Cheapest Car Insurance Quotes in Bloomingdale

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Bloomingdale Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bloomingdale

The car insurance rate in Bloomingdale is $2001 for a six-month policy, which is $400 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1278, making it a popular choice for budget-conscious drivers. Rates in Bloomingdale can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bloomingdale

$2001

Avg. Car Insurance in Florida

$1601

National Average

$1140

Cheapest Car Insurance Companies in Bloomingdale

1st place: Travelers

At $1278 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1359 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1581 for six months, making it the third cheapest auto insurance company in Bloomingdale.

Bloomingdale Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bloomingdale, FL is Travelers, offering policies at just $1278 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1359.

At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $1195 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bloomingdale drivers find the best deals.

Cheap Car Insurance Companies in Bloomingdale, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1278	$215
State Farm	$1359	$229
Nationwide	$1581	$266
United Automobile Ins Group	$1708	$285
Progressive	$1783	$300
UAIC	$1783	$298
MetLife	$1879	$320
Farmers	$2985	$498
Mercury	$3223	$548
Allstate	$3245	$546
Metropolitan Group	$1195	$199

Key Takeaways

Way's key takeaways about car insurance in Bloomingdale

The auto insurance costs in Bloomingdale fall around $1278 for six months.
The cheapest auto insurance company in Bloomingdale is Patrons Insurance.
Teen drivers pay the highest rate in Bloomingdale at $1726 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Bloomingdale

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bloomingdale are given below.

Patrons Insurance provides the cheapest minimum car insurance coverage in Bloomingdale. Their Average 6 Month Premium is $156. Metropolitan Group is the most expensive at $475 for the same period.

Cheapest Liability Coverage in Bloomingdale, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$156	$26
Travelers	$475	$80
State Farm	$505	$85
Mercury	$535	$90
Nationwide	$594	$101
Farmers	$824	$138
AIG	$839	$143
Progressive	$876	$148
United Automobile Ins Group	$899	$153
UAIC	$973	$163
Allstate	$1121	$189
Metropolitan Group	$475	$79

Cheapest Full Coverage Car Insurance in Bloomingdale

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bloomingdale is Travelers at $215 per month and $1278 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bloomingdale, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1278	$215
State Farm	$1359	$229
Nationwide	$1581	$266
United Automobile Ins Group	$1708	$285
Progressive	$1783	$300
UAIC	$1783	$298
MetLife	$1879	$320
Farmers	$2985	$498
Mercury	$3223	$548
Allstate	$3245	$546
Metropolitan Group	$1195	$199

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Average Car Insurance in Bloomingdale by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bloomingdale, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Bloomingdale, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bloomingdale's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bloomingdale

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1621
40s	Travelers	$1224
50s	Travelers	$1141
60s	Travelers	$1125

Cheapest Car Insurance Rates for Teen Drivers in Bloomingdale,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Bloomingdale at $113 per month. At $10150 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$676	$113
AIG	$914	$155
Travelers	$2071	$349
State Farm	$2725	$459
UAIC	$4054	$676
United Automobile Ins Group	$4210	$716
Allstate	$6385	$1075
Mercury	$7915	$1333
Progressive	$8458	$1424
Farmers	$10150	$1726

Teen Car Insurance Rates in FL by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Bloomingdale.

As young drivers face the highest rates in Bloomingdale, Travelers offers the cheapest auto insurance rates at $1621 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bloomingdale, Nationwide is the cheapest car insurance provider. At $809 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bloomingdale is Allstate, offering rates of around $6490 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$809	$138
Mercury	$884	$148
Direct General Insurance	$921	$156
Travelers	$1753	$295
UAIC	$1783	$303
Progressive	$3445	$574
Farmers	$4129	$703
State Farm	$6185	$1031
Allstate	$6490	$1104

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Car Insurance Rates with An Accident in Bloomingdale

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bloomingdale, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bloomingdale

The cheapest car insurance companies after an at-fault accident in Bloomingdale include Nationwide and AIG, offering $854 and $1091, respectively. National General is an expensive provider with an average six-month premium of $1321.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$854	$143
AIG	$1091	$185
Travelers	$1233	$208
State Farm	$1270	$214
United Automobile Ins Group	$2220	$370
Mercury	$2294	$386
UAIC	$2324	$388
Progressive	$3044	$513
Farmers	$4165	$694
Allstate	$5635	$949
National General	$1321	$225

Bloomingdale Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bloomingdale FL. For example, the car insurance in Bloomingdale after a DUI increases to $1173 for a six month policy. While the rate increases by $356 for a six-month policy in the case of a speeding ticket.

