Cheapest Car Insurance Quotes in Walnut Grove

Finding the cheapest car insurance quotes in Walnut Grove shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Walnut Grove Car Insurance

^$ 49

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Walnut Grove

The car insurance rate in Walnut Grove is $1400 for a six-month policy, which is $347 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $497, making it a popular choice for budget-conscious drivers. Rates in Walnut Grove can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Walnut Grove

$1400

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Walnut Grove

1st place: Country Financial

At $497 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $656 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $964 for six months, making it the third cheapest auto insurance company in Walnut Grove.

Walnut Grove Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Walnut Grove, GA is Country Financial, offering policies at just $497 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $656.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2252 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Walnut Grove drivers find the best deals.

Cheap Car Insurance Companies in Walnut Grove, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$497	$82
Auto-Owners Insurance Co	$656	$112
Georgia Farm Bureau	$964	$161
Farm Bureau	$1059	$180
Auto-Owners	$1486	$250
USAA	$1486	$250
Progressive	$1532	$258
Mercury	$1770	$301
Allstate	$1809	$305
Esurance P&C Ins Co	$1905	$323
State Farm	$2252	$379

Key Takeaways

Way's key takeaways about car insurance in Walnut Grove

The auto insurance costs in Walnut Grove fall around $497 for six months.
The cheapest auto insurance company in Walnut Grove is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Walnut Grove at $1350 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Walnut Grove

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Walnut Grove are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Walnut Grove. Their Average 6 Month Premium is $293. State Farm is the most expensive at $1035 for the same period.

Cheapest Liability Coverage in Walnut Grove, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$293	$49
Georgia Farm Bureau	$395	$67
Farm Bureau	$435	$74
Mercury	$473	$80
Auto-Owners	$489	$82
Country Financial	$505	$85
USAA	$545	$92
Progressive	$553	$93
Central Insurance	$616	$105
Allstate	$892	$149
State Farm	$1035	$174

Cheapest Full Coverage Car Insurance in Walnut Grove

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Walnut Grove is Country Financial at $82 per month and $497 for six months.

Cheapest Full Coverage Car Insurance Quotes in Walnut Grove, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$497	$82
Auto-Owners Insurance Co	$656	$112
Georgia Farm Bureau	$964	$161
Farm Bureau	$1059	$180
Auto-Owners	$1486	$250
USAA	$1486	$250
Progressive	$1532	$258
Mercury	$1770	$301
Allstate	$1809	$305
Esurance P&C Ins Co	$1905	$323
State Farm	$2252	$379

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Walnut Grove Instantly!

Average Car Insurance in Walnut Grove by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Walnut Grove, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Walnut Grove, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Walnut Grove's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Walnut Grove

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Walnut Grove,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Walnut Grove at $69 per month. At $8019 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$419	$69
Mercury	$497	$85
Country Financial	$593	$100
Central Insurance	$616	$105
USAA	$2457	$414
Georgia Farm Bureau	$2679	$455
Auto-Owners	$2844	$479
Farm Bureau	$3405	$579
Allstate	$6288	$1048
Progressive	$8019	$1350
State Farm	$8019	$1350

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Walnut Grove, Country Financial is the cheapest car insurance provider. At $411 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Walnut Grove is Allstate, offering rates of around $3365 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$411	$68
Mercury	$481	$82
Farm Bureau	$1059	$177
Progressive	$2007	$342
USAA	$2141	$356
Auto-Owners	$3902	$664
State Farm	$8612	$1435
Allstate	$3365	$561

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Walnut Grove.

Car Insurance Rates with An Accident in Walnut Grove

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Walnut Grove, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Walnut Grove

The cheapest car insurance companies after an at-fault accident in Walnut Grove include AutoOwners Insurance Co and Country Financial, offering $435 and $672, respectively. State Farm is an expensive provider with an average six-month premium of $2757.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$435	$72
Country Financial	$672	$113
Encompass	$742	$124
Central Insurance	$814	$138
Farm Bureau	$1161	$194
Georgia Farm Bureau	$1185	$202
Auto-Owners	$1311	$221
USAA	$1335	$225
Progressive	$1905	$321
Allstate	$2520	$428
State Farm	$2757	$464

Walnut Grove Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Walnut Grove GA. For example, the car insurance in Walnut Grove after a DUI increases to $1438 for a six month policy. While the rate increases by $451 for a six-month policy in the case of a speeding ticket.

