Cheapest Car Insurance Quotes in Clarkston

Finding the cheapest car insurance quotes in Clarkston shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Clarkston Car Insurance

^$ 60

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Clarkston

The car insurance rate in Clarkston is $1716 for a six-month policy, which is $663 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $610, making it a popular choice for budget-conscious drivers. Rates in Clarkston can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Clarkston

$1716

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Clarkston

1st place: Country Financial

At $610 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $804 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $1182 for six months, making it the third cheapest auto insurance company in Clarkston.

Clarkston Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Clarkston, GA is Country Financial, offering policies at just $610 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $804.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2760 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Clarkston drivers find the best deals.

Cheap Car Insurance Companies in Clarkston, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$610	$101
Auto-Owners Insurance Co	$804	$137
Georgia Farm Bureau	$1182	$197
Farm Bureau	$1297	$220
Auto-Owners	$1821	$306
USAA	$1821	$306
Progressive	$1878	$316
Mercury	$2170	$368
Allstate	$2217	$373
Esurance P&C Ins Co	$2334	$396
State Farm	$2760	$465

Key Takeaways

Way's key takeaways about car insurance in Clarkston

The auto insurance costs in Clarkston fall around $610 for six months.
The cheapest auto insurance company in Clarkston is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Clarkston at $1654 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Clarkston

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Clarkston are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Clarkston. Their Average 6 Month Premium is $359. State Farm is the most expensive at $1268 for the same period.

Cheapest Liability Coverage in Clarkston, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$359	$60
Georgia Farm Bureau	$484	$82
Farm Bureau	$533	$91
Mercury	$580	$98
Auto-Owners	$600	$101
Country Financial	$619	$104
USAA	$668	$112
Progressive	$678	$114
Central Insurance	$755	$129
Allstate	$1094	$183
State Farm	$1268	$214

Cheapest Full Coverage Car Insurance in Clarkston

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Clarkston is Country Financial at $101 per month and $610 for six months.

Cheapest Full Coverage Car Insurance Quotes in Clarkston, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$610	$101
Auto-Owners Insurance Co	$804	$137
Georgia Farm Bureau	$1182	$197
Farm Bureau	$1297	$220
Auto-Owners	$1821	$306
USAA	$1821	$306
Progressive	$1878	$316
Mercury	$2170	$368
Allstate	$2217	$373
Esurance P&C Ins Co	$2334	$396
State Farm	$2760	$465

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Clarkston Instantly!

Average Car Insurance in Clarkston by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Clarkston, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Clarkston, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Clarkston's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Clarkston

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Clarkston,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Clarkston at $85 per month. At $9827 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$513	$85
Mercury	$610	$104
Country Financial	$727	$122
Central Insurance	$755	$129
USAA	$3011	$507
Georgia Farm Bureau	$3283	$557
Auto-Owners	$3485	$587
Farm Bureau	$4173	$709
Allstate	$7707	$1284
Progressive	$9827	$1654
State Farm	$9827	$1654

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Clarkston, Country Financial is the cheapest car insurance provider. At $504 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Clarkston is Allstate, offering rates of around $4124 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$504	$83
Mercury	$590	$101
Farm Bureau	$1297	$217
Progressive	$2460	$419
USAA	$2624	$437
Auto-Owners	$4782	$813
State Farm	$10554	$1759
Allstate	$4124	$688

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Clarkston.

Car Insurance Rates with An Accident in Clarkston

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Clarkston, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Clarkston

The cheapest car insurance companies after an at-fault accident in Clarkston include AutoOwners Insurance Co and Country Financial, offering $533 and $823, respectively. State Farm is an expensive provider with an average six-month premium of $3379.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$533	$88
Country Financial	$823	$139
Encompass	$910	$152
Central Insurance	$998	$170
Farm Bureau	$1423	$238
Georgia Farm Bureau	$1452	$248
Auto-Owners	$1607	$271
USAA	$1637	$275
Progressive	$2334	$393
Allstate	$3089	$525
State Farm	$3379	$569

Clarkston Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Clarkston GA. For example, the car insurance in Clarkston after a DUI increases to $1762 for a six month policy. While the rate increases by $552 for a six-month policy in the case of a speeding ticket.

