Cheapest Car Insurance Quotes in Alston

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Alston Car Insurance

^$ 45

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Alston

The car insurance rate in Alston is $1285 for a six-month policy, which is $232 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $456, making it a popular choice for budget-conscious drivers. Rates in Alston can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Alston

$1285

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Alston

1st place: Country Financial

At $456 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $601 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $885 for six months, making it the third cheapest auto insurance company in Alston.

Alston Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Alston, GA is Country Financial, offering policies at just $456 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $601.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2065 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Alston drivers find the best deals.

Cheap Car Insurance Companies in Alston, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$456	$76
Auto-Owners Insurance Co	$601	$102
Georgia Farm Bureau	$885	$148
Farm Bureau	$971	$165
Auto-Owners	$1363	$229
USAA	$1363	$229
Progressive	$1405	$237
Mercury	$1624	$276
Allstate	$1659	$279
Esurance P&C Ins Co	$1747	$296
State Farm	$2065	$348

Key Takeaways

Way's key takeaways about car insurance in Alston

The auto insurance costs in Alston fall around $456 for six months.
The cheapest auto insurance company in Alston is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Alston at $1238 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Alston

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Alston are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Alston. Their Average 6 Month Premium is $268. State Farm is the most expensive at $949 for the same period.

Cheapest Liability Coverage in Alston, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$268	$45
Georgia Farm Bureau	$362	$61
Farm Bureau	$399	$68
Mercury	$434	$73
Auto-Owners	$449	$76
Country Financial	$464	$78
USAA	$500	$84
Progressive	$508	$85
Central Insurance	$565	$96
Allstate	$819	$137
State Farm	$949	$160

Cheapest Full Coverage Car Insurance in Alston

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Alston is Country Financial at $76 per month and $456 for six months.

Cheapest Full Coverage Car Insurance Quotes in Alston, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$456	$76
Auto-Owners Insurance Co	$601	$102
Georgia Farm Bureau	$885	$148
Farm Bureau	$971	$165
Auto-Owners	$1363	$229
USAA	$1363	$229
Progressive	$1405	$237
Mercury	$1624	$276
Allstate	$1659	$279
Esurance P&C Ins Co	$1747	$296
State Farm	$2065	$348

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Average Car Insurance in Alston by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Alston, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Alston, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Alston's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Alston

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Alston,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Alston at $63 per month. At $7355 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$384	$63
Mercury	$456	$78
Country Financial	$544	$92
Central Insurance	$565	$96
USAA	$2253	$379
Georgia Farm Bureau	$2457	$417
Auto-Owners	$2608	$439
Farm Bureau	$3123	$531
Allstate	$5768	$961
Progressive	$7355	$1238
State Farm	$7355	$1238

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Alston, Country Financial is the cheapest car insurance provider. At $377 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Alston is Allstate, offering rates of around $3087 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$377	$62
Mercury	$442	$76
Farm Bureau	$971	$162
Progressive	$1841	$314
USAA	$1964	$327
Auto-Owners	$3579	$609
State Farm	$7900	$1316
Allstate	$3087	$515

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Car Insurance Rates with An Accident in Alston

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Alston, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Alston

The cheapest car insurance companies after an at-fault accident in Alston include AutoOwners Insurance Co and Country Financial, offering $399 and $616, respectively. State Farm is an expensive provider with an average six-month premium of $2529.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$399	$66
Country Financial	$616	$104
Encompass	$681	$113
Central Insurance	$747	$127
Farm Bureau	$1065	$178
Georgia Farm Bureau	$1087	$185
Auto-Owners	$1203	$203
USAA	$1225	$206
Progressive	$1747	$294
Allstate	$2312	$393
State Farm	$2529	$426

Alston Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Alston GA. For example, the car insurance in Alston after a DUI increases to $1318 for a six month policy. While the rate increases by $413 for a six-month policy in the case of a speeding ticket.

Alston auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1551	$259
One Med/PIP claim	$1551	$264
One comp claim	$1558	$260
Two Med/PIP claims	$1558	$265
Not-at-fault accident	$1565	$261
Two comp claims	$1587	$270
Driving without lights	$1870	$311
Failure to wear a seat belt	$1870	$318
Child safety restraint	$1891	$315
Failure to show documents	$1891	$322
Cell phone violation	$1935	$322
Texting while driving	$1935	$329
Driving too slowly	$1964	$327
Speeding 6 - 10 MPH over limit	$1964	$334
Speeding in school zone	$1964	$327
Speeding 11 - 15 MPH over limit	$1972	$336
Driving with expired registration	$1979	$329
Failure to yield	$1979	$337
Following too closely	$1979	$329
Illegal turn	$1979	$337
Failure to stop at a red light	$1986	$331
Improper passing	$1986	$338
Speeding 16 - 20 MPH over limit	$1986	$331
Wrong way/wrong lane	$1986	$338
Speeding 21 - 25 MPH over limit	$2007	$334
Passing school bus	$2044	$348
In 65 MPH zone	$2051	$342
Open container	$2080	$354
At-fault accident - less than $1000	$2087	$348
Operating a vehicle without permission	$2115	$360
At-fault accident - $1000-$2000	$2275	$379
At-fault accident - greater than $2000	$2290	$389
Refusal to submit to a chemical test	$2682	$447
Reckless driving	$2761	$470
Racing	$2827	$471
Driving with a suspended license	$2834	$482
DUI	$2869	$478
Leaving scene of an accident/hit and run	$2943	$500

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Alston after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Alston.

The cheapest car insurance premiums in Alston are offered by Mercury at $464 for a six-month policy. However, it can be as expensive as $2349 with companies like State Farm.

Alston car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$464	$79
Auto-Owners Insurance Co	$601	$100
Country Financial	$653	$110
Esurance P&C Ins Co	$899	$150
Allstate	$1479	$251
Auto-Owners	$1617	$272
Georgia Farm Bureau	$1747	$296
Progressive	$1753	$295
USAA	$1782	$300
Farm Bureau	$1891	$315
State Farm	$2349	$395

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Alston are offered by AutoOwners Insurance Co at $311. However, it can be as expensive as $2087 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Alston after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$311	$52
Country Financial	$340	$57
Mercury	$486	$81
Farm Bureau	$1065	$181
USAA	$1341	$223
Auto-Owners	$1377	$234
Progressive	$1449	$242
State Farm	$2218	$377
Allstate	$2087	$348

Car Insurance Price Trends in Alston, Georgia

Car insurance rates in Alston have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Alston dipped by $261 in January compared to $275 of December. In other words, there has been an decrease by $14 when you compare January and December.

The average cost of liability insurance in the Alston dipped to $87 in January, compared to $88 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Alston?

The car insurance in Alston is $45 per month, which is lower than the national average.

What is the cheapest car insurance in Alston?

The cheapest car insurance in Alston is $76 per month for full coverage.

How much is car insurance in Alston for teenagers?

Car insurance for teenagers costs $384 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Alston?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $216 per month to insure your car in Alston.

Is car insurance expensive in Alston?

Car insurance can be expensive in Alston if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Alston can be affordable.

Cheapest Car Insurance Quotes in Alston

Why you can trust Way?

How Much Is Car Insurance in Alston

Avg. Car Insurance in Alston

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Alston

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Alston Car Insurance Rates by Company

Cheap Car Insurance Companies in Alston, GA

Way's key takeaways about car insurance in Alston

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Alston

Cheapest Liability Coverage in Alston, GA

Cheapest Full Coverage Car Insurance in Alston

Cheapest Full Coverage Car Insurance Quotes in Alston, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Alston by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Alston, GA increasing?

Car Insurance Premiums by Age in Alston

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Alston,GA

If you are in your twenties N/A is the best choice for car insurance in Alston.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Alston

Cheapest Car Insurance Companies after an At-Fault Accident in Alston

Alston Car Insurance Rates by Violation

Alston auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Alston after a DUI

Alston car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Alston after Speeding ticket

Car Insurance Price Trends in Alston, Georgia

Average Car Insurance Cost in Alston by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Alston, GA

Car Insurance Rates by State in the USA (2025 Update)

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