Cheapest Car Insurance Quotes in Avondale Estates

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Avondale Estates Car Insurance

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Avondale Estates

The car insurance rate in Avondale Estates is $1375 for a six-month policy, which is $349 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $501, making it a popular choice for budget-conscious drivers. Rates in Avondale Estates can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Avondale Estates

$1375

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Avondale Estates

1st place: Country Financial

At $501 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $661 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $883 for six months, making it the third cheapest auto insurance company in Avondale Estates.

Avondale Estates Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Avondale Estates, GA is Country Financial, offering policies at just $501 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $661.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1926 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Avondale Estates drivers find the best deals.

Cheap Car Insurance Companies in Avondale Estates, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$501	$86
Auto-Owners Insurance Co	$661	$110
Farm Bureau	$883	$150
Georgia Farm Bureau	$972	$162
Auto-Owners	$1416	$239
USAA	$1465	$247
Progressive	$1727	$291
Mercury	$1784	$297
Allstate	$1879	$316
Esurance P&C Ins Co	$1919	$320
State Farm	$1926	$324

Key Takeaways

Way's key takeaways about car insurance in Avondale Estates

The auto insurance costs in Avondale Estates fall around $501 for six months.
The cheapest auto insurance company in Avondale Estates is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Avondale Estates at $1648 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Avondale Estates

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Avondale Estates are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Avondale Estates. Their Average 6 Month Premium is $295. Allstate is the most expensive at $1010 for the same period.

Cheapest Liability Coverage in Avondale Estates, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$295	$50
Farm Bureau	$374	$63
Georgia Farm Bureau	$398	$67
Auto-Owners	$477	$80
Mercury	$477	$80
Country Financial	$509	$86
USAA	$533	$90
Progressive	$590	$99
Central Insurance	$620	$103
State Farm	$915	$154
Allstate	$1010	$170

Cheapest Full Coverage Car Insurance in Avondale Estates

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Avondale Estates is Country Financial at $86 per month and $501 for six months.

Cheapest Full Coverage Car Insurance Quotes in Avondale Estates, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$501	$86
Auto-Owners Insurance Co	$661	$110
Farm Bureau	$883	$150
Georgia Farm Bureau	$972	$162
Auto-Owners	$1416	$239
USAA	$1465	$247
Progressive	$1727	$291
Mercury	$1784	$297
Allstate	$1879	$316
Esurance P&C Ins Co	$1919	$320
State Farm	$1926	$324

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Average Car Insurance in Avondale Estates by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Avondale Estates, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Avondale Estates, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Avondale Estates's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Avondale Estates

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$951
30s	Georgia Farm Bureau	$761
40s	Georgia Farm Bureau	$730
50s	Georgia Farm Bureau	$699
60s	Georgia Farm Bureau	$694
70s	Georgia Farm Bureau	$840

Cheapest Car Insurance Rates for Teen Drivers in Avondale Estates,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Avondale Estates at $70 per month. At $9790 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$422	$70
Mercury	$501	$86
Country Financial	$598	$101
Central Insurance	$620	$106
USAA	$2356	$397
Auto-Owners	$2588	$436
Georgia Farm Bureau	$2699	$450
Farm Bureau	$2818	$480
State Farm	$6980	$1175
Allstate	$7020	$1182
Progressive	$9790	$1648

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Avondale Estates.

As young drivers face the highest rates in Avondale Estates, Georgia Farm Bureau offers the cheapest auto insurance rates at $951 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Avondale Estates, Country Financial is the cheapest car insurance provider. At $414 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Avondale Estates is State Farm, offering rates of around $6010 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$414	$68
Mercury	$485	$83
Farm Bureau	$883	$147
USAA	$1919	$326
Progressive	$2961	$493
Auto-Owners	$3113	$529
Allstate	$3390	$565
State Farm	$6010	$1022

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Avondale Estates.

Car Insurance Rates with An Accident in Avondale Estates

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Avondale Estates, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Avondale Estates

The cheapest car insurance companies after an at-fault accident in Avondale Estates include AutoOwners Insurance Co and Country Financial, offering $438 and $677, respectively. Allstate is an expensive provider with an average six-month premium of $2881.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$438	$72
Country Financial	$677	$114
Encompass	$748	$125
Central Insurance	$820	$139
Farm Bureau	$972	$162
Georgia Farm Bureau	$1194	$204
Auto-Owners	$1210	$204
USAA	$1297	$218
Progressive	$2396	$403
State Farm	$2428	$409
Allstate	$2881	$485

Avondale Estates Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Avondale Estates GA. For example, the car insurance in Avondale Estates after a DUI increases to $1449 for a six month policy. While the rate increases by $454 for a six-month policy in the case of a speeding ticket.

