Cheapest Car Insurance Quotes in West Perrine

Finding the cheapest car insurance quotes in West Perrine shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

West Perrine Car Insurance

^$ 74

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in West Perrine

The car insurance rate in West Perrine is $1999 for a six-month policy, which is $374 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1191, making it a popular choice for budget-conscious drivers. Rates in West Perrine can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in West Perrine

$1999

Avg. Car Insurance in Florida

$1625

National Average

$1278

Cheapest Car Insurance Companies in West Perrine

1st place: Travelers

At $1191 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1330 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1454 for six months, making it the third cheapest auto insurance company in West Perrine.

West Perrine Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in West Perrine, FL is Travelers, offering policies at just $1191 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1330.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2937 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help West Perrine drivers find the best deals.

Cheap Car Insurance Companies in West Perrine, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1191	$200
State Farm	$1330	$224
Nationwide	$1454	$245
Progressive	$1541	$260
United Automobile Ins Group	$1680	$280
UAIC	$1841	$314
Allstate	$3002	$501
Mercury	$3171	$539
MetLife	$1849	$315
Farmers	$2937	$490

Key Takeaways

Way's key takeaways about car insurance in West Perrine

The auto insurance costs in West Perrine fall around $1191 for six months.
The cheapest auto insurance company in West Perrine is Travelers.
Teen drivers pay the highest rate in West Perrine at $1699 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in West Perrine

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in West Perrine are given below.

Travelers provides the cheapest minimum car insurance coverage in West Perrine. Their Average 6 Month Premium is $438. Farmers is the most expensive at $811 for the same period.

Cheapest Liability Coverage in West Perrine, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$438	$74
State Farm	$475	$80
Mercury	$526	$89
Nationwide	$584	$100
MetLife	$614	$102
AIG	$686	$117
Progressive	$862	$145
United Automobile Ins Group	$884	$150
UAIC	$957	$160
Allstate	$1096	$185
Patrons Insurance	$154	$26
Farmers	$811	$135

Cheapest Full Coverage Car Insurance in West Perrine

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in West Perrine is Travelers at $200 per month and $1191 for six months.

Cheapest Full Coverage Car Insurance Quotes in West Perrine, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1191	$200
State Farm	$1330	$224
Nationwide	$1454	$245
Progressive	$1541	$260
United Automobile Ins Group	$1680	$280
UAIC	$1841	$314
Allstate	$3002	$501
Mercury	$3171	$539
MetLife	$1849	$315
Farmers	$2937	$490

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in West Perrine Instantly!

Average Car Insurance in West Perrine by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in West Perrine, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in West Perrine, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, West Perrine's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in West Perrine

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in West Perrine,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the West Perrine at $111 per month. At $9988 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$665	$111
AIG	$899	$153
Travelers	$1958	$330
State Farm	$2353	$396
UAIC	$3134	$528
United Automobile Ins Group	$4143	$705
Allstate	$5114	$861
Progressive	$6583	$1108
Mercury	$7788	$1311
Farmers	$9988	$1699

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in West Perrine, Nationwide is the cheapest car insurance provider. At $796 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in West Perrine is Farmers, offering rates of around $4063 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$796	$135
Mercury	$870	$145
Direct General Insurance	$907	$154
UAIC	$1761	$294
Travelers	$1929	$325
Progressive	$3390	$565
Allstate	$5947	$1011
State Farm	$6086	$1015
Farmers	$4063	$691

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in West Perrine.

Car Insurance Rates with An Accident in West Perrine

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In West Perrine, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in West Perrine

The cheapest car insurance companies after an at-fault accident in West Perrine include Nationwide and AIG, offering $840 and $1074, respectively. Farmers is an expensive provider with an average six-month premium of $4098.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$840	$140
AIG	$1074	$182
State Farm	$1250	$210
Travelers	$1272	$214
United Automobile Ins Group	$2184	$364
Mercury	$2257	$380
UAIC	$2287	$381
Progressive	$2995	$504
Allstate	$5333	$898
Farmers	$4098	$683

West Perrine Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in West Perrine FL. For example, the car insurance in West Perrine after a DUI increases to $1153 for a six month policy. While the rate increases by $350 for a six-month policy in the case of a speeding ticket.

West Perrine auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2244	$374
One Med/PIP claim	$2244	$381
Not-at-fault accident	$2426	$405
Two Med/PIP claims	$2492	$423
One comp claim	$2528	$422
Child safety restraint	$2535	$431
Failure to wear a seat belt	$2535	$423
Driving without lights	$2542	$432
Failure to show documents	$2542	$424
Speeding 6 - 10 MPH over limit	$2594	$442
Improper passing	$2601	$433
Passing school bus	$2601	$443
Wrong way/wrong lane	$2601	$433
Failure to stop at a red light	$2609	$444
Failure to yield	$2609	$434
Illegal turn	$2609	$444
Cell phone violation	$2616	$435
Driving with expired registration	$2616	$445
Following too closely	$2616	$435
Texting while driving	$2622	$446
Two comp claims	$2681	$446
Driving too slowly	$2696	$459
Speeding in school zone	$2696	$449
Speeding 11 - 15 MPH over limit	$2704	$460
In 65 MPH zone	$2798	$466
Speeding 16 - 20 MPH over limit	$2798	$476
Speeding 21 - 25 MPH over limit	$2813	$469
Open container	$2843	$483
Operating a vehicle without permission	$2843	$474
At-fault accident - less than $1000	$3084	$524
At-fault accident - $1000-$2000	$3134	$523
At-fault accident - greater than $2000	$3134	$533
Racing	$3390	$565
DUI	$3397	$578
Refusal to submit to a chemical test	$3397	$566
Driving with a suspended license	$3456	$588
Reckless driving	$3529	$588
Leaving scene of an accident/hit and run	$3566	$606

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in West Perrine after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in West Perrine.

The cheapest car insurance premiums in West Perrine are offered by AIG at $790 for a six-month policy. However, it can be as expensive as $3339 with companies like Farmers.

West Perrine car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$790	$134
Travelers	$1293	$218
Progressive	$1483	$250
State Farm	$1782	$300
Allstate	$2411	$406
UAIC	$3098	$517
Farmers	$3339	$556

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in West Perrine are offered by Nationwide at $686. However, it can be as expensive as $3566 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in West Perrine after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$686	$114
State Farm	$870	$146
Travelers	$986	$166
Allstate	$2587	$435
UAIC	$2828	$471
Progressive	$3464	$589
Farmers	$3566	$606

Car Insurance Price Trends in West Perrine, Florida

Car insurance rates in West Perrine have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the West Perrine dipped by $315 in January compared to $339 of December. In other words, there has been an decrease by $24 when you compare January and December.

The average cost of liability insurance in the West Perrine dipped to $102 in January, compared to $103 in December. This represents an decrease of $1 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in West Perrine?

The car insurance in West Perrine is $74 per month, which is lower than the national average.

What is the cheapest car insurance in West Perrine?

The cheapest car insurance in West Perrine is $200 per month for full coverage.

How much is car insurance in West Perrine for teenagers?

Car insurance for teenagers costs $665 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in West Perrine?

The average cost of car insurance is $1625 for a six-month policy. It will cost around $336 per month to insure your car in West Perrine.

Is car insurance expensive in West Perrine?

Car insurance can be expensive in West Perrine if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in West Perrine can be affordable.

Cheapest Car Insurance Quotes in West Perrine

Why you can trust Way?

How Much Is Car Insurance in West Perrine

Avg. Car Insurance in West Perrine

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in West Perrine

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

West Perrine Car Insurance Rates by Company

Cheap Car Insurance Companies in West Perrine, FL

Way's key takeaways about car insurance in West Perrine

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in West Perrine

Cheapest Liability Coverage in West Perrine, FL

Cheapest Full Coverage Car Insurance in West Perrine

Cheapest Full Coverage Car Insurance Quotes in West Perrine, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in West Perrine by Rating Factor

I have a clean driving record. Why is my car insurance rate here in West Perrine, FL increasing?

Car Insurance Premiums by Age in West Perrine

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in West Perrine,FL

If you are in your twenties N/A is the best choice for car insurance in West Perrine.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in West Perrine

Cheapest Car Insurance Companies after an At-Fault Accident in West Perrine

West Perrine Car Insurance Rates by Violation

West Perrine auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in West Perrine after a DUI

West Perrine car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in West Perrine after Speeding ticket

Car Insurance Price Trends in West Perrine, Florida

Average Car Insurance Cost in West Perrine by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near West Perrine, FL

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources