Cheapest Car Insurance Quotes in Unionville

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Unionville Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Unionville

The car insurance rate in Unionville is $893 for a six-month policy, which is $133 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $325, making it a popular choice for budget-conscious drivers. Rates in Unionville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Unionville

$893

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Unionville

1st place: Country Financial

At $325 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $429 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $573 for six months, making it the third cheapest auto insurance company in Unionville.

Unionville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Unionville, GA is Country Financial, offering policies at just $325 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $429.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1250 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Unionville drivers find the best deals.

Cheap Car Insurance Companies in Unionville, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$325	$56
Auto-Owners Insurance Co	$429	$71
Farm Bureau	$573	$97
Georgia Farm Bureau	$631	$105
Auto-Owners	$920	$155
USAA	$951	$160
Progressive	$1121	$189
Mercury	$1158	$193
Allstate	$1220	$205
Esurance P&C Ins Co	$1246	$208
State Farm	$1250	$211

Key Takeaways

Way's key takeaways about car insurance in Unionville

The auto insurance costs in Unionville fall around $325 for six months.
The cheapest auto insurance company in Unionville is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Unionville at $1070 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Unionville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Unionville are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Unionville. Their Average 6 Month Premium is $191. Allstate is the most expensive at $656 for the same period.

Cheapest Liability Coverage in Unionville, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$191	$32
Farm Bureau	$243	$41
Georgia Farm Bureau	$258	$44
Auto-Owners	$310	$52
Mercury	$310	$52
Country Financial	$331	$56
USAA	$346	$58
Progressive	$383	$64
Central Insurance	$403	$67
State Farm	$594	$100
Allstate	$656	$110

Cheapest Full Coverage Car Insurance in Unionville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Unionville is Country Financial at $56 per month and $325 for six months.

Cheapest Full Coverage Car Insurance Quotes in Unionville, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$325	$56
Auto-Owners Insurance Co	$429	$71
Farm Bureau	$573	$97
Georgia Farm Bureau	$631	$105
Auto-Owners	$920	$155
USAA	$951	$160
Progressive	$1121	$189
Mercury	$1158	$193
Allstate	$1220	$205
Esurance P&C Ins Co	$1246	$208
State Farm	$1250	$211

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Average Car Insurance in Unionville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Unionville, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Unionville, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Unionville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Unionville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$618
30s	Georgia Farm Bureau	$494
40s	Georgia Farm Bureau	$474
50s	Georgia Farm Bureau	$454
60s	Georgia Farm Bureau	$451
70s	Georgia Farm Bureau	$545

Cheapest Car Insurance Rates for Teen Drivers in Unionville,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Unionville at $45 per month. At $6356 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$274	$45
Mercury	$325	$56
Country Financial	$388	$65
Central Insurance	$403	$69
USAA	$1529	$258
Auto-Owners	$1680	$283
Georgia Farm Bureau	$1752	$292
Farm Bureau	$1830	$311
State Farm	$4532	$763
Allstate	$4558	$767
Progressive	$6356	$1070

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Unionville.

As young drivers face the highest rates in Unionville, Georgia Farm Bureau offers the cheapest auto insurance rates at $618 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Unionville, Country Financial is the cheapest car insurance provider. At $269 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Unionville is State Farm, offering rates of around $3902 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$269	$44
Mercury	$315	$54
Farm Bureau	$573	$96
USAA	$1246	$211
Progressive	$1923	$320
Auto-Owners	$2021	$344
Allstate	$2201	$367
State Farm	$3902	$664

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Save up to $971/yr on car insurance rates in Unionville.

Car Insurance Rates with An Accident in Unionville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Unionville, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Unionville

The cheapest car insurance companies after an at-fault accident in Unionville include AutoOwners Insurance Co and Country Financial, offering $284 and $439, respectively. Allstate is an expensive provider with an average six-month premium of $1871.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$284	$47
Country Financial	$439	$74
Encompass	$485	$81
Central Insurance	$532	$90
Farm Bureau	$631	$105
Georgia Farm Bureau	$775	$132
Auto-Owners	$786	$132
USAA	$842	$142
Progressive	$1556	$262
State Farm	$1576	$265
Allstate	$1871	$315

Unionville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Unionville GA. For example, the car insurance in Unionville after a DUI increases to $940 for a six month policy. While the rate increases by $295 for a six-month policy in the case of a speeding ticket.