Avondale Estates auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1703	$284
One Med/PIP claim	$1703	$289
One comp claim	$1711	$285
Two Med/PIP claims	$1711	$291
Not-at-fault accident	$1719	$287
Two comp claims	$1743	$296
Driving without lights	$2054	$342
Failure to wear a seat belt	$2054	$350
Child safety restraint	$2077	$346
Failure to show documents	$2077	$354
Cell phone violation	$2125	$354
Texting while driving	$2125	$362
Driving too slowly	$2157	$359
Speeding 6 - 10 MPH over limit	$2157	$367
Speeding in school zone	$2157	$359
Speeding 11 - 15 MPH over limit	$2165	$369
Driving with expired registration	$2173	$362
Failure to yield	$2173	$370
Following too closely	$2173	$362
Illegal turn	$2173	$370
Failure to stop at a red light	$2182	$363
Improper passing	$2182	$371
Speeding 16 - 20 MPH over limit	$2182	$363
Wrong way/wrong lane	$2182	$371
Speeding 21 - 25 MPH over limit	$2204	$367
Passing school bus	$2245	$382
In 65 MPH zone	$2253	$375
Open container	$2285	$389
At-fault accident - less than $1000	$2293	$382
Operating a vehicle without permission	$2324	$395
At-fault accident - $1000-$2000	$2499	$417
At-fault accident - greater than $2000	$2515	$427
Refusal to submit to a chemical test	$2945	$490
Reckless driving	$3032	$516
Racing	$3105	$517
Driving with a suspended license	$3113	$529
DUI	$3152	$525
Leaving scene of an accident/hit and run	$3232	$549

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Avondale Estates after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Avondale Estates.

The cheapest car insurance premiums in Avondale Estates are offered by Mercury at $509 for a six-month policy. However, it can be as expensive as $2293 with companies like Progressive.

Avondale Estates car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$509	$87
Auto-Owners Insurance Co	$661	$110
Country Financial	$717	$121
Esurance P&C Ins Co	$988	$165
Auto-Owners	$1576	$265
Farm Bureau	$1711	$285
USAA	$1855	$312
Georgia Farm Bureau	$1919	$320
State Farm	$2077	$350
Allstate	$2196	$370
Progressive	$2293	$386

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Avondale Estates are offered by AutoOwners Insurance Co at $342. However, it can be as expensive as $2602 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Avondale Estates after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$342	$58
Country Financial	$374	$63
Mercury	$533	$91
Farm Bureau	$972	$162
Auto-Owners	$1186	$201
USAA	$1289	$214
State Farm	$1687	$287
Allstate	$2293	$382
Progressive	$2602	$442

Car Insurance Price Trends in Avondale Estates, Georgia

Car insurance rates in Avondale Estates have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Avondale Estates rose by $302 in December compared to $296 of November. In other words, there has been an increase by $6 when you compare December and November.

The average cost of liability insurance in the Avondale Estates rose to $96 in December, compared to $91 in November. This represents an increase of $5 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Avondale Estates?

The car insurance in Avondale Estates is $50 per month, which is lower than the national average.

What is the cheapest car insurance in Avondale Estates?

The cheapest car insurance in Avondale Estates is $86 per month for full coverage.

How much is car insurance in Avondale Estates for teenagers?

Car insurance for teenagers costs $422 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Avondale Estates?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $230 per month to insure your car in Avondale Estates.

Is car insurance expensive in Avondale Estates?

Car insurance can be expensive in Avondale Estates if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Avondale Estates can be affordable.

Cheapest Car Insurance Quotes in Avondale Estates

Why you can trust Way?

How Much Is Car Insurance in Avondale Estates

Avg. Car Insurance in Avondale Estates

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Avondale Estates

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Avondale Estates Car Insurance Rates by Company

Cheap Car Insurance Companies in Avondale Estates, GA

Way's key takeaways about car insurance in Avondale Estates

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Avondale Estates

Cheapest Liability Coverage in Avondale Estates, GA

Cheapest Full Coverage Car Insurance in Avondale Estates

Cheapest Full Coverage Car Insurance Quotes in Avondale Estates, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Avondale Estates by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Avondale Estates, GA increasing?

Car Insurance Premiums by Age in Avondale Estates

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Avondale Estates,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Avondale Estates.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Avondale Estates

Cheapest Car Insurance Companies after an At-Fault Accident in Avondale Estates

Avondale Estates Car Insurance Rates by Violation

Avondale Estates auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Avondale Estates after a DUI

Avondale Estates car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Avondale Estates after Speeding ticket

Car Insurance Price Trends in Avondale Estates, Georgia

Average Car Insurance Cost in Avondale Estates by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Avondale Estates, GA

Car Insurance Rates by State in the USA (2025 Update)

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