Cheapest Car Insurance Quotes in Walnut Grove

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Walnut Grove Car Insurance

^$ 46

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Walnut Grove

The car insurance rate in Walnut Grove is $1262 for a six-month policy, which is $236 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $460, making it a popular choice for budget-conscious drivers. Rates in Walnut Grove can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Walnut Grove

$1262

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Walnut Grove

1st place: Country Financial

At $460 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $606 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $811 for six months, making it the third cheapest auto insurance company in Walnut Grove.

Walnut Grove Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Walnut Grove, GA is Country Financial, offering policies at just $460 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $606.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1768 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Walnut Grove drivers find the best deals.

Cheap Car Insurance Companies in Walnut Grove, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$460	$79
Auto-Owners Insurance Co	$606	$101
Farm Bureau	$811	$138
Georgia Farm Bureau	$892	$149
Auto-Owners	$1300	$219
USAA	$1344	$226
Progressive	$1585	$267
Mercury	$1637	$273
Allstate	$1724	$290
Esurance P&C Ins Co	$1761	$294
State Farm	$1768	$298

Key Takeaways

Way's key takeaways about car insurance in Walnut Grove

The auto insurance costs in Walnut Grove fall around $460 for six months.
The cheapest auto insurance company in Walnut Grove is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Walnut Grove at $1513 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Walnut Grove

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Walnut Grove are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Walnut Grove. Their Average 6 Month Premium is $271. Allstate is the most expensive at $927 for the same period.

Cheapest Liability Coverage in Walnut Grove, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$271	$46
Farm Bureau	$343	$58
Georgia Farm Bureau	$365	$62
Auto-Owners	$438	$74
Mercury	$438	$74
Country Financial	$467	$79
USAA	$490	$82
Progressive	$541	$91
Central Insurance	$569	$95
State Farm	$840	$141
Allstate	$927	$156

Cheapest Full Coverage Car Insurance in Walnut Grove

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Walnut Grove is Country Financial at $79 per month and $460 for six months.

Cheapest Full Coverage Car Insurance Quotes in Walnut Grove, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$460	$79
Auto-Owners Insurance Co	$606	$101
Farm Bureau	$811	$138
Georgia Farm Bureau	$892	$149
Auto-Owners	$1300	$219
USAA	$1344	$226
Progressive	$1585	$267
Mercury	$1637	$273
Allstate	$1724	$290
Esurance P&C Ins Co	$1761	$294
State Farm	$1768	$298

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Average Car Insurance in Walnut Grove by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Walnut Grove, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Walnut Grove, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Walnut Grove's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Walnut Grove

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$873
30s	Georgia Farm Bureau	$699
40s	Georgia Farm Bureau	$670
50s	Georgia Farm Bureau	$642
60s	Georgia Farm Bureau	$637
70s	Georgia Farm Bureau	$771

Cheapest Car Insurance Rates for Teen Drivers in Walnut Grove,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Walnut Grove at $64 per month. At $8986 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$387	$64
Mercury	$460	$79
Country Financial	$549	$92
Central Insurance	$569	$97
USAA	$2162	$364
Auto-Owners	$2375	$400
Georgia Farm Bureau	$2477	$413
Farm Bureau	$2587	$440
State Farm	$6407	$1079
Allstate	$6444	$1085
Progressive	$8986	$1513

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Walnut Grove.

As young drivers face the highest rates in Walnut Grove, Georgia Farm Bureau offers the cheapest auto insurance rates at $873 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Walnut Grove, Country Financial is the cheapest car insurance provider. At $380 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Walnut Grove is State Farm, offering rates of around $5517 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$380	$63
Mercury	$445	$76
Farm Bureau	$811	$135
USAA	$1761	$299
Progressive	$2718	$453
Auto-Owners	$2857	$486
Allstate	$3112	$519
State Farm	$5517	$938

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Car Insurance Rates with An Accident in Walnut Grove

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Walnut Grove, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Walnut Grove

The cheapest car insurance companies after an at-fault accident in Walnut Grove include AutoOwners Insurance Co and Country Financial, offering $402 and $621, respectively. Allstate is an expensive provider with an average six-month premium of $2645.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$402	$66
Country Financial	$621	$105
Encompass	$686	$114
Central Insurance	$753	$128
Farm Bureau	$892	$149
Georgia Farm Bureau	$1096	$187
Auto-Owners	$1111	$187
USAA	$1191	$200
Progressive	$2199	$370
State Farm	$2229	$375
Allstate	$2645	$445

Walnut Grove Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Walnut Grove GA. For example, the car insurance in Walnut Grove after a DUI increases to $1330 for a six month policy. While the rate increases by $417 for a six-month policy in the case of a speeding ticket.

Walnut Grove auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1563	$261
One Med/PIP claim	$1563	$266
One comp claim	$1571	$262
Two Med/PIP claims	$1571	$267
Not-at-fault accident	$1578	$263
Two comp claims	$1600	$272
Driving without lights	$1886	$314
Failure to wear a seat belt	$1886	$321
Child safety restraint	$1907	$317
Failure to show documents	$1907	$325
Cell phone violation	$1951	$325
Texting while driving	$1951	$332
Driving too slowly	$1980	$330
Speeding 6 - 10 MPH over limit	$1980	$337
Speeding in school zone	$1980	$330
Speeding 11 - 15 MPH over limit	$1988	$338
Driving with expired registration	$1995	$332
Failure to yield	$1995	$339
Following too closely	$1995	$332
Illegal turn	$1995	$339
Failure to stop at a red light	$2002	$333
Improper passing	$2002	$341
Speeding 16 - 20 MPH over limit	$2002	$333
Wrong way/wrong lane	$2002	$341
Speeding 21 - 25 MPH over limit	$2023	$337
Passing school bus	$2060	$351
In 65 MPH zone	$2068	$344
Open container	$2097	$357
At-fault accident - less than $1000	$2105	$351
Operating a vehicle without permission	$2133	$363
At-fault accident - $1000-$2000	$2294	$383
At-fault accident - greater than $2000	$2309	$392
Refusal to submit to a chemical test	$2704	$450
Reckless driving	$2783	$474
Racing	$2850	$475
Driving with a suspended license	$2857	$486
DUI	$2893	$482
Leaving scene of an accident/hit and run	$2967	$504

Your Wallet Deserves Better. Seriously.

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Walnut Grove after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Walnut Grove.

The cheapest car insurance premiums in Walnut Grove are offered by Mercury at $467 for a six-month policy. However, it can be as expensive as $2105 with companies like Progressive.

Walnut Grove car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$467	$80
Auto-Owners Insurance Co	$606	$101
Country Financial	$658	$111
Esurance P&C Ins Co	$907	$151
Auto-Owners	$1446	$244
Farm Bureau	$1571	$262
USAA	$1702	$287
Georgia Farm Bureau	$1761	$294
State Farm	$1907	$321
Allstate	$2016	$339
Progressive	$2105	$354

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Walnut Grove are offered by AutoOwners Insurance Co at $314. However, it can be as expensive as $2389 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Walnut Grove after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$314	$53
Country Financial	$343	$58
Mercury	$490	$84
Farm Bureau	$892	$149
Auto-Owners	$1089	$185
USAA	$1183	$197
State Farm	$1549	$263
Allstate	$2105	$351
Progressive	$2389	$406

Car Insurance Price Trends in Walnut Grove, Georgia

Car insurance rates in Walnut Grove have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Walnut Grove rose by $277 in December compared to $272 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Walnut Grove rose to $89 in December, compared to $84 in November. This represents an increase of $5 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Walnut Grove?

The car insurance in Walnut Grove is $46 per month, which is lower than the national average.

What is the cheapest car insurance in Walnut Grove?

The cheapest car insurance in Walnut Grove is $79 per month for full coverage.

How much is car insurance in Walnut Grove for teenagers?

Car insurance for teenagers costs $387 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Walnut Grove?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $212 per month to insure your car in Walnut Grove.

Is car insurance expensive in Walnut Grove?

Car insurance can be expensive in Walnut Grove if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Walnut Grove can be affordable.

Cheapest Car Insurance Quotes in Walnut Grove

Why you can trust Way?

How Much Is Car Insurance in Walnut Grove

Avg. Car Insurance in Walnut Grove

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Walnut Grove

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Walnut Grove Car Insurance Rates by Company

Cheap Car Insurance Companies in Walnut Grove, GA

Way's key takeaways about car insurance in Walnut Grove

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Walnut Grove

Cheapest Liability Coverage in Walnut Grove, GA

Cheapest Full Coverage Car Insurance in Walnut Grove

Cheapest Full Coverage Car Insurance Quotes in Walnut Grove, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Walnut Grove by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Walnut Grove, GA increasing?

Car Insurance Premiums by Age in Walnut Grove

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Walnut Grove,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Walnut Grove.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Walnut Grove

Cheapest Car Insurance Companies after an At-Fault Accident in Walnut Grove

Walnut Grove Car Insurance Rates by Violation

Walnut Grove auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Walnut Grove after a DUI

Walnut Grove car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Walnut Grove after Speeding ticket

Car Insurance Price Trends in Walnut Grove, Georgia

Average Car Insurance Cost in Walnut Grove by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Walnut Grove, GA

Car Insurance Rates by State in the USA (2025 Update)

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