Cheapest Car Insurance Quotes in East Lake-Orient Park

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East Lake-Orient Park Car Insurance

^$ 83

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Lake-Orient Park

The car insurance rate in East Lake-Orient Park is $2259 for a six-month policy, which is $634 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1346, making it a popular choice for budget-conscious drivers. Rates in East Lake-Orient Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Lake-Orient Park

$2259

Avg. Car Insurance in Florida

$1625

National Average

$1278

Cheapest Car Insurance Companies in East Lake-Orient Park

1st place: Travelers

At $1346 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1503 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1643 for six months, making it the third cheapest auto insurance company in East Lake-Orient Park.

East Lake-Orient Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Lake-Orient Park, FL is Travelers, offering policies at just $1346 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1503.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $3319 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Lake-Orient Park drivers find the best deals.

Cheap Car Insurance Companies in East Lake-Orient Park, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1346	$227
State Farm	$1503	$253
Nationwide	$1643	$277
Progressive	$1742	$293
United Automobile Ins Group	$1899	$317
UAIC	$2081	$354
Allstate	$3393	$566
Mercury	$3583	$609
MetLife	$2089	$356
Farmers	$3319	$553

Key Takeaways

Way's key takeaways about car insurance in East Lake-Orient Park

The auto insurance costs in East Lake-Orient Park fall around $1346 for six months.
The cheapest auto insurance company in East Lake-Orient Park is Travelers.
Teen drivers pay the highest rate in East Lake-Orient Park at $1920 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in East Lake-Orient Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Lake-Orient Park are given below.

Travelers provides the cheapest minimum car insurance coverage in East Lake-Orient Park. Their Average 6 Month Premium is $495. Farmers is the most expensive at $916 for the same period.

Cheapest Liability Coverage in East Lake-Orient Park, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$495	$83
State Farm	$537	$90
Mercury	$595	$100
Nationwide	$660	$113
MetLife	$694	$115
AIG	$776	$132
Progressive	$974	$164
United Automobile Ins Group	$999	$170
UAIC	$1081	$181
Allstate	$1238	$208
Patrons Insurance	$174	$29
Farmers	$916	$153

Cheapest Full Coverage Car Insurance in East Lake-Orient Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Lake-Orient Park is Travelers at $227 per month and $1346 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Lake-Orient Park, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1346	$227
State Farm	$1503	$253
Nationwide	$1643	$277
Progressive	$1742	$293
United Automobile Ins Group	$1899	$317
UAIC	$2081	$354
Allstate	$3393	$566
Mercury	$3583	$609
MetLife	$2089	$356
Farmers	$3319	$553

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Average Car Insurance in East Lake-Orient Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Lake-Orient Park, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in East Lake-Orient Park, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Lake-Orient Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Lake-Orient Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in East Lake-Orient Park,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the East Lake-Orient Park at $125 per month. At $11287 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$752	$125
AIG	$1016	$172
Travelers	$2213	$373
State Farm	$2659	$448
UAIC	$3542	$596
United Automobile Ins Group	$4682	$796
Allstate	$5780	$973
Progressive	$7439	$1252
Mercury	$8801	$1482
Farmers	$11287	$1920

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in East Lake-Orient Park, Nationwide is the cheapest car insurance provider. At $899 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in East Lake-Orient Park is Farmers, offering rates of around $4591 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$899	$153
Mercury	$983	$164
Direct General Insurance	$1024	$174
UAIC	$1990	$332
Travelers	$2180	$367
Progressive	$3831	$638
Allstate	$6721	$1143
State Farm	$6878	$1147
Farmers	$4591	$781

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Save up to $971/yr on car insurance rates in East Lake-Orient Park.

Car Insurance Rates with An Accident in East Lake-Orient Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Lake-Orient Park, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Lake-Orient Park

The cheapest car insurance companies after an at-fault accident in East Lake-Orient Park include Nationwide and AIG, offering $949 and $1213, respectively. Farmers is an expensive provider with an average six-month premium of $4631.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$949	$158
AIG	$1213	$206
State Farm	$1412	$238
Travelers	$1437	$242
United Automobile Ins Group	$2469	$411
Mercury	$2551	$430
UAIC	$2584	$431
Progressive	$3385	$570
Allstate	$6027	$1015
Farmers	$4631	$771

East Lake-Orient Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Lake-Orient Park FL. For example, the car insurance in East Lake-Orient Park after a DUI increases to $1304 for a six month policy. While the rate increases by $397 for a six-month policy in the case of a speeding ticket.

East Lake-Orient Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2535	$423
One Med/PIP claim	$2535	$431
Not-at-fault accident	$2741	$457
Two Med/PIP claims	$2816	$478
One comp claim	$2856	$477
Child safety restraint	$2865	$486
Failure to wear a seat belt	$2865	$478
Driving without lights	$2873	$488
Failure to show documents	$2873	$480
Speeding 6 - 10 MPH over limit	$2932	$499
Improper passing	$2940	$489
Passing school bus	$2940	$500
Wrong way/wrong lane	$2940	$489
Failure to stop at a red light	$2948	$502
Failure to yield	$2948	$491
Illegal turn	$2948	$502
Cell phone violation	$2957	$492
Driving with expired registration	$2957	$503
Following too closely	$2957	$492
Texting while driving	$2963	$505
Two comp claims	$3030	$505
Driving too slowly	$3047	$518
Speeding in school zone	$3047	$507
Speeding 11 - 15 MPH over limit	$3055	$520
In 65 MPH zone	$3162	$527
Speeding 16 - 20 MPH over limit	$3162	$538
Speeding 21 - 25 MPH over limit	$3179	$530
Open container	$3212	$546
Operating a vehicle without permission	$3212	$535
At-fault accident - less than $1000	$3485	$592
At-fault accident - $1000-$2000	$3542	$591
At-fault accident - greater than $2000	$3542	$602
Racing	$3831	$638
DUI	$3839	$653
Refusal to submit to a chemical test	$3839	$639
Driving with a suspended license	$3906	$664
Reckless driving	$3988	$664
Leaving scene of an accident/hit and run	$4030	$685

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Lake-Orient Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Lake-Orient Park.

The cheapest car insurance premiums in East Lake-Orient Park are offered by AIG at $892 for a six-month policy. However, it can be as expensive as $3774 with companies like Farmers.

East Lake-Orient Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$892	$152
Travelers	$1461	$246
Progressive	$1676	$282
State Farm	$2014	$339
Allstate	$2724	$459
UAIC	$3501	$584
Farmers	$3774	$628

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Lake-Orient Park are offered by Nationwide at $776. However, it can be as expensive as $4030 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in East Lake-Orient Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$776	$129
State Farm	$983	$165
Travelers	$1115	$188
Allstate	$2923	$492
UAIC	$3196	$532
Progressive	$3914	$666
Farmers	$4030	$685

Car Insurance Price Trends in East Lake-Orient Park, Florida

Car insurance rates in East Lake-Orient Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Lake-Orient Park dipped by $356 in January compared to $384 of December. In other words, there has been an decrease by $28 when you compare January and December.

The average cost of liability insurance in the East Lake-Orient Park dipped to $115 in January, compared to $117 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in East Lake-Orient Park?

The car insurance in East Lake-Orient Park is $83 per month, which is lower than the national average.

What is the cheapest car insurance in East Lake-Orient Park?

The cheapest car insurance in East Lake-Orient Park is $227 per month for full coverage.

How much is car insurance in East Lake-Orient Park for teenagers?

Car insurance for teenagers costs $752 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Lake-Orient Park?

The average cost of car insurance is $1625 for a six-month policy. It will cost around $379 per month to insure your car in East Lake-Orient Park.

Is car insurance expensive in East Lake-Orient Park?

Car insurance can be expensive in East Lake-Orient Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Lake-Orient Park can be affordable.

Cheapest Car Insurance Quotes in East Lake-Orient Park

Why you can trust Way?

How Much Is Car Insurance in East Lake-Orient Park

Avg. Car Insurance in East Lake-Orient Park

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in East Lake-Orient Park

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

East Lake-Orient Park Car Insurance Rates by Company

Cheap Car Insurance Companies in East Lake-Orient Park, FL

Way's key takeaways about car insurance in East Lake-Orient Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in East Lake-Orient Park

Cheapest Liability Coverage in East Lake-Orient Park, FL

Cheapest Full Coverage Car Insurance in East Lake-Orient Park

Cheapest Full Coverage Car Insurance Quotes in East Lake-Orient Park, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in East Lake-Orient Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in East Lake-Orient Park, FL increasing?

Car Insurance Premiums by Age in East Lake-Orient Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in East Lake-Orient Park,FL

If you are in your twenties N/A is the best choice for car insurance in East Lake-Orient Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in East Lake-Orient Park

Cheapest Car Insurance Companies after an At-Fault Accident in East Lake-Orient Park

East Lake-Orient Park Car Insurance Rates by Violation

East Lake-Orient Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in East Lake-Orient Park after a DUI

East Lake-Orient Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in East Lake-Orient Park after Speeding ticket

Car Insurance Price Trends in East Lake-Orient Park, Florida

Average Car Insurance Cost in East Lake-Orient Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near East Lake-Orient Park, FL

Car Insurance Rates by State in the USA (2025 Update)

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