Cheapest Car Insurance Quotes in Hunters Creek

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Hunters Creek Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hunters Creek

The car insurance rate in Hunters Creek is $1649 for a six-month policy, which is $48 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1053, making it a popular choice for budget-conscious drivers. Rates in Hunters Creek can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hunters Creek

$1649

Avg. Car Insurance in Florida

$1601

National Average

$1140

Cheapest Car Insurance Companies in Hunters Creek

1st place: Travelers

At $1053 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1120 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1303 for six months, making it the third cheapest auto insurance company in Hunters Creek.

Hunters Creek Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hunters Creek, FL is Travelers, offering policies at just $1053 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1120.

At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $985 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hunters Creek drivers find the best deals.

Cheap Car Insurance Companies in Hunters Creek, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1053	$177
State Farm	$1120	$188
Nationwide	$1303	$219
United Automobile Ins Group	$1407	$235
Progressive	$1469	$247
UAIC	$1469	$245
MetLife	$1548	$264
Farmers	$2460	$410
Mercury	$2655	$451
Allstate	$2674	$450
Metropolitan Group	$985	$164

Key Takeaways

Way's key takeaways about car insurance in Hunters Creek

The auto insurance costs in Hunters Creek fall around $1053 for six months.
The cheapest auto insurance company in Hunters Creek is Patrons Insurance.
Teen drivers pay the highest rate in Hunters Creek at $1422 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Hunters Creek

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hunters Creek are given below.

Patrons Insurance provides the cheapest minimum car insurance coverage in Hunters Creek. Their Average 6 Month Premium is $129. Metropolitan Group is the most expensive at $391 for the same period.

Cheapest Liability Coverage in Hunters Creek, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$129	$22
Travelers	$391	$66
State Farm	$416	$70
Mercury	$441	$74
Nationwide	$489	$83
Farmers	$679	$113
AIG	$691	$117
Progressive	$722	$122
United Automobile Ins Group	$741	$126
UAIC	$801	$134
Allstate	$924	$156
Metropolitan Group	$391	$65

Cheapest Full Coverage Car Insurance in Hunters Creek

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hunters Creek is Travelers at $177 per month and $1053 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hunters Creek, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1053	$177
State Farm	$1120	$188
Nationwide	$1303	$219
United Automobile Ins Group	$1407	$235
Progressive	$1469	$247
UAIC	$1469	$245
MetLife	$1548	$264
Farmers	$2460	$410
Mercury	$2655	$451
Allstate	$2674	$450
Metropolitan Group	$985	$164

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Average Car Insurance in Hunters Creek by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hunters Creek, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Hunters Creek, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hunters Creek's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hunters Creek

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1336
40s	Travelers	$1008
50s	Travelers	$940
60s	Travelers	$927

Cheapest Car Insurance Rates for Teen Drivers in Hunters Creek,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Hunters Creek at $93 per month. At $8364 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$557	$93
AIG	$753	$128
Travelers	$1707	$287
State Farm	$2245	$378
UAIC	$3340	$557
United Automobile Ins Group	$3469	$590
Allstate	$5261	$886
Mercury	$6522	$1098
Progressive	$6969	$1173
Farmers	$8364	$1422

Teen Car Insurance Rates in FL by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Hunters Creek.

As young drivers face the highest rates in Hunters Creek, Travelers offers the cheapest auto insurance rates at $1336 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hunters Creek, Nationwide is the cheapest car insurance provider. At $666 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hunters Creek is Allstate, offering rates of around $5348 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$666	$113
Mercury	$728	$122
Direct General Insurance	$759	$129
Travelers	$1444	$243
UAIC	$1469	$249
Progressive	$2839	$473
Farmers	$3402	$579
State Farm	$5096	$850
Allstate	$5348	$909

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Car Insurance Rates with An Accident in Hunters Creek

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hunters Creek, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hunters Creek

The cheapest car insurance companies after an at-fault accident in Hunters Creek include Nationwide and AIG, offering $703 and $899, respectively. National General is an expensive provider with an average six-month premium of $1089.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$703	$117
AIG	$899	$152
Travelers	$1016	$171
State Farm	$1046	$176
United Automobile Ins Group	$1829	$305
Mercury	$1890	$318
UAIC	$1915	$319
Progressive	$2508	$422
Farmers	$3432	$572
Allstate	$4643	$782
National General	$1089	$185

Hunters Creek Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hunters Creek FL. For example, the car insurance in Hunters Creek after a DUI increases to $966 for a six month policy. While the rate increases by $293 for a six-month policy in the case of a speeding ticket.

Hunters Creek auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1879	$313
One Med/PIP claim	$1879	$319
Not-at-fault accident	$2031	$339
Two Med/PIP claims	$2087	$354
One comp claim	$2117	$353
Child safety restraint	$2123	$361
Failure to wear a seat belt	$2123	$354
Driving without lights	$2129	$362
Failure to show documents	$2129	$355
Speeding 6 - 10 MPH over limit	$2172	$370
Improper passing	$2178	$363
Passing school bus	$2178	$371
Wrong way/wrong lane	$2178	$363
Failure to stop at a red light	$2185	$372
Failure to yield	$2185	$364
Illegal turn	$2185	$372
Cell phone violation	$2191	$365
Driving with expired registration	$2191	$373
Following too closely	$2191	$365
Texting while driving	$2196	$374
Two comp claims	$2245	$374
Driving too slowly	$2258	$384
Speeding in school zone	$2258	$376
Speeding 11 - 15 MPH over limit	$2264	$385
In 65 MPH zone	$2343	$390
Speeding 16 - 20 MPH over limit	$2343	$399
Speeding 21 - 25 MPH over limit	$2356	$392
Open container	$2380	$405
Operating a vehicle without permission	$2380	$397
At-fault accident - less than $1000	$2582	$439
At-fault accident - $1000-$2000	$2624	$438
At-fault accident - greater than $2000	$2624	$446
Racing	$2839	$473
DUI	$2845	$484
Refusal to submit to a chemical test	$2845	$474
Driving with a suspended license	$2894	$492
Reckless driving	$2955	$492
Leaving scene of an accident/hit and run	$2986	$508

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hunters Creek after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hunters Creek.

The cheapest car insurance premiums in Hunters Creek are offered by AIG at $661 for a six-month policy. However, it can be as expensive as $820 with companies like National General.

Hunters Creek car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$661	$110
Travelers	$1053	$177
State Farm	$1278	$215
Progressive	$1291	$217
Allstate	$2349	$396
UAIC	$2588	$440
Farmers	$2796	$466
National General	$820	$137

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hunters Creek are offered by Nationwide at $575. However, it can be as expensive as $2986 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Hunters Creek after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$575	$98
State Farm	$741	$125
Travelers	$887	$149
UAIC	$1469	$245
Allstate	$1683	$283
Progressive	$2429	$405
Farmers	$2986	$508

Car Insurance Price Trends in Hunters Creek, Florida

Car insurance rates in Hunters Creek have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hunters Creek remained steady at $284 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Hunters Creek remained steady at $87 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Hunters Creek?

The car insurance in Hunters Creek is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Hunters Creek?

The cheapest car insurance in Hunters Creek is $177 per month for full coverage.

How much is car insurance in Hunters Creek for teenagers?

Car insurance for teenagers costs $557 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hunters Creek?

The average cost of car insurance is $1601 for a six-month policy. It will cost around $277 per month to insure your car in Hunters Creek.

Is car insurance expensive in Hunters Creek?

Car insurance can be expensive in Hunters Creek if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hunters Creek can be affordable.

Cheapest Car Insurance Quotes in Hunters Creek

Why you can trust Way?

How Much Is Car Insurance in Hunters Creek

Avg. Car Insurance in Hunters Creek

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Hunters Creek

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Hunters Creek Car Insurance Rates by Company

Cheap Car Insurance Companies in Hunters Creek, FL

Way's key takeaways about car insurance in Hunters Creek

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hunters Creek

Cheapest Liability Coverage in Hunters Creek, FL

Cheapest Full Coverage Car Insurance in Hunters Creek

Cheapest Full Coverage Car Insurance Quotes in Hunters Creek, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hunters Creek by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hunters Creek, FL increasing?

Car Insurance Premiums by Age in Hunters Creek

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hunters Creek,FL

If you are in your twenties Travelers is the best choice for car insurance in Hunters Creek.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hunters Creek

Cheapest Car Insurance Companies after an At-Fault Accident in Hunters Creek

Hunters Creek Car Insurance Rates by Violation

Hunters Creek auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hunters Creek after a DUI

Hunters Creek car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hunters Creek after Speeding ticket

Car Insurance Price Trends in Hunters Creek, Florida

Average Car Insurance Cost in Hunters Creek by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hunters Creek, FL

Car Insurance Rates by State in the USA (2025 Update)

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