Cheapest Car Insurance Quotes in Ives Estates

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Ives Estates Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Ives Estates

The car insurance rate in Ives Estates is $2289 for a six-month policy, which is $688 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1461, making it a popular choice for budget-conscious drivers. Rates in Ives Estates can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Ives Estates

$2289

Avg. Car Insurance in Florida

$1601

National Average

$1140

Cheapest Car Insurance Companies in Ives Estates

1st place: Travelers

At $1461 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1554 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1809 for six months, making it the third cheapest auto insurance company in Ives Estates.

Ives Estates Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Ives Estates, FL is Travelers, offering policies at just $1461 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1554.

At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $1367 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Ives Estates drivers find the best deals.

Cheap Car Insurance Companies in Ives Estates, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1461	$246
State Farm	$1554	$262
Nationwide	$1809	$305
United Automobile Ins Group	$1953	$326
Progressive	$2039	$343
UAIC	$2039	$340
MetLife	$2149	$366
Farmers	$3415	$569
Mercury	$3687	$626
Allstate	$3712	$625
Metropolitan Group	$1367	$227

Key Takeaways

Way's key takeaways about car insurance in Ives Estates

The auto insurance costs in Ives Estates fall around $1461 for six months.
The cheapest auto insurance company in Ives Estates is Patrons Insurance.
Teen drivers pay the highest rate in Ives Estates at $1975 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Ives Estates

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Ives Estates are given below.

Patrons Insurance provides the cheapest minimum car insurance coverage in Ives Estates. Their Average 6 Month Premium is $179. Metropolitan Group is the most expensive at $543 for the same period.

Cheapest Liability Coverage in Ives Estates, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$179	$30
Travelers	$543	$92
State Farm	$578	$97
Mercury	$612	$103
Nationwide	$679	$116
Farmers	$942	$157
AIG	$960	$163
Progressive	$1002	$169
United Automobile Ins Group	$1028	$174
UAIC	$1113	$186
Allstate	$1283	$216
Metropolitan Group	$543	$90

Cheapest Full Coverage Car Insurance in Ives Estates

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Ives Estates is Travelers at $246 per month and $1461 for six months.

Cheapest Full Coverage Car Insurance Quotes in Ives Estates, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1461	$246
State Farm	$1554	$262
Nationwide	$1809	$305
United Automobile Ins Group	$1953	$326
Progressive	$2039	$343
UAIC	$2039	$340
MetLife	$2149	$366
Farmers	$3415	$569
Mercury	$3687	$626
Allstate	$3712	$625
Metropolitan Group	$1367	$227

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Average Car Insurance in Ives Estates by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Ives Estates, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Ives Estates, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Ives Estates's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Ives Estates

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1855
40s	Travelers	$1400
50s	Travelers	$1306
60s	Travelers	$1287

Cheapest Car Insurance Rates for Teen Drivers in Ives Estates,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Ives Estates at $129 per month. At $11612 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$774	$129
AIG	$1045	$177
Travelers	$2370	$399
State Farm	$3117	$525
UAIC	$4637	$774
United Automobile Ins Group	$4816	$819
Allstate	$7304	$1230
Mercury	$9055	$1524
Progressive	$9675	$1629
Farmers	$11612	$1975

Teen Car Insurance Rates in FL by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Ives Estates.

As young drivers face the highest rates in Ives Estates, Travelers offers the cheapest auto insurance rates at $1855 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Ives Estates, Nationwide is the cheapest car insurance provider. At $925 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Ives Estates is Allstate, offering rates of around $7425 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$925	$157
Mercury	$1011	$169
Direct General Insurance	$1054	$179
Travelers	$2005	$337
UAIC	$2039	$346
Progressive	$3941	$656
Farmers	$4723	$804
State Farm	$7076	$1180
Allstate	$7425	$1263

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Save up to $971/yr on car insurance rates in Ives Estates.

Car Insurance Rates with An Accident in Ives Estates

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Ives Estates, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Ives Estates

The cheapest car insurance companies after an at-fault accident in Ives Estates include Nationwide and AIG, offering $977 and $1248, respectively. National General is an expensive provider with an average six-month premium of $1512.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$977	$163
AIG	$1248	$212
Travelers	$1410	$237
State Farm	$1453	$245
United Automobile Ins Group	$2540	$423
Mercury	$2624	$442
UAIC	$2658	$443
Progressive	$3482	$586
Farmers	$4765	$794
Allstate	$6446	$1085
National General	$1512	$257

Ives Estates Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Ives Estates FL. For example, the car insurance in Ives Estates after a DUI increases to $1342 for a six month policy. While the rate increases by $408 for a six-month policy in the case of a speeding ticket.

Ives Estates auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2608	$435
One Med/PIP claim	$2608	$443
Not-at-fault accident	$2820	$470
Two Med/PIP claims	$2897	$492
One comp claim	$2939	$490
Child safety restraint	$2947	$501
Failure to wear a seat belt	$2947	$492
Driving without lights	$2956	$502
Failure to show documents	$2956	$493
Speeding 6 - 10 MPH over limit	$3016	$513
Improper passing	$3024	$503
Passing school bus	$3024	$515
Wrong way/wrong lane	$3024	$503
Failure to stop at a red light	$3033	$516
Failure to yield	$3033	$505
Illegal turn	$3033	$516
Cell phone violation	$3042	$506
Driving with expired registration	$3042	$518
Following too closely	$3042	$506
Texting while driving	$3049	$519
Two comp claims	$3117	$519
Driving too slowly	$3135	$533
Speeding in school zone	$3135	$522
Speeding 11 - 15 MPH over limit	$3143	$535
In 65 MPH zone	$3253	$542
Speeding 16 - 20 MPH over limit	$3253	$553
Speeding 21 - 25 MPH over limit	$3270	$545
Open container	$3305	$562
Operating a vehicle without permission	$3305	$551
At-fault accident - less than $1000	$3585	$609
At-fault accident - $1000-$2000	$3644	$608
At-fault accident - greater than $2000	$3644	$619
Racing	$3941	$656
DUI	$3950	$672
Refusal to submit to a chemical test	$3950	$658
Driving with a suspended license	$4018	$684
Reckless driving	$4103	$684
Leaving scene of an accident/hit and run	$4146	$705

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Ives Estates after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Ives Estates.

The cheapest car insurance premiums in Ives Estates are offered by AIG at $918 for a six-month policy. However, it can be as expensive as $1138 with companies like National General.

Ives Estates car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$918	$153
Travelers	$1461	$246
State Farm	$1775	$299
Progressive	$1792	$302
Allstate	$3262	$549
UAIC	$3594	$611
Farmers	$3882	$646
National General	$1138	$190

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Ives Estates are offered by Nationwide at $798. However, it can be as expensive as $4146 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Ives Estates after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$798	$136
State Farm	$1028	$173
Travelers	$1231	$207
UAIC	$2039	$340
Allstate	$2337	$393
Progressive	$3372	$562
Farmers	$4146	$705

Car Insurance Price Trends in Ives Estates, Florida

Car insurance rates in Ives Estates have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Ives Estates remained steady at $395 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Ives Estates remained steady at $120 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Ives Estates?

The car insurance in Ives Estates is $30 per month, which is lower than the national average.

What is the cheapest car insurance in Ives Estates?

The cheapest car insurance in Ives Estates is $246 per month for full coverage.

How much is car insurance in Ives Estates for teenagers?

Car insurance for teenagers costs $774 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Ives Estates?

The average cost of car insurance is $1601 for a six-month policy. It will cost around $385 per month to insure your car in Ives Estates.

Is car insurance expensive in Ives Estates?

Car insurance can be expensive in Ives Estates if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Ives Estates can be affordable.

Cheapest Car Insurance Quotes in Ives Estates

Why you can trust Way?

How Much Is Car Insurance in Ives Estates

Avg. Car Insurance in Ives Estates

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Ives Estates

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Ives Estates Car Insurance Rates by Company

Cheap Car Insurance Companies in Ives Estates, FL

Way's key takeaways about car insurance in Ives Estates

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Ives Estates

Cheapest Liability Coverage in Ives Estates, FL

Cheapest Full Coverage Car Insurance in Ives Estates

Cheapest Full Coverage Car Insurance Quotes in Ives Estates, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Ives Estates by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Ives Estates, FL increasing?

Car Insurance Premiums by Age in Ives Estates

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Ives Estates,FL

If you are in your twenties Travelers is the best choice for car insurance in Ives Estates.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Ives Estates

Cheapest Car Insurance Companies after an At-Fault Accident in Ives Estates

Ives Estates Car Insurance Rates by Violation

Ives Estates auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Ives Estates after a DUI

Ives Estates car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Ives Estates after Speeding ticket

Car Insurance Price Trends in Ives Estates, Florida

Average Car Insurance Cost in Ives Estates by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Ives Estates, FL

Car Insurance Rates by State in the USA (2025 Update)

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