Cheapest Car Insurance Quotes in Key Colony Beach

Cheapest Minimum Liability Car Insurance in Key Colony Beach

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Key Colony Beach are given below. 

Patrons Insurance provides the cheapest minimum car insurance coverage in Key Colony Beach. Their Average 6 Month Premium is $120. Metropolitan Group is the most expensive at $365 for the same period. 

Cheapest Liability Coverage in Key Colony Beach, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$120	$20
Travelers	$365	$61
State Farm	$388	$65
Mercury	$411	$69
Nationwide	$456	$78
Farmers	$633	$106
AIG	$644	$109
Progressive	$673	$113
United Automobile Ins Group	$690	$117
UAIC	$747	$125
Allstate	$861	$145
Metropolitan Group	$365	$60

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Cheapest Full Coverage Car Insurance in Key Colony Beach

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Key Colony Beach is Travelers at $165 per month and $981 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Key Colony Beach, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$981	$165
State Farm	$1044	$176
Nationwide	$1214	$204
United Automobile Ins Group	$1311	$219
Progressive	$1369	$230
UAIC	$1369	$228
MetLife	$1443	$246
Farmers	$2292	$382
Mercury	$2475	$420
Allstate	$2492	$420
Metropolitan Group	$918	$153

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Car Insurance Premiums by Age in Key Colony Beach

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1245
40s	Travelers	$940
50s	Travelers	$876
60s	Travelers	$864

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Key Colony Beach Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Key Colony Beach FL. For example, the car insurance in Key Colony Beach after a DUI increases to $901 for a six month policy. While the rate increases by $274 for a six-month policy in the case of a speeding ticket.  

Key Colony Beach auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1751	$292
One Med/PIP claim	$1751	$298
Not-at-fault accident	$1893	$316
Two Med/PIP claims	$1945	$330
One comp claim	$1973	$329
Child safety restraint	$1979	$336
Failure to wear a seat belt	$1979	$330
Driving without lights	$1984	$337
Failure to show documents	$1984	$331
Speeding 6 - 10 MPH over limit	$2025	$345
Improper passing	$2030	$338
Passing school bus	$2030	$346
Wrong way/wrong lane	$2030	$338
Failure to stop at a red light	$2036	$347
Failure to yield	$2036	$339
Illegal turn	$2036	$347
Cell phone violation	$2042	$340
Driving with expired registration	$2042	$348
Following too closely	$2042	$340
Texting while driving	$2047	$348
Two comp claims	$2093	$348
Driving too slowly	$2104	$358
Speeding in school zone	$2104	$350
Speeding 11 - 15 MPH over limit	$2110	$359
In 65 MPH zone	$2184	$364
Speeding 16 - 20 MPH over limit	$2184	$372
Speeding 21 - 25 MPH over limit	$2196	$366
Open container	$2219	$377
Operating a vehicle without permission	$2219	$370
At-fault accident - less than $1000	$2407	$409
At-fault accident - $1000-$2000	$2446	$408
At-fault accident - greater than $2000	$2446	$416
Racing	$2646	$441
DUI	$2652	$451
Refusal to submit to a chemical test	$2652	$442
Driving with a suspended license	$2698	$459
Reckless driving	$2754	$459
Leaving scene of an accident/hit and run	$2783	$473

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