Cheapest Car Insurance Quotes in Hernando Beach

Cheapest Minimum Liability Car Insurance in Hernando Beach

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hernando Beach are given below. 

Patrons Insurance provides the cheapest minimum car insurance coverage in Hernando Beach. Their Average 6 Month Premium is $129. Metropolitan Group is the most expensive at $391 for the same period. 

Cheapest Liability Coverage in Hernando Beach, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$129	$22
Travelers	$391	$66
State Farm	$416	$70
Mercury	$441	$74
Nationwide	$489	$83
Farmers	$679	$113
AIG	$691	$117
Progressive	$722	$122
United Automobile Ins Group	$741	$126
UAIC	$801	$134
Allstate	$924	$156
Metropolitan Group	$391	$65

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Cheapest Full Coverage Car Insurance in Hernando Beach

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hernando Beach is Travelers at $177 per month and $1053 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Hernando Beach, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1053	$177
State Farm	$1120	$188
Nationwide	$1303	$219
United Automobile Ins Group	$1407	$235
Progressive	$1469	$247
UAIC	$1469	$245
MetLife	$1548	$264
Farmers	$2460	$410
Mercury	$2655	$451
Allstate	$2674	$450
Metropolitan Group	$985	$164

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Car Insurance Premiums by Age in Hernando Beach

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1336
40s	Travelers	$1008
50s	Travelers	$940
60s	Travelers	$927

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Hernando Beach Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hernando Beach FL. For example, the car insurance in Hernando Beach after a DUI increases to $966 for a six month policy. While the rate increases by $293 for a six-month policy in the case of a speeding ticket.  

Hernando Beach auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1879	$313
One Med/PIP claim	$1879	$319
Not-at-fault accident	$2031	$339
Two Med/PIP claims	$2087	$354
One comp claim	$2117	$353
Child safety restraint	$2123	$361
Failure to wear a seat belt	$2123	$354
Driving without lights	$2129	$362
Failure to show documents	$2129	$355
Speeding 6 - 10 MPH over limit	$2172	$370
Improper passing	$2178	$363
Passing school bus	$2178	$371
Wrong way/wrong lane	$2178	$363
Failure to stop at a red light	$2185	$372
Failure to yield	$2185	$364
Illegal turn	$2185	$372
Cell phone violation	$2191	$365
Driving with expired registration	$2191	$373
Following too closely	$2191	$365
Texting while driving	$2196	$374
Two comp claims	$2245	$374
Driving too slowly	$2258	$384
Speeding in school zone	$2258	$376
Speeding 11 - 15 MPH over limit	$2264	$385
In 65 MPH zone	$2343	$390
Speeding 16 - 20 MPH over limit	$2343	$399
Speeding 21 - 25 MPH over limit	$2356	$392
Open container	$2380	$405
Operating a vehicle without permission	$2380	$397
At-fault accident - less than $1000	$2582	$439
At-fault accident - $1000-$2000	$2624	$438
At-fault accident - greater than $2000	$2624	$446
Racing	$2839	$473
DUI	$2845	$484
Refusal to submit to a chemical test	$2845	$474
Driving with a suspended license	$2894	$492
Reckless driving	$2955	$492
Leaving scene of an accident/hit and run	$2986	$508

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