Cheapest Car Insurance Quotes in West Melbourne

Cheapest Minimum Liability Car Insurance in West Melbourne

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in West Melbourne are given below. 

Patrons Insurance provides the cheapest minimum car insurance coverage in West Melbourne. Their Average 6 Month Premium is $111. Metropolitan Group is the most expensive at $338 for the same period. 

Cheapest Liability Coverage in West Melbourne, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$111	$19
Travelers	$338	$57
State Farm	$360	$61
Mercury	$381	$64
Nationwide	$423	$72
Farmers	$587	$98
AIG	$597	$101
Progressive	$624	$105
United Automobile Ins Group	$640	$109
UAIC	$692	$116
Allstate	$798	$134
Metropolitan Group	$338	$56

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Cheapest Full Coverage Car Insurance in West Melbourne

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in West Melbourne is Travelers at $153 per month and $910 for six months. 

Cheapest Full Coverage Car Insurance Quotes in West Melbourne, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$910	$153
State Farm	$967	$163
Nationwide	$1126	$190
United Automobile Ins Group	$1216	$203
Progressive	$1269	$214
UAIC	$1269	$212
MetLife	$1338	$228
Farmers	$2125	$354
Mercury	$2294	$390
Allstate	$2310	$389
Metropolitan Group	$851	$142

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Car Insurance Premiums by Age in West Melbourne

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1154
40s	Travelers	$871
50s	Travelers	$813
60s	Travelers	$801

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West Melbourne Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in West Melbourne FL. For example, the car insurance in West Melbourne after a DUI increases to $835 for a six month policy. While the rate increases by $254 for a six-month policy in the case of a speeding ticket.  

West Melbourne auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1623	$271
One Med/PIP claim	$1623	$276
Not-at-fault accident	$1755	$293
Two Med/PIP claims	$1803	$306
One comp claim	$1829	$305
Child safety restraint	$1834	$312
Failure to wear a seat belt	$1834	$306
Driving without lights	$1840	$312
Failure to show documents	$1840	$307
Speeding 6 - 10 MPH over limit	$1877	$320
Improper passing	$1882	$313
Passing school bus	$1882	$320
Wrong way/wrong lane	$1882	$313
Failure to stop at a red light	$1888	$321
Failure to yield	$1888	$314
Illegal turn	$1888	$321
Cell phone violation	$1893	$315
Driving with expired registration	$1893	$322
Following too closely	$1893	$315
Texting while driving	$1897	$323
Two comp claims	$1940	$323
Driving too slowly	$1951	$332
Speeding in school zone	$1951	$325
Speeding 11 - 15 MPH over limit	$1956	$333
In 65 MPH zone	$2025	$337
Speeding 16 - 20 MPH over limit	$2025	$344
Speeding 21 - 25 MPH over limit	$2035	$339
Open container	$2057	$350
Operating a vehicle without permission	$2057	$343
At-fault accident - less than $1000	$2231	$379
At-fault accident - $1000-$2000	$2268	$378
At-fault accident - greater than $2000	$2268	$385
Racing	$2453	$409
DUI	$2458	$418
Refusal to submit to a chemical test	$2458	$409
Driving with a suspended license	$2501	$425
Reckless driving	$2553	$425
Leaving scene of an accident/hit and run	$2580	$439

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