Cheapest Car Insurance Quotes in Snellville

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Snellville Car Insurance

^$ 48

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Snellville

The car insurance rate in Snellville is $1324 for a six-month policy, which is $298 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $482, making it a popular choice for budget-conscious drivers. Rates in Snellville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Snellville

$1324

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Snellville

1st place: Country Financial

At $482 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $636 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $850 for six months, making it the third cheapest auto insurance company in Snellville.

Snellville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Snellville, GA is Country Financial, offering policies at just $482 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $636.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1854 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Snellville drivers find the best deals.

Cheap Car Insurance Companies in Snellville, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$482	$83
Auto-Owners Insurance Co	$636	$106
Farm Bureau	$850	$144
Georgia Farm Bureau	$935	$156
Auto-Owners	$1364	$230
USAA	$1410	$237
Progressive	$1663	$280
Mercury	$1717	$286
Allstate	$1809	$304
Esurance P&C Ins Co	$1847	$308
State Farm	$1854	$312

Key Takeaways

Way's key takeaways about car insurance in Snellville

The auto insurance costs in Snellville fall around $482 for six months.
The cheapest auto insurance company in Snellville is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Snellville at $1587 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Snellville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Snellville are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Snellville. Their Average 6 Month Premium is $284. Allstate is the most expensive at $973 for the same period.

Cheapest Liability Coverage in Snellville, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$284	$48
Farm Bureau	$360	$61
Georgia Farm Bureau	$383	$65
Auto-Owners	$459	$77
Mercury	$459	$77
Country Financial	$490	$83
USAA	$513	$86
Progressive	$568	$95
Central Insurance	$597	$99
State Farm	$881	$148
Allstate	$973	$164

Cheapest Full Coverage Car Insurance in Snellville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Snellville is Country Financial at $83 per month and $482 for six months.

Cheapest Full Coverage Car Insurance Quotes in Snellville, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$482	$83
Auto-Owners Insurance Co	$636	$106
Farm Bureau	$850	$144
Georgia Farm Bureau	$935	$156
Auto-Owners	$1364	$230
USAA	$1410	$237
Progressive	$1663	$280
Mercury	$1717	$286
Allstate	$1809	$304
Esurance P&C Ins Co	$1847	$308
State Farm	$1854	$312

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Average Car Insurance in Snellville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Snellville, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Snellville, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Snellville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Snellville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$916
30s	Georgia Farm Bureau	$733
40s	Georgia Farm Bureau	$703
50s	Georgia Farm Bureau	$673
60s	Georgia Farm Bureau	$668
70s	Georgia Farm Bureau	$809

Cheapest Car Insurance Rates for Teen Drivers in Snellville,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Snellville at $67 per month. At $9425 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$406	$67
Mercury	$482	$83
Country Financial	$575	$97
Central Insurance	$597	$102
USAA	$2268	$382
Auto-Owners	$2491	$419
Georgia Farm Bureau	$2598	$433
Farm Bureau	$2713	$462
State Farm	$6720	$1131
Allstate	$6758	$1138
Progressive	$9425	$1587

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Snellville.

As young drivers face the highest rates in Snellville, Georgia Farm Bureau offers the cheapest auto insurance rates at $916 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Snellville, Country Financial is the cheapest car insurance provider. At $399 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Snellville is State Farm, offering rates of around $5786 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$399	$66
Mercury	$467	$80
Farm Bureau	$850	$142
USAA	$1847	$313
Progressive	$2851	$475
Auto-Owners	$2997	$510
Allstate	$3264	$544
State Farm	$5786	$984

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Save up to $971/yr on car insurance rates in Snellville.

Car Insurance Rates with An Accident in Snellville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Snellville, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Snellville

The cheapest car insurance companies after an at-fault accident in Snellville include AutoOwners Insurance Co and Country Financial, offering $422 and $651, respectively. Allstate is an expensive provider with an average six-month premium of $2774.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$422	$70
Country Financial	$651	$110
Encompass	$720	$120
Central Insurance	$789	$134
Farm Bureau	$935	$156
Georgia Farm Bureau	$1149	$196
Auto-Owners	$1165	$196
USAA	$1249	$210
Progressive	$2307	$388
State Farm	$2337	$393
Allstate	$2774	$467

Snellville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Snellville GA. For example, the car insurance in Snellville after a DUI increases to $1394 for a six month policy. While the rate increases by $437 for a six-month policy in the case of a speeding ticket.