Clarkston auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2072	$346
One Med/PIP claim	$2072	$352
One comp claim	$2082	$347
Two Med/PIP claims	$2082	$354
Not-at-fault accident	$2091	$349
Two comp claims	$2121	$360
Driving without lights	$2499	$416
Failure to wear a seat belt	$2499	$425
Child safety restraint	$2527	$421
Failure to show documents	$2527	$430
Cell phone violation	$2585	$430
Texting while driving	$2585	$440
Driving too slowly	$2624	$437
Speeding 6 - 10 MPH over limit	$2624	$447
Speeding in school zone	$2624	$437
Speeding 11 - 15 MPH over limit	$2634	$448
Driving with expired registration	$2644	$440
Failure to yield	$2644	$450
Following too closely	$2644	$440
Illegal turn	$2644	$450
Failure to stop at a red light	$2654	$442
Improper passing	$2654	$452
Speeding 16 - 20 MPH over limit	$2654	$442
Wrong way/wrong lane	$2654	$452
Speeding 21 - 25 MPH over limit	$2681	$447
Passing school bus	$2730	$465
In 65 MPH zone	$2740	$456
Open container	$2779	$473
At-fault accident - less than $1000	$2789	$465
Operating a vehicle without permission	$2826	$481
At-fault accident - $1000-$2000	$3040	$507
At-fault accident - greater than $2000	$3060	$520
Refusal to submit to a chemical test	$3583	$597
Reckless driving	$3689	$628
Racing	$3777	$629
Driving with a suspended license	$3786	$644
DUI	$3834	$639
Leaving scene of an accident/hit and run	$3932	$668

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Clarkston after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Clarkston.

The cheapest car insurance premiums in Clarkston are offered by Mercury at $619 for a six-month policy. However, it can be as expensive as $3138 with companies like State Farm.

Clarkston car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$619	$106
Auto-Owners Insurance Co	$804	$134
Country Financial	$872	$147
Esurance P&C Ins Co	$1201	$200
Allstate	$1976	$336
Auto-Owners	$2160	$363
Georgia Farm Bureau	$2334	$396
Progressive	$2342	$394
USAA	$2381	$401
Farm Bureau	$2527	$421
State Farm	$3138	$528

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Clarkston are offered by AutoOwners Insurance Co at $416. However, it can be as expensive as $2789 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Clarkston after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$416	$70
Country Financial	$455	$77
Mercury	$649	$108
Farm Bureau	$1423	$241
USAA	$1791	$298
Auto-Owners	$1840	$313
Progressive	$1936	$323
State Farm	$2963	$504
Allstate	$2789	$465

Car Insurance Price Trends in Clarkston, Georgia

Car insurance rates in Clarkston have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Clarkston dipped by $349 in January compared to $367 of December. In other words, there has been an decrease by $18 when you compare January and December.

The average cost of liability insurance in the Clarkston dipped to $116 in January, compared to $117 in December. This represents an decrease of $1 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Clarkston?

The car insurance in Clarkston is $60 per month, which is lower than the national average.

What is the cheapest car insurance in Clarkston?

The cheapest car insurance in Clarkston is $101 per month for full coverage.

How much is car insurance in Clarkston for teenagers?

Car insurance for teenagers costs $513 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Clarkston?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $289 per month to insure your car in Clarkston.

Is car insurance expensive in Clarkston?

Car insurance can be expensive in Clarkston if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Clarkston can be affordable.

Cheapest Car Insurance Quotes in Clarkston

Why you can trust Way?

How Much Is Car Insurance in Clarkston

Avg. Car Insurance in Clarkston

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Clarkston

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Clarkston Car Insurance Rates by Company

Cheap Car Insurance Companies in Clarkston, GA

Way's key takeaways about car insurance in Clarkston

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Clarkston

Cheapest Liability Coverage in Clarkston, GA

Cheapest Full Coverage Car Insurance in Clarkston

Cheapest Full Coverage Car Insurance Quotes in Clarkston, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Clarkston by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Clarkston, GA increasing?

Car Insurance Premiums by Age in Clarkston

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Clarkston,GA

If you are in your twenties N/A is the best choice for car insurance in Clarkston.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Clarkston

Cheapest Car Insurance Companies after an At-Fault Accident in Clarkston

Clarkston Car Insurance Rates by Violation

Clarkston auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Clarkston after a DUI

Clarkston car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Clarkston after Speeding ticket

Car Insurance Price Trends in Clarkston, Georgia

Average Car Insurance Cost in Clarkston by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Clarkston, GA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources