Cheapest Car Insurance Quotes in Snellville

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Snellville Car Insurance

^$ 51

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Snellville

The car insurance rate in Snellville is $1464 for a six-month policy, which is $411 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $520, making it a popular choice for budget-conscious drivers. Rates in Snellville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Snellville

$1464

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Snellville

1st place: Country Financial

At $520 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $685 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $1008 for six months, making it the third cheapest auto insurance company in Snellville.

Snellville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Snellville, GA is Country Financial, offering policies at just $520 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $685.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2353 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Snellville drivers find the best deals.

Cheap Car Insurance Companies in Snellville, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$520	$86
Auto-Owners Insurance Co	$685	$117
Georgia Farm Bureau	$1008	$168
Farm Bureau	$1106	$188
Auto-Owners	$1553	$261
USAA	$1553	$261
Progressive	$1601	$270
Mercury	$1850	$314
Allstate	$1890	$318
Esurance P&C Ins Co	$1990	$338
State Farm	$2353	$396

Key Takeaways

Way's key takeaways about car insurance in Snellville

The auto insurance costs in Snellville fall around $520 for six months.
The cheapest auto insurance company in Snellville is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Snellville at $1411 per month.

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Cheapest Minimum Liability Car Insurance in Snellville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Snellville are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Snellville. Their Average 6 Month Premium is $306. State Farm is the most expensive at $1081 for the same period.

Cheapest Liability Coverage in Snellville, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$306	$51
Georgia Farm Bureau	$413	$70
Farm Bureau	$455	$78
Mercury	$495	$83
Auto-Owners	$512	$86
Country Financial	$528	$89
USAA	$570	$96
Progressive	$578	$97
Central Insurance	$644	$110
Allstate	$933	$156
State Farm	$1081	$182

Cheapest Full Coverage Car Insurance in Snellville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Snellville is Country Financial at $86 per month and $520 for six months.

Cheapest Full Coverage Car Insurance Quotes in Snellville, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$520	$86
Auto-Owners Insurance Co	$685	$117
Georgia Farm Bureau	$1008	$168
Farm Bureau	$1106	$188
Auto-Owners	$1553	$261
USAA	$1553	$261
Progressive	$1601	$270
Mercury	$1850	$314
Allstate	$1890	$318
Esurance P&C Ins Co	$1990	$338
State Farm	$2353	$396

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Average Car Insurance in Snellville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Snellville, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Snellville, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Snellville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Snellville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Snellville,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Snellville at $72 per month. At $8380 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$438	$72
Mercury	$520	$89
Country Financial	$620	$104
Central Insurance	$644	$110
USAA	$2567	$432
Georgia Farm Bureau	$2799	$475
Auto-Owners	$2972	$500
Farm Bureau	$3558	$605
Allstate	$6572	$1095
Progressive	$8380	$1411
State Farm	$8380	$1411

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Snellville, Country Financial is the cheapest car insurance provider. At $430 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Snellville is Allstate, offering rates of around $3517 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$430	$71
Mercury	$503	$86
Farm Bureau	$1106	$185
Progressive	$2098	$357
USAA	$2238	$373
Auto-Owners	$4078	$694
State Farm	$9000	$1500
Allstate	$3517	$587

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Car Insurance Rates with An Accident in Snellville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Snellville, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Snellville

The cheapest car insurance companies after an at-fault accident in Snellville include AutoOwners Insurance Co and Country Financial, offering $455 and $702, respectively. State Farm is an expensive provider with an average six-month premium of $2881.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$455	$75
Country Financial	$702	$118
Encompass	$776	$129
Central Insurance	$851	$145
Farm Bureau	$1213	$203
Georgia Farm Bureau	$1238	$211
Auto-Owners	$1371	$231
USAA	$1396	$235
Progressive	$1990	$335
Allstate	$2634	$448
State Farm	$2881	$485

Snellville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Snellville GA. For example, the car insurance in Snellville after a DUI increases to $1502 for a six month policy. While the rate increases by $471 for a six-month policy in the case of a speeding ticket.

Snellville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1767	$295
One Med/PIP claim	$1767	$300
One comp claim	$1775	$296
Two Med/PIP claims	$1775	$302
Not-at-fault accident	$1783	$297
Two comp claims	$1808	$307
Driving without lights	$2131	$354
Failure to wear a seat belt	$2131	$363
Child safety restraint	$2155	$359
Failure to show documents	$2155	$367
Cell phone violation	$2205	$367
Texting while driving	$2205	$375
Driving too slowly	$2238	$373
Speeding 6 - 10 MPH over limit	$2238	$381
Speeding in school zone	$2238	$373
Speeding 11 - 15 MPH over limit	$2246	$382
Driving with expired registration	$2255	$375
Failure to yield	$2255	$384
Following too closely	$2255	$375
Illegal turn	$2255	$384
Failure to stop at a red light	$2263	$377
Improper passing	$2263	$385
Speeding 16 - 20 MPH over limit	$2263	$377
Wrong way/wrong lane	$2263	$385
Speeding 21 - 25 MPH over limit	$2287	$381
Passing school bus	$2328	$396
In 65 MPH zone	$2337	$389
Open container	$2370	$403
At-fault accident - less than $1000	$2378	$396
Operating a vehicle without permission	$2410	$410
At-fault accident - $1000-$2000	$2592	$432
At-fault accident - greater than $2000	$2609	$443
Refusal to submit to a chemical test	$3055	$509
Reckless driving	$3146	$535
Racing	$3221	$537
Driving with a suspended license	$3229	$549
DUI	$3269	$545
Leaving scene of an accident/hit and run	$3353	$570

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Snellville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Snellville.

The cheapest car insurance premiums in Snellville are offered by Mercury at $528 for a six-month policy. However, it can be as expensive as $2676 with companies like State Farm.

Snellville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$528	$90
Auto-Owners Insurance Co	$685	$114
Country Financial	$744	$125
Esurance P&C Ins Co	$1024	$171
Allstate	$1685	$286
Auto-Owners	$1842	$310
Georgia Farm Bureau	$1990	$338
Progressive	$1997	$336
USAA	$2031	$342
Farm Bureau	$2155	$359
State Farm	$2676	$450

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Snellville are offered by AutoOwners Insurance Co at $354. However, it can be as expensive as $2378 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Snellville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$354	$60
Country Financial	$388	$65
Mercury	$553	$92
Farm Bureau	$1213	$206
USAA	$1528	$254
Auto-Owners	$1569	$267
Progressive	$1651	$275
State Farm	$2527	$430
Allstate	$2378	$396

Car Insurance Price Trends in Snellville, Georgia

Car insurance rates in Snellville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Snellville dipped by $297 in January compared to $313 of December. In other words, there has been an decrease by $16 when you compare January and December.

The average cost of liability insurance in the Snellville dipped to $99 in January, compared to $100 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Snellville?

The car insurance in Snellville is $51 per month, which is lower than the national average.

What is the cheapest car insurance in Snellville?

The cheapest car insurance in Snellville is $86 per month for full coverage.

How much is car insurance in Snellville for teenagers?

Car insurance for teenagers costs $438 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Snellville?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $246 per month to insure your car in Snellville.

Is car insurance expensive in Snellville?

Car insurance can be expensive in Snellville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Snellville can be affordable.

Cheapest Car Insurance Quotes in Snellville

Why you can trust Way?

How Much Is Car Insurance in Snellville

Avg. Car Insurance in Snellville

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Snellville

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Snellville Car Insurance Rates by Company

Cheap Car Insurance Companies in Snellville, GA

Way's key takeaways about car insurance in Snellville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Snellville

Cheapest Liability Coverage in Snellville, GA

Cheapest Full Coverage Car Insurance in Snellville

Cheapest Full Coverage Car Insurance Quotes in Snellville, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Snellville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Snellville, GA increasing?

Car Insurance Premiums by Age in Snellville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Snellville,GA

If you are in your twenties N/A is the best choice for car insurance in Snellville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Snellville

Cheapest Car Insurance Companies after an At-Fault Accident in Snellville

Snellville Car Insurance Rates by Violation

Snellville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Snellville after a DUI

Snellville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Snellville after Speeding ticket

Car Insurance Price Trends in Snellville, Georgia

Average Car Insurance Cost in Snellville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Snellville, GA

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources