Cheapest Car Insurance Quotes in Pompano Beach

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Pompano Beach Car Insurance

^$ 93

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Pompano Beach

The car insurance rate in Pompano Beach is $2207 for a six-month policy, which is $496 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1394, making it a popular choice for budget-conscious drivers. Rates in Pompano Beach can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Pompano Beach

$2207

Avg. Car Insurance in Florida

$1711

National Average

$1278

Cheapest Car Insurance Companies in Pompano Beach

1st place: Travelers

At $1394 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1456 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1525 for six months, making it the third cheapest auto insurance company in Pompano Beach.

Pompano Beach Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Pompano Beach, FL is Travelers, offering policies at just $1394 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1456.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $3081 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pompano Beach drivers find the best deals.

Cheap Car Insurance Companies in Pompano Beach, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1394	$235
State Farm	$1456	$245
Nationwide	$1525	$257
United Automobile Ins Group	$1762	$299
UAIC	$1947	$328
Progressive	$2299	$387
Mercury	$3326	$555
Allstate	$3349	$564
MetLife	$1939	$330
Farmers	$3081	$513

Key Takeaways

Way's key takeaways about car insurance in Pompano Beach

The auto insurance costs in Pompano Beach fall around $1394 for six months.
The cheapest auto insurance company in Pompano Beach is Mercury.
Teen drivers pay the highest rate in Pompano Beach at $1781 per month.

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Cheapest Minimum Liability Car Insurance in Pompano Beach

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Pompano Beach are given below.

Mercury provides the cheapest minimum car insurance coverage in Pompano Beach. Their Average 6 Month Premium is $552. Farmers is the most expensive at $850 for the same period.

Cheapest Liability Coverage in Pompano Beach, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$552	$93
Nationwide	$613	$104
MetLife	$644	$107
AIG	$720	$123
United Automobile Ins Group	$928	$155
Travelers	$1073	$181
State Farm	$1587	$267
Progressive	$2651	$446
Allstate	$2973	$501
UAIC	$3471	$591
Patrons Insurance	$161	$27
Farmers	$850	$142

Cheapest Full Coverage Car Insurance in Pompano Beach

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Pompano Beach is Travelers at $235 per month and $1394 for six months.

Cheapest Full Coverage Car Insurance Quotes in Pompano Beach, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1394	$235
State Farm	$1456	$245
Nationwide	$1525	$257
United Automobile Ins Group	$1762	$299
UAIC	$1947	$328
Progressive	$2299	$387
Mercury	$3326	$555
Allstate	$3349	$564
MetLife	$1939	$330
Farmers	$3081	$513

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Average Car Insurance in Pompano Beach by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Pompano Beach, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Pompano Beach, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Pompano Beach's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Pompano Beach

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Pompano Beach,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Pompano Beach at $116 per month. At $10475 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$698	$116
AIG	$943	$160
Travelers	$2521	$424
State Farm	$3111	$524
United Automobile Ins Group	$4345	$724
UAIC	$4452	$757
Allstate	$6620	$1115
Mercury	$8168	$1375
Progressive	$12007	$2021
Farmers	$10475	$1781

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Pompano Beach, Nationwide is the cheapest car insurance provider. At $835 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Pompano Beach is Farmers, offering rates of around $4261 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$835	$142
Mercury	$912	$152
Direct General Insurance	$951	$161
UAIC	$1954	$325
Travelers	$2314	$390
Progressive	$6184	$1031
Allstate	$6620	$1126
State Farm	$8291	$1382
Farmers	$4261	$725

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Car Insurance Rates with An Accident in Pompano Beach

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Pompano Beach, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Pompano Beach

The cheapest car insurance companies after an at-fault accident in Pompano Beach include Nationwide and AIG, offering $881 and $1126, respectively. Farmers is an expensive provider with an average six-month premium of $4298.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$881	$147
AIG	$1126	$191
State Farm	$1425	$240
Travelers	$1449	$244
United Automobile Ins Group	$2291	$382
Mercury	$2367	$399
UAIC	$2559	$427
Progressive	$4222	$711
Allstate	$5854	$986
Farmers	$4298	$716

Pompano Beach Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Pompano Beach FL. For example, the car insurance in Pompano Beach after a DUI increases to $1210 for a six month policy. While the rate increases by $368 for a six-month policy in the case of a speeding ticket.

Pompano Beach auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2353	$392
One Med/PIP claim	$2353	$400
Not-at-fault accident	$2544	$424
Two Med/PIP claims	$2614	$444
One comp claim	$2651	$442
Child safety restraint	$2659	$452
Failure to wear a seat belt	$2659	$444
Driving without lights	$2666	$453
Failure to show documents	$2666	$445
Speeding 6 - 10 MPH over limit	$2721	$463
Improper passing	$2728	$454
Passing school bus	$2728	$464
Wrong way/wrong lane	$2728	$454
Failure to stop at a red light	$2736	$466
Failure to yield	$2736	$455
Illegal turn	$2736	$466
Cell phone violation	$2744	$457
Driving with expired registration	$2744	$467
Following too closely	$2744	$457
Texting while driving	$2750	$468
Two comp claims	$2812	$468
Driving too slowly	$2828	$481
Speeding in school zone	$2828	$471
Speeding 11 - 15 MPH over limit	$2835	$482
In 65 MPH zone	$2935	$489
Speeding 16 - 20 MPH over limit	$2935	$499
Speeding 21 - 25 MPH over limit	$2950	$491
Open container	$2981	$507
Operating a vehicle without permission	$2981	$497
At-fault accident - less than $1000	$3234	$550
At-fault accident - $1000-$2000	$3287	$548
At-fault accident - greater than $2000	$3287	$559
Racing	$3555	$592
DUI	$3563	$606
Refusal to submit to a chemical test	$3563	$593
Driving with a suspended license	$3625	$617
Reckless driving	$3701	$617
Leaving scene of an accident/hit and run	$3740	$636

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Pompano Beach after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Pompano Beach.

The cheapest car insurance premiums in Pompano Beach are offered by AIG at $828 for a six-month policy. However, it can be as expensive as $3502 with companies like Farmers.

Pompano Beach car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$828	$141
Travelers	$1587	$267
State Farm	$1970	$332
Progressive	$2184	$368
Allstate	$2958	$498
UAIC	$3471	$578
Farmers	$3502	$583

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Pompano Beach are offered by Nationwide at $720. However, it can be as expensive as $3740 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Pompano Beach after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$720	$120
State Farm	$1149	$194
Travelers	$1418	$239
UAIC	$1954	$333
Allstate	$2114	$356
Progressive	$4965	$844
Farmers	$3740	$636

Car Insurance Price Trends in Pompano Beach, Florida

Car insurance rates in Pompano Beach have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Pompano Beach rose by $365 in March compared to $330 of February. In other words, there has been an increase by $35 when you compare March and February.

The average cost of liability insurance in the Pompano Beach rose to $248 in March, compared to $107 in February. This represents an increase of $141 when comparing March and February.

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Average Car Insurance Cost in Pompano Beach by ZIP Code

The crime rate, the number of accidents, and the probability of natural calamities all determine the car insurance rates in different neighborhoods in the Pompano Beach. At $2516 for a six-month policy, insuring your car at 33068 is the cheapest in the city.

Zip Code	Average 6 Mo. Premium	Avg. Monthly Premium
33068	$2516	$422
33069	$2361	$396
33066	$2295	$385
33067	$2361	$396
33064	$2560	$429
33076	$2427	$407
33062	$2339	$392
33073	$2405	$403
33063	$2516	$422
33060	$2427	$407

Frequently Asked Questions

How much is car insurance in Pompano Beach?

The car insurance in Pompano Beach is $93 per month, which is lower than the national average.

What is the cheapest car insurance in Pompano Beach?

The cheapest car insurance in Pompano Beach is $235 per month for full coverage.

How much is car insurance in Pompano Beach for teenagers?

Car insurance for teenagers costs $698 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Pompano Beach?

The average cost of car insurance is $1711 for a six-month policy. It will cost around $370 per month to insure your car in Pompano Beach.

Is car insurance expensive in Pompano Beach?

Car insurance can be expensive in Pompano Beach if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Pompano Beach can be affordable.

Cheapest Car Insurance Quotes in Pompano Beach

Why you can trust Way?

How Much Is Car Insurance in Pompano Beach

Avg. Car Insurance in Pompano Beach

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Pompano Beach

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Pompano Beach Car Insurance Rates by Company

Cheap Car Insurance Companies in Pompano Beach, FL

Way's key takeaways about car insurance in Pompano Beach

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Pompano Beach

Cheapest Liability Coverage in Pompano Beach, FL

Cheapest Full Coverage Car Insurance in Pompano Beach

Cheapest Full Coverage Car Insurance Quotes in Pompano Beach, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Pompano Beach by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Pompano Beach, FL increasing?

Car Insurance Premiums by Age in Pompano Beach

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Pompano Beach,FL

If you are in your twenties N/A is the best choice for car insurance in Pompano Beach.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Pompano Beach

Cheapest Car Insurance Companies after an At-Fault Accident in Pompano Beach

Pompano Beach Car Insurance Rates by Violation

Pompano Beach auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Pompano Beach after a DUI

Pompano Beach car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Pompano Beach after Speeding ticket

Car Insurance Price Trends in Pompano Beach, Florida

Average Car Insurance Cost in Pompano Beach by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Pompano Beach, FL

Car Insurance Rates by State in the USA (2025 Update)

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