Walnut Grove auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1690	$282
One Med/PIP claim	$1690	$287
One comp claim	$1698	$283
Two Med/PIP claims	$1698	$289
Not-at-fault accident	$1706	$285
Two comp claims	$1730	$294
Driving without lights	$2039	$339
Failure to wear a seat belt	$2039	$347
Child safety restraint	$2062	$343
Failure to show documents	$2062	$351
Cell phone violation	$2109	$351
Texting while driving	$2109	$359
Driving too slowly	$2141	$356
Speeding 6 - 10 MPH over limit	$2141	$364
Speeding in school zone	$2141	$356
Speeding 11 - 15 MPH over limit	$2149	$366
Driving with expired registration	$2157	$359
Failure to yield	$2157	$367
Following too closely	$2157	$359
Illegal turn	$2157	$367
Failure to stop at a red light	$2165	$360
Improper passing	$2165	$368
Speeding 16 - 20 MPH over limit	$2165	$360
Wrong way/wrong lane	$2165	$368
Speeding 21 - 25 MPH over limit	$2188	$364
Passing school bus	$2228	$379
In 65 MPH zone	$2236	$372
Open container	$2268	$386
At-fault accident - less than $1000	$2276	$379
Operating a vehicle without permission	$2306	$392
At-fault accident - $1000-$2000	$2480	$414
At-fault accident - greater than $2000	$2496	$424
Refusal to submit to a chemical test	$2923	$487
Reckless driving	$3010	$512
Racing	$3082	$513
Driving with a suspended license	$3090	$525
DUI	$3128	$521
Leaving scene of an accident/hit and run	$3208	$545

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Walnut Grove after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Walnut Grove.

The cheapest car insurance premiums in Walnut Grove are offered by Mercury at $505 for a six-month policy. However, it can be as expensive as $2560 with companies like State Farm.

Walnut Grove car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$505	$86
Auto-Owners Insurance Co	$656	$109
Country Financial	$712	$120
Esurance P&C Ins Co	$980	$164
Allstate	$1612	$274
Auto-Owners	$1762	$297
Georgia Farm Bureau	$1905	$323
Progressive	$1911	$322
USAA	$1943	$327
Farm Bureau	$2062	$343
State Farm	$2560	$431

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Walnut Grove are offered by AutoOwners Insurance Co at $339. However, it can be as expensive as $2276 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Walnut Grove after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$339	$57
Country Financial	$371	$63
Mercury	$529	$88
Farm Bureau	$1161	$197
USAA	$1462	$243
Auto-Owners	$1502	$255
Progressive	$1580	$263
State Farm	$2418	$411
Allstate	$2276	$379

Car Insurance Price Trends in Walnut Grove, Georgia

Car insurance rates in Walnut Grove have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Walnut Grove dipped by $285 in January compared to $299 of December. In other words, there has been an decrease by $14 when you compare January and December.

The average cost of liability insurance in the Walnut Grove dipped to $94 in January, compared to $96 in December. This represents an decrease of $2 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Walnut Grove?

The car insurance in Walnut Grove is $49 per month, which is lower than the national average.

What is the cheapest car insurance in Walnut Grove?

The cheapest car insurance in Walnut Grove is $82 per month for full coverage.

How much is car insurance in Walnut Grove for teenagers?

Car insurance for teenagers costs $419 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Walnut Grove?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $235 per month to insure your car in Walnut Grove.

Is car insurance expensive in Walnut Grove?

Car insurance can be expensive in Walnut Grove if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Walnut Grove can be affordable.

Cheapest Car Insurance Quotes in Walnut Grove

Why you can trust Way?

How Much Is Car Insurance in Walnut Grove

Avg. Car Insurance in Walnut Grove

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Walnut Grove

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Walnut Grove Car Insurance Rates by Company

Cheap Car Insurance Companies in Walnut Grove, GA

Way's key takeaways about car insurance in Walnut Grove

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Walnut Grove

Cheapest Liability Coverage in Walnut Grove, GA

Cheapest Full Coverage Car Insurance in Walnut Grove

Cheapest Full Coverage Car Insurance Quotes in Walnut Grove, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Walnut Grove by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Walnut Grove, GA increasing?

Car Insurance Premiums by Age in Walnut Grove

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Walnut Grove,GA

If you are in your twenties N/A is the best choice for car insurance in Walnut Grove.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Walnut Grove

Cheapest Car Insurance Companies after an At-Fault Accident in Walnut Grove

Walnut Grove Car Insurance Rates by Violation

Walnut Grove auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Walnut Grove after a DUI

Walnut Grove car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Walnut Grove after Speeding ticket

Car Insurance Price Trends in Walnut Grove, Georgia

Average Car Insurance Cost in Walnut Grove by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Walnut Grove, GA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources