Cheapest Car Insurance Quotes in Brandon

Cheapest Minimum Liability Car Insurance in Brandon

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Brandon are given below. 

Patrons Insurance provides the cheapest minimum car insurance coverage in Brandon. Their Average 6 Month Premium is $159. Metropolitan Group is the most expensive at $483 for the same period. 

Cheapest Liability Coverage in Brandon, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$159	$27
Travelers	$483	$81
State Farm	$513	$86
Mercury	$544	$91
Nationwide	$603	$103
Farmers	$837	$140
AIG	$852	$145
Progressive	$890	$150
United Automobile Ins Group	$913	$155
UAIC	$988	$165
Allstate	$1139	$192
Metropolitan Group	$483	$80

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Cheapest Full Coverage Car Insurance in Brandon

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Brandon is Travelers at $218 per month and $1298 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Brandon, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1298	$218
State Farm	$1380	$232
Nationwide	$1607	$271
United Automobile Ins Group	$1735	$290
Progressive	$1811	$305
UAIC	$1811	$302
MetLife	$1909	$325
Farmers	$3033	$505
Mercury	$3274	$556
Allstate	$3297	$555
Metropolitan Group	$1214	$202

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Car Insurance Premiums by Age in Brandon

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1647
40s	Travelers	$1243
50s	Travelers	$1160
60s	Travelers	$1143

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Brandon Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Brandon FL. For example, the car insurance in Brandon after a DUI increases to $1192 for a six month policy. While the rate increases by $362 for a six-month policy in the case of a speeding ticket.  

Brandon auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2316	$386
One Med/PIP claim	$2316	$394
Not-at-fault accident	$2504	$418
Two Med/PIP claims	$2573	$437
One comp claim	$2610	$436
Child safety restraint	$2617	$445
Failure to wear a seat belt	$2617	$437
Driving without lights	$2625	$446
Failure to show documents	$2625	$438
Speeding 6 - 10 MPH over limit	$2678	$456
Improper passing	$2686	$447
Passing school bus	$2686	$457
Wrong way/wrong lane	$2686	$447
Failure to stop at a red light	$2694	$458
Failure to yield	$2694	$448
Illegal turn	$2694	$458
Cell phone violation	$2701	$450
Driving with expired registration	$2701	$460
Following too closely	$2701	$450
Texting while driving	$2708	$461
Two comp claims	$2769	$461
Driving too slowly	$2784	$474
Speeding in school zone	$2784	$464
Speeding 11 - 15 MPH over limit	$2791	$475
In 65 MPH zone	$2889	$481
Speeding 16 - 20 MPH over limit	$2889	$491
Speeding 21 - 25 MPH over limit	$2904	$484
Open container	$2935	$499
Operating a vehicle without permission	$2935	$489
At-fault accident - less than $1000	$3184	$541
At-fault accident - $1000-$2000	$3236	$540
At-fault accident - greater than $2000	$3236	$550
Racing	$3500	$583
DUI	$3508	$597
Refusal to submit to a chemical test	$3508	$584
Driving with a suspended license	$3569	$607
Reckless driving	$3644	$607
Leaving scene of an accident/hit and run	$3682	$626

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