Cheapest Car Insurance Quotes in Jenkinsburg

Finding the cheapest car insurance quotes in Jenkinsburg shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Jenkinsburg Car Insurance

^$ 40

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Jenkinsburg

The car insurance rate in Jenkinsburg is $1098 for a six-month policy, which is $72 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $400, making it a popular choice for budget-conscious drivers. Rates in Jenkinsburg can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Jenkinsburg

$1098

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Jenkinsburg

1st place: Country Financial

At $400 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $528 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $705 for six months, making it the third cheapest auto insurance company in Jenkinsburg.

Jenkinsburg Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Jenkinsburg, GA is Country Financial, offering policies at just $400 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $528.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1538 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Jenkinsburg drivers find the best deals.

Cheap Car Insurance Companies in Jenkinsburg, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$400	$68
Auto-Owners Insurance Co	$528	$88
Farm Bureau	$705	$120
Georgia Farm Bureau	$776	$129
Auto-Owners	$1131	$190
USAA	$1170	$197
Progressive	$1379	$232
Mercury	$1424	$238
Allstate	$1500	$253
Esurance P&C Ins Co	$1532	$256
State Farm	$1538	$259

Key Takeaways

Way's key takeaways about car insurance in Jenkinsburg

The auto insurance costs in Jenkinsburg fall around $400 for six months.
The cheapest auto insurance company in Jenkinsburg is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Jenkinsburg at $1316 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Jenkinsburg

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Jenkinsburg are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Jenkinsburg. Their Average 6 Month Premium is $235. Allstate is the most expensive at $807 for the same period.

Cheapest Liability Coverage in Jenkinsburg, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$235	$40
Farm Bureau	$299	$50
Georgia Farm Bureau	$318	$54
Auto-Owners	$381	$64
Mercury	$381	$64
Country Financial	$407	$68
USAA	$426	$72
Progressive	$471	$79
Central Insurance	$495	$82
State Farm	$731	$123
Allstate	$807	$136

Cheapest Full Coverage Car Insurance in Jenkinsburg

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Jenkinsburg is Country Financial at $68 per month and $400 for six months.

Cheapest Full Coverage Car Insurance Quotes in Jenkinsburg, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$400	$68
Auto-Owners Insurance Co	$528	$88
Farm Bureau	$705	$120
Georgia Farm Bureau	$776	$129
Auto-Owners	$1131	$190
USAA	$1170	$197
Progressive	$1379	$232
Mercury	$1424	$238
Allstate	$1500	$253
Esurance P&C Ins Co	$1532	$256
State Farm	$1538	$259

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Jenkinsburg Instantly!

Average Car Insurance in Jenkinsburg by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Jenkinsburg, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Jenkinsburg, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Jenkinsburg's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Jenkinsburg

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$760
30s	Georgia Farm Bureau	$608
40s	Georgia Farm Bureau	$583
50s	Georgia Farm Bureau	$559
60s	Georgia Farm Bureau	$554
70s	Georgia Farm Bureau	$671

Cheapest Car Insurance Rates for Teen Drivers in Jenkinsburg,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Jenkinsburg at $56 per month. At $7817 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$337	$56
Mercury	$400	$68
Country Financial	$477	$80
Central Insurance	$495	$85
USAA	$1881	$317
Auto-Owners	$2066	$348
Georgia Farm Bureau	$2155	$360
Farm Bureau	$2250	$383
State Farm	$5574	$938
Allstate	$5606	$944
Progressive	$7817	$1316

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Jenkinsburg.

As young drivers face the highest rates in Jenkinsburg, Georgia Farm Bureau offers the cheapest auto insurance rates at $760 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Jenkinsburg, Country Financial is the cheapest car insurance provider. At $331 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Jenkinsburg is State Farm, offering rates of around $4799 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$331	$55
Mercury	$387	$66
Farm Bureau	$705	$118
USAA	$1532	$260
Progressive	$2365	$394
Auto-Owners	$2486	$423
Allstate	$2707	$452
State Farm	$4799	$816

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Jenkinsburg.

Car Insurance Rates with An Accident in Jenkinsburg

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Jenkinsburg, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Jenkinsburg

The cheapest car insurance companies after an at-fault accident in Jenkinsburg include AutoOwners Insurance Co and Country Financial, offering $350 and $540, respectively. Allstate is an expensive provider with an average six-month premium of $2301.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$350	$58
Country Financial	$540	$91
Encompass	$597	$100
Central Insurance	$655	$111
Farm Bureau	$776	$129
Georgia Farm Bureau	$953	$163
Auto-Owners	$966	$163
USAA	$1036	$174
Progressive	$1913	$322
State Farm	$1939	$326
Allstate	$2301	$387

Jenkinsburg Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Jenkinsburg GA. For example, the car insurance in Jenkinsburg after a DUI increases to $1157 for a six month policy. While the rate increases by $363 for a six-month policy in the case of a speeding ticket.

Jenkinsburg auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1360	$227
One Med/PIP claim	$1360	$231
One comp claim	$1366	$228
Two Med/PIP claims	$1366	$232
Not-at-fault accident	$1373	$229
Two comp claims	$1392	$236
Driving without lights	$1640	$273
Failure to wear a seat belt	$1640	$279
Child safety restraint	$1659	$276
Failure to show documents	$1659	$282
Cell phone violation	$1697	$282
Texting while driving	$1697	$289
Driving too slowly	$1723	$287
Speeding 6 - 10 MPH over limit	$1723	$293
Speeding in school zone	$1723	$287
Speeding 11 - 15 MPH over limit	$1729	$294
Driving with expired registration	$1736	$289
Failure to yield	$1736	$295
Following too closely	$1736	$289
Illegal turn	$1736	$295
Failure to stop at a red light	$1742	$290
Improper passing	$1742	$296
Speeding 16 - 20 MPH over limit	$1742	$290
Wrong way/wrong lane	$1742	$296
Speeding 21 - 25 MPH over limit	$1760	$293
Passing school bus	$1792	$305
In 65 MPH zone	$1799	$300
Open container	$1824	$310
At-fault accident - less than $1000	$1831	$305
Operating a vehicle without permission	$1855	$316
At-fault accident - $1000-$2000	$1996	$333
At-fault accident - greater than $2000	$2008	$341
Refusal to submit to a chemical test	$2352	$392
Reckless driving	$2421	$412
Racing	$2479	$413
Driving with a suspended license	$2486	$423
DUI	$2517	$419
Leaving scene of an accident/hit and run	$2581	$439

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Jenkinsburg after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Jenkinsburg.

The cheapest car insurance premiums in Jenkinsburg are offered by Mercury at $407 for a six-month policy. However, it can be as expensive as $1831 with companies like Progressive.

Jenkinsburg car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$407	$70
Auto-Owners Insurance Co	$528	$88
Country Financial	$572	$96
Esurance P&C Ins Co	$789	$132
Auto-Owners	$1258	$212
Farm Bureau	$1366	$228
USAA	$1481	$249
Georgia Farm Bureau	$1532	$256
State Farm	$1659	$279
Allstate	$1754	$295
Progressive	$1831	$308

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Jenkinsburg are offered by AutoOwners Insurance Co at $273. However, it can be as expensive as $2078 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Jenkinsburg after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$273	$46
Country Financial	$299	$50
Mercury	$426	$73
Farm Bureau	$776	$129
Auto-Owners	$947	$161
USAA	$1029	$171
State Farm	$1347	$229
Allstate	$1831	$305
Progressive	$2078	$353

Car Insurance Price Trends in Jenkinsburg, Georgia

Car insurance rates in Jenkinsburg have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Jenkinsburg rose by $241 in December compared to $236 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Jenkinsburg rose to $77 in December, compared to $73 in November. This represents an increase of $4 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Jenkinsburg?

The car insurance in Jenkinsburg is $40 per month, which is lower than the national average.

What is the cheapest car insurance in Jenkinsburg?

The cheapest car insurance in Jenkinsburg is $68 per month for full coverage.

How much is car insurance in Jenkinsburg for teenagers?

Car insurance for teenagers costs $337 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Jenkinsburg?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $184 per month to insure your car in Jenkinsburg.

Is car insurance expensive in Jenkinsburg?

Car insurance can be expensive in Jenkinsburg if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Jenkinsburg can be affordable.

Cheapest Car Insurance Quotes in Jenkinsburg

Why you can trust Way?

How Much Is Car Insurance in Jenkinsburg

Avg. Car Insurance in Jenkinsburg

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Jenkinsburg

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Jenkinsburg Car Insurance Rates by Company

Cheap Car Insurance Companies in Jenkinsburg, GA

Way's key takeaways about car insurance in Jenkinsburg

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Jenkinsburg

Cheapest Liability Coverage in Jenkinsburg, GA

Cheapest Full Coverage Car Insurance in Jenkinsburg

Cheapest Full Coverage Car Insurance Quotes in Jenkinsburg, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Jenkinsburg by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Jenkinsburg, GA increasing?

Car Insurance Premiums by Age in Jenkinsburg

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Jenkinsburg,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Jenkinsburg.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Jenkinsburg

Cheapest Car Insurance Companies after an At-Fault Accident in Jenkinsburg

Jenkinsburg Car Insurance Rates by Violation

Jenkinsburg auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Jenkinsburg after a DUI

Jenkinsburg car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Jenkinsburg after Speeding ticket

Car Insurance Price Trends in Jenkinsburg, Georgia

Average Car Insurance Cost in Jenkinsburg by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Jenkinsburg, GA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources