Cheapest Car Insurance Quotes in Buenaventura Lakes

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Buenaventura Lakes Car Insurance

^$ 63

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Buenaventura Lakes

The car insurance rate in Buenaventura Lakes is $1706 for a six-month policy, which is $81 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1016, making it a popular choice for budget-conscious drivers. Rates in Buenaventura Lakes can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Buenaventura Lakes

$1706

Avg. Car Insurance in Florida

$1625

National Average

$1278

Cheapest Car Insurance Companies in Buenaventura Lakes

1st place: Travelers

At $1016 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1135 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1241 for six months, making it the third cheapest auto insurance company in Buenaventura Lakes.

Buenaventura Lakes Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Buenaventura Lakes, FL is Travelers, offering policies at just $1016 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1135.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2507 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Buenaventura Lakes drivers find the best deals.

Cheap Car Insurance Companies in Buenaventura Lakes, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1016	$171
State Farm	$1135	$191
Nationwide	$1241	$209
Progressive	$1316	$222
United Automobile Ins Group	$1434	$239
UAIC	$1572	$268
Allstate	$2563	$427
Mercury	$2707	$460
MetLife	$1578	$269
Farmers	$2507	$418

Key Takeaways

Way's key takeaways about car insurance in Buenaventura Lakes

The auto insurance costs in Buenaventura Lakes fall around $1016 for six months.
The cheapest auto insurance company in Buenaventura Lakes is Travelers.
Teen drivers pay the highest rate in Buenaventura Lakes at $1450 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Buenaventura Lakes

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Buenaventura Lakes are given below.

Travelers provides the cheapest minimum car insurance coverage in Buenaventura Lakes. Their Average 6 Month Premium is $374. Farmers is the most expensive at $692 for the same period.

Cheapest Liability Coverage in Buenaventura Lakes, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$374	$63
State Farm	$405	$68
Mercury	$449	$76
Nationwide	$499	$85
MetLife	$524	$87
AIG	$586	$100
Progressive	$736	$124
United Automobile Ins Group	$755	$128
UAIC	$817	$137
Allstate	$936	$158
Patrons Insurance	$131	$22
Farmers	$692	$116

Cheapest Full Coverage Car Insurance in Buenaventura Lakes

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Buenaventura Lakes is Travelers at $171 per month and $1016 for six months.

Cheapest Full Coverage Car Insurance Quotes in Buenaventura Lakes, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1016	$171
State Farm	$1135	$191
Nationwide	$1241	$209
Progressive	$1316	$222
United Automobile Ins Group	$1434	$239
UAIC	$1572	$268
Allstate	$2563	$427
Mercury	$2707	$460
MetLife	$1578	$269
Farmers	$2507	$418

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Average Car Insurance in Buenaventura Lakes by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Buenaventura Lakes, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Buenaventura Lakes, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Buenaventura Lakes's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Buenaventura Lakes

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Buenaventura Lakes,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Buenaventura Lakes at $95 per month. At $8526 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$568	$95
AIG	$768	$130
Travelers	$1672	$281
State Farm	$2009	$338
UAIC	$2675	$450
United Automobile Ins Group	$3536	$602
Allstate	$4366	$735
Progressive	$5620	$946
Mercury	$6649	$1119
Farmers	$8526	$1450

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Buenaventura Lakes, Nationwide is the cheapest car insurance provider. At $679 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Buenaventura Lakes is Farmers, offering rates of around $3468 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$679	$116
Mercury	$742	$124
Direct General Insurance	$774	$131
UAIC	$1504	$251
Travelers	$1646	$277
Progressive	$2894	$482
Allstate	$5077	$863
State Farm	$5195	$866
Farmers	$3468	$590

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Car Insurance Rates with An Accident in Buenaventura Lakes

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Buenaventura Lakes, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Buenaventura Lakes

The cheapest car insurance companies after an at-fault accident in Buenaventura Lakes include Nationwide and AIG, offering $717 and $917, respectively. Farmers is an expensive provider with an average six-month premium of $3499.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$717	$120
AIG	$917	$155
State Farm	$1067	$180
Travelers	$1086	$183
United Automobile Ins Group	$1865	$311
Mercury	$1927	$324
UAIC	$1952	$326
Progressive	$2557	$431
Allstate	$4553	$767
Farmers	$3499	$583

Buenaventura Lakes Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Buenaventura Lakes FL. For example, the car insurance in Buenaventura Lakes after a DUI increases to $985 for a six month policy. While the rate increases by $299 for a six-month policy in the case of a speeding ticket.

Buenaventura Lakes auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1915	$319
One Med/PIP claim	$1915	$326
Not-at-fault accident	$2071	$345
Two Med/PIP claims	$2127	$361
One comp claim	$2158	$360
Child safety restraint	$2164	$368
Failure to wear a seat belt	$2164	$361
Driving without lights	$2170	$369
Failure to show documents	$2170	$362
Speeding 6 - 10 MPH over limit	$2214	$377
Improper passing	$2221	$370
Passing school bus	$2221	$378
Wrong way/wrong lane	$2221	$370
Failure to stop at a red light	$2227	$379
Failure to yield	$2227	$371
Illegal turn	$2227	$379
Cell phone violation	$2233	$372
Driving with expired registration	$2233	$380
Following too closely	$2233	$372
Texting while driving	$2239	$381
Two comp claims	$2289	$381
Driving too slowly	$2302	$392
Speeding in school zone	$2302	$383
Speeding 11 - 15 MPH over limit	$2308	$393
In 65 MPH zone	$2389	$398
Speeding 16 - 20 MPH over limit	$2389	$406
Speeding 21 - 25 MPH over limit	$2401	$400
Open container	$2427	$413
Operating a vehicle without permission	$2427	$404
At-fault accident - less than $1000	$2632	$447
At-fault accident - $1000-$2000	$2675	$446
At-fault accident - greater than $2000	$2675	$455
Racing	$2894	$482
DUI	$2900	$494
Refusal to submit to a chemical test	$2900	$483
Driving with a suspended license	$2951	$502
Reckless driving	$3012	$502
Leaving scene of an accident/hit and run	$3044	$518

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Buenaventura Lakes after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Buenaventura Lakes.

The cheapest car insurance premiums in Buenaventura Lakes are offered by AIG at $674 for a six-month policy. However, it can be as expensive as $2851 with companies like Farmers.

Buenaventura Lakes car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$674	$114
Travelers	$1104	$186
Progressive	$1266	$213
State Farm	$1521	$256
Allstate	$2058	$347
UAIC	$2645	$441
Farmers	$2851	$475

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Buenaventura Lakes are offered by Nationwide at $586. However, it can be as expensive as $3044 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Buenaventura Lakes after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$586	$98
State Farm	$742	$125
Travelers	$842	$142
Allstate	$2208	$372
UAIC	$2414	$402
Progressive	$2957	$503
Farmers	$3044	$518

Car Insurance Price Trends in Buenaventura Lakes, Florida

Car insurance rates in Buenaventura Lakes have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Buenaventura Lakes dipped by $269 in January compared to $290 of December. In other words, there has been an decrease by $21 when you compare January and December.

The average cost of liability insurance in the Buenaventura Lakes dipped to $87 in January, compared to $88 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Buenaventura Lakes?

The car insurance in Buenaventura Lakes is $63 per month, which is lower than the national average.

What is the cheapest car insurance in Buenaventura Lakes?

The cheapest car insurance in Buenaventura Lakes is $171 per month for full coverage.

How much is car insurance in Buenaventura Lakes for teenagers?

Car insurance for teenagers costs $568 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Buenaventura Lakes?

The average cost of car insurance is $1625 for a six-month policy. It will cost around $287 per month to insure your car in Buenaventura Lakes.

Is car insurance expensive in Buenaventura Lakes?

Car insurance can be expensive in Buenaventura Lakes if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Buenaventura Lakes can be affordable.

Cheapest Car Insurance Quotes in Buenaventura Lakes

Why you can trust Way?

How Much Is Car Insurance in Buenaventura Lakes

Avg. Car Insurance in Buenaventura Lakes

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Buenaventura Lakes

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Buenaventura Lakes Car Insurance Rates by Company

Cheap Car Insurance Companies in Buenaventura Lakes, FL

Way's key takeaways about car insurance in Buenaventura Lakes

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Buenaventura Lakes

Cheapest Liability Coverage in Buenaventura Lakes, FL

Cheapest Full Coverage Car Insurance in Buenaventura Lakes

Cheapest Full Coverage Car Insurance Quotes in Buenaventura Lakes, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Buenaventura Lakes by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Buenaventura Lakes, FL increasing?

Car Insurance Premiums by Age in Buenaventura Lakes

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Buenaventura Lakes,FL

If you are in your twenties N/A is the best choice for car insurance in Buenaventura Lakes.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Buenaventura Lakes

Cheapest Car Insurance Companies after an At-Fault Accident in Buenaventura Lakes

Buenaventura Lakes Car Insurance Rates by Violation

Buenaventura Lakes auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Buenaventura Lakes after a DUI

Buenaventura Lakes car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Buenaventura Lakes after Speeding ticket

Car Insurance Price Trends in Buenaventura Lakes, Florida

Average Car Insurance Cost in Buenaventura Lakes by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Buenaventura Lakes, FL

Car Insurance Rates by State in the USA (2025 Update)

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