Snellville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1640	$273
One Med/PIP claim	$1640	$279
One comp claim	$1647	$275
Two Med/PIP claims	$1647	$280
Not-at-fault accident	$1655	$276
Two comp claims	$1678	$285
Driving without lights	$1978	$329
Failure to wear a seat belt	$1978	$337
Child safety restraint	$2000	$333
Failure to show documents	$2000	$341
Cell phone violation	$2046	$341
Texting while driving	$2046	$348
Driving too slowly	$2077	$346
Speeding 6 - 10 MPH over limit	$2077	$353
Speeding in school zone	$2077	$346
Speeding 11 - 15 MPH over limit	$2085	$355
Driving with expired registration	$2092	$348
Failure to yield	$2092	$356
Following too closely	$2092	$348
Illegal turn	$2092	$356
Failure to stop at a red light	$2100	$350
Improper passing	$2100	$357
Speeding 16 - 20 MPH over limit	$2100	$350
Wrong way/wrong lane	$2100	$357
Speeding 21 - 25 MPH over limit	$2122	$353
Passing school bus	$2161	$368
In 65 MPH zone	$2168	$361
Open container	$2199	$374
At-fault accident - less than $1000	$2207	$368
Operating a vehicle without permission	$2237	$381
At-fault accident - $1000-$2000	$2406	$401
At-fault accident - greater than $2000	$2421	$412
Refusal to submit to a chemical test	$2835	$472
Reckless driving	$2919	$497
Racing	$2989	$498
Driving with a suspended license	$2997	$510
DUI	$3034	$506
Leaving scene of an accident/hit and run	$3111	$529

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Snellville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Snellville.

The cheapest car insurance premiums in Snellville are offered by Mercury at $490 for a six-month policy. However, it can be as expensive as $2207 with companies like Progressive.

Snellville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$490	$84
Auto-Owners Insurance Co	$636	$106
Country Financial	$690	$116
Esurance P&C Ins Co	$951	$159
Auto-Owners	$1517	$255
Farm Bureau	$1647	$275
USAA	$1785	$301
Georgia Farm Bureau	$1847	$308
State Farm	$2000	$337
Allstate	$2114	$356
Progressive	$2207	$372

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Snellville are offered by AutoOwners Insurance Co at $329. However, it can be as expensive as $2505 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Snellville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$329	$55
Country Financial	$360	$61
Mercury	$513	$88
Farm Bureau	$935	$156
Auto-Owners	$1142	$194
USAA	$1241	$206
State Farm	$1624	$276
Allstate	$2207	$368
Progressive	$2505	$426

Car Insurance Price Trends in Snellville, Georgia

Car insurance rates in Snellville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Snellville rose by $290 in December compared to $285 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Snellville rose to $93 in December, compared to $88 in November. This represents an increase of $5 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Snellville?

The car insurance in Snellville is $48 per month, which is lower than the national average.

What is the cheapest car insurance in Snellville?

The cheapest car insurance in Snellville is $83 per month for full coverage.

How much is car insurance in Snellville for teenagers?

Car insurance for teenagers costs $406 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Snellville?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $222 per month to insure your car in Snellville.

Is car insurance expensive in Snellville?

Car insurance can be expensive in Snellville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Snellville can be affordable.

Cheapest Car Insurance Quotes in Snellville

Why you can trust Way?

How Much Is Car Insurance in Snellville

Avg. Car Insurance in Snellville

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Snellville

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Snellville Car Insurance Rates by Company

Cheap Car Insurance Companies in Snellville, GA

Way's key takeaways about car insurance in Snellville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Snellville

Cheapest Liability Coverage in Snellville, GA

Cheapest Full Coverage Car Insurance in Snellville

Cheapest Full Coverage Car Insurance Quotes in Snellville, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Snellville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Snellville, GA increasing?

Car Insurance Premiums by Age in Snellville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Snellville,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Snellville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Snellville

Cheapest Car Insurance Companies after an At-Fault Accident in Snellville

Snellville Car Insurance Rates by Violation

Snellville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Snellville after a DUI

Snellville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Snellville after Speeding ticket

Car Insurance Price Trends in Snellville, Georgia

Average Car Insurance Cost in Snellville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Snellville, GA

Car Insurance Rates by State in the USA (2025 Update)

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