be as expensive as $1944 with companies like State Farm.

Dublin car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$384	$66
Auto-Owners Insurance Co	$498	$83
Country Financial	$540	$91
Esurance P&C Ins Co	$744	$124
Allstate	$1224	$208
Auto-Owners	$1338	$225
Georgia Farm Bureau	$1446	$245
Progressive	$1451	$244
USAA	$1476	$248
Farm Bureau	$1566	$261
State Farm	$1944	$327

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Dublin are offered by AutoOwners Insurance Co at $258. However, it can be as expensive as $1728 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Dublin after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$258	$43
Country Financial	$282	$47
Mercury	$402	$67
Farm Bureau	$882	$149
USAA	$1110	$185
Auto-Owners	$1140	$194
Progressive	$1200	$200
State Farm	$1836	$312
Allstate	$1728	$288

Car Insurance Price Trends in Dublin, Georgia

Car insurance rates in Dublin have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Dublin dipped by $216 in January compared to $227 of December. In other words, there has been an decrease by $11 when you compare January and December.

The average cost of liability insurance in the Dublin dipped to $72 in January, compared to $73 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Dublin?

The car insurance in Dublin is $37 per month, which is lower than the national average.

What is the cheapest car insurance in Dublin?

The cheapest car insurance in Dublin is $63 per month for full coverage.

How much is car insurance in Dublin for teenagers?

Car insurance for teenagers costs $318 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Dublin?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $179 per month to insure your car in Dublin.

Is car insurance expensive in Dublin?

Car insurance can be expensive in Dublin if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Dublin can be affordable.

Cheapest Car Insurance Quotes in Dublin

Why you can trust Way?

How Much Is Car Insurance in Dublin

Avg. Car Insurance in Dublin

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Dublin

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Dublin Car Insurance Rates by Company

Cheap Car Insurance Companies in Dublin, GA

Way's key takeaways about car insurance in Dublin

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Dublin

Cheapest Liability Coverage in Dublin, GA

Cheapest Full Coverage Car Insurance in Dublin

Cheapest Full Coverage Car Insurance Quotes in Dublin, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Dublin by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Dublin, GA increasing?

Car Insurance Premiums by Age in Dublin

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Dublin,GA

If you are in your twenties N/A is the best choice for car insurance in Dublin.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Dublin

Cheapest Car Insurance Companies after an At-Fault Accident in Dublin

Dublin Car Insurance Rates by Violation

Dublin auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Dublin after a DUI

Dublin car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Dublin after Speeding ticket

Car Insurance Price Trends in Dublin, Georgia

Average Car Insurance Cost in Dublin by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Dublin, GA

Car Insurance Rates by State in the USA (2025 Update)

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