Unionville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1106	$184
One Med/PIP claim	$1106	$188
One comp claim	$1111	$185
Two Med/PIP claims	$1111	$189
Not-at-fault accident	$1116	$186
Two comp claims	$1132	$192
Driving without lights	$1334	$222
Failure to wear a seat belt	$1334	$227
Child safety restraint	$1349	$224
Failure to show documents	$1349	$230
Cell phone violation	$1380	$230
Texting while driving	$1380	$235
Driving too slowly	$1401	$233
Speeding 6 - 10 MPH over limit	$1401	$238
Speeding in school zone	$1401	$233
Speeding 11 - 15 MPH over limit	$1406	$239
Driving with expired registration	$1411	$235
Failure to yield	$1411	$240
Following too closely	$1411	$235
Illegal turn	$1411	$240
Failure to stop at a red light	$1416	$236
Improper passing	$1416	$241
Speeding 16 - 20 MPH over limit	$1416	$236
Wrong way/wrong lane	$1416	$241
Speeding 21 - 25 MPH over limit	$1431	$238
Passing school bus	$1457	$248
In 65 MPH zone	$1462	$244
Open container	$1483	$252
At-fault accident - less than $1000	$1489	$248
Operating a vehicle without permission	$1509	$257
At-fault accident - $1000-$2000	$1623	$271
At-fault accident - greater than $2000	$1633	$278
Refusal to submit to a chemical test	$1912	$318
Reckless driving	$1969	$335
Racing	$2016	$336
Driving with a suspended license	$2021	$344
DUI	$2046	$341
Leaving scene of an accident/hit and run	$2098	$357

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Unionville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Unionville.

The cheapest car insurance premiums in Unionville are offered by Mercury at $331 for a six-month policy. However, it can be as expensive as $1489 with companies like Progressive.

Unionville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$331	$57
Auto-Owners Insurance Co	$429	$71
Country Financial	$465	$78
Esurance P&C Ins Co	$641	$107
Auto-Owners	$1023	$172
Farm Bureau	$1111	$185
USAA	$1204	$203
Georgia Farm Bureau	$1246	$208
State Farm	$1349	$227
Allstate	$1426	$240
Progressive	$1489	$251

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Unionville are offered by AutoOwners Insurance Co at $222. However, it can be as expensive as $1690 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Unionville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$222	$37
Country Financial	$243	$41
Mercury	$346	$59
Farm Bureau	$631	$105
Auto-Owners	$770	$131
USAA	$837	$139
State Farm	$1095	$186
Allstate	$1489	$248
Progressive	$1690	$287

Car Insurance Price Trends in Unionville, Georgia

Car insurance rates in Unionville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Unionville rose by $196 in December compared to $192 of November. In other words, there has been an increase by $4 when you compare December and November.

The average cost of liability insurance in the Unionville rose to $63 in December, compared to $59 in November. This represents an increase of $4 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Unionville?

The car insurance in Unionville is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Unionville?

The cheapest car insurance in Unionville is $56 per month for full coverage.

How much is car insurance in Unionville for teenagers?

Car insurance for teenagers costs $274 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Unionville?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $150 per month to insure your car in Unionville.

Is car insurance expensive in Unionville?

Car insurance can be expensive in Unionville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Unionville can be affordable.

Cheapest Car Insurance Quotes in Unionville

Why you can trust Way?

How Much Is Car Insurance in Unionville

Avg. Car Insurance in Unionville

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Unionville

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Unionville Car Insurance Rates by Company

Cheap Car Insurance Companies in Unionville, GA

Way's key takeaways about car insurance in Unionville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Unionville

Cheapest Liability Coverage in Unionville, GA

Cheapest Full Coverage Car Insurance in Unionville

Cheapest Full Coverage Car Insurance Quotes in Unionville, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Unionville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Unionville, GA increasing?

Car Insurance Premiums by Age in Unionville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Unionville,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Unionville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Unionville

Cheapest Car Insurance Companies after an At-Fault Accident in Unionville

Unionville Car Insurance Rates by Violation

Unionville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Unionville after a DUI

Unionville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Unionville after Speeding ticket

Car Insurance Price Trends in Unionville, Georgia

Average Car Insurance Cost in Unionville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Unionville, GA

Car Insurance Rates by State in the USA (2025 Update)

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