Car Insurance in Fort Lauderdale - May 2023

Car Insurance in Fort Lauderdale

Comprehensive, accident, liability, uninsured or underinsured motor vehicle, and medical costs are just a few of the coverage options available to many drivers. Your insurance requirements will differ depending on the vehicle you want to insure and your budget. Way.com has a lot of possibilities. We insure a wide range of vehicles, including antique automobiles and off-road vehicles. We might be able to assist them in their defense.

How Much Does Car Insurance Cost in Fort Lauderdale?

The average vehicle insurance premium in Fort Fort Lauderdale is $2,798 per year. This is more expensive than the Florida statewide average ($2,321) and the national average of $1,560. 

Fort Lauderdale Auto Insurance Rates by Company

The greatest method to save money on auto insurance is to compare quotes from as many companies as possible before choosing the one that offers the best deal. For the average insurance customer in Fort Fort Lauderdale, State Farm offers the cheapest prices.

Fort Lauderdale Auto Insurance Premium Rates by Age Group

Drivers in their 50s in Fort Lauderdale have comparatively low vehicle insurance rates, paying an average of $2,557per year. Those in their 60s don't pay much more ($2,614) than those in their 50s.

Teen drivers have the highest auto insurance rates in Fort Lauderdale. As a driver in Fort Lauderdale, one of the simplest methods to cut your auto insurance costs is to pass your adolescent years. In Fort Lauderdale, the gap in rates between teen drivers and drivers in their 20s is $4,428, the biggest such differential between any two age groups.

Fort Lauderdale Auto Insurance Premium Rates by Marital Status

The marital status and gender of a driver may have an impact on the vehicle insurance rates they pay in some situations. In Fort Lauderdale, married drivers pay $110 less for car insurance than single drivers. In many places, married drivers pay less for vehicle insurance than single drivers. Rates for widowed people are likewise significantly lower than for single people. Interestingly enough, widower drivers in Fort Lauderdale pay less than single drivers.

Fort Lauderdale Auto Insurance Premium Rates by Gender

Another element that can affect auto insurance prices is gender. Female drivers in Fort Lauderdale pay $66 more per year for vehicle insurance than male drivers.

Fort Lauderdale Auto Insurance Premium Rates by Driving Records

Maintaining a spotless driving record can help you save money on vehicle insurance. Car insurance prices rise as a result of at-fault collisions, DWIs, reckless driving fines, and speeding tickets. Low-risk drivers are rewarded by insurance companies with lower rates.

Reckless driving and DUI are two of the most expensive driving offenses in terms of insurance. When compared to the citywide average, a reckless driving citation increases the average insurance rate by $1,538 per year in Fort Lauderdale. A DUI conviction leads to a $1,400 rate rise, whereas a speeding citation results in a $752 rate increase.

Fort Lauderdale Auto Insurance Premium Rates by Credit Score

Credit has a significant role in insurance rating. Drivers with a poor credit history often pay more for vehicle insurance than those with good credit. Drivers in Fort Lauderdale who raise their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save up to 60% on their car insurance. Moving from "Very Poor" to "Fair" credit is a significant step toward lower vehicle insurance premiums. Improving your credit to "Fair" in Fort Lauderdale might save you $2,152 on your annual insurance premiums.

Fort Lauderdale Auto Insurance Premium Rates by Zip Code

Not only does the amount of insurance required by your state vary, but your auto insurance premiums might also vary considerably depending on your zip code. When setting your prices, automobile insurance companies evaluate the risk of insuring drivers in certain cities, taking into account factors such as population, accident rate, crime rate, and weather.

What would increase the car insurance in Fort Lauderdale?

Car insurance providers use aspects you can't control, including your age and gender, as well as your vehicle's year, make, and model, as well as your residence, credit score, marital status, and driving record, when calculating your annual cost.

Auto theft Statistics in Fort Lauderdale

Accident Statistics in Fort Lauderdale

Useful Information for Driving in Fort Lauderdale

Try eco-driving: Improved vehicle technology that enables drivers to maximize fuel efficiency underpins eco-driving, which reduces emissions, lowers operating expenses, and improves safety.

Opt for public transport: If you're staying in Fort Lauderdale for a few days and want to go around the city, renting a car is a smart alternative. You can travel anytime you want, but it is unquestionably more expensive than using public transportation.

In the USA, foreigners are permitted to drive for up to 4 months using their regular driver's license. The only drawback to driving in Fort Lauderdale is the congested traffic; all major car rental agencies have headquarters there. Just don't drive during rush hour.

Learn About Your Main Roads: I-95 is the principal thoroughfare entering and leaving Fort Lauderdale. This route runs the entire length of the eastern United States; both natives and visitors utilize it to travel to work.

With Broward BCycle, explore Fort Lauderdale: With the help of the bike-sharing programme Broward BCycle, you may discover Fort Lauderdale in an enjoyable, healthy, and cost-effective manner. From Pompano Beach to Hollywood, there are about 20 stations that store regular and electric bicycles.