Bloomingdale auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2280	$380
One Med/PIP claim	$2280	$388
Not-at-fault accident	$2465	$411
Two Med/PIP claims	$2533	$430
One comp claim	$2569	$429
Child safety restraint	$2576	$438
Failure to wear a seat belt	$2576	$430
Driving without lights	$2584	$439
Failure to show documents	$2584	$431
Speeding 6 - 10 MPH over limit	$2636	$449
Improper passing	$2644	$440
Passing school bus	$2644	$450
Wrong way/wrong lane	$2644	$440
Failure to stop at a red light	$2651	$451
Failure to yield	$2651	$441
Illegal turn	$2651	$451
Cell phone violation	$2659	$443
Driving with expired registration	$2659	$453
Following too closely	$2659	$443
Texting while driving	$2665	$454
Two comp claims	$2725	$454
Driving too slowly	$2740	$466
Speeding in school zone	$2740	$456
Speeding 11 - 15 MPH over limit	$2748	$468
In 65 MPH zone	$2844	$474
Speeding 16 - 20 MPH over limit	$2844	$484
Speeding 21 - 25 MPH over limit	$2859	$476
Open container	$2889	$491
Operating a vehicle without permission	$2889	$481
At-fault accident - less than $1000	$3134	$533
At-fault accident - $1000-$2000	$3185	$531
At-fault accident - greater than $2000	$3185	$541
Racing	$3445	$574
DUI	$3453	$588
Refusal to submit to a chemical test	$3453	$575
Driving with a suspended license	$3513	$598
Reckless driving	$3586	$598
Leaving scene of an accident/hit and run	$3624	$616

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bloomingdale after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bloomingdale.

The cheapest car insurance premiums in Bloomingdale are offered by AIG at $803 for a six-month policy. However, it can be as expensive as $995 with companies like National General.

Bloomingdale car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$803	$134
Travelers	$1278	$215
State Farm	$1551	$261
Progressive	$1566	$264
Allstate	$2851	$480
UAIC	$3141	$534
Farmers	$3394	$565
National General	$995	$166

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bloomingdale are offered by Nationwide at $698. However, it can be as expensive as $3624 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Bloomingdale after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$698	$119
State Farm	$899	$151
Travelers	$1076	$181
UAIC	$1783	$298
Allstate	$2043	$344
Progressive	$2948	$491
Farmers	$3624	$616

Car Insurance Price Trends in Bloomingdale, Florida

Car insurance rates in Bloomingdale have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bloomingdale remained steady at $345 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Bloomingdale remained steady at $105 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Bloomingdale?

The car insurance in Bloomingdale is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Bloomingdale?

The cheapest car insurance in Bloomingdale is $215 per month for full coverage.

How much is car insurance in Bloomingdale for teenagers?

Car insurance for teenagers costs $676 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bloomingdale?

The average cost of car insurance is $1601 for a six-month policy. It will cost around $336 per month to insure your car in Bloomingdale.

Is car insurance expensive in Bloomingdale?

Car insurance can be expensive in Bloomingdale if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bloomingdale can be affordable.

Cheapest Car Insurance Quotes in Bloomingdale

Why you can trust Way?

How Much Is Car Insurance in Bloomingdale

Avg. Car Insurance in Bloomingdale

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Bloomingdale

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Bloomingdale Car Insurance Rates by Company

Cheap Car Insurance Companies in Bloomingdale, FL

Way's key takeaways about car insurance in Bloomingdale

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Bloomingdale

Cheapest Liability Coverage in Bloomingdale, FL

Cheapest Full Coverage Car Insurance in Bloomingdale

Cheapest Full Coverage Car Insurance Quotes in Bloomingdale, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Bloomingdale by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Bloomingdale, FL increasing?

Car Insurance Premiums by Age in Bloomingdale

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Bloomingdale,FL

If you are in your twenties Travelers is the best choice for car insurance in Bloomingdale.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Bloomingdale

Cheapest Car Insurance Companies after an At-Fault Accident in Bloomingdale

Bloomingdale Car Insurance Rates by Violation

Bloomingdale auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Bloomingdale after a DUI

Bloomingdale car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Bloomingdale after Speeding ticket

Car Insurance Price Trends in Bloomingdale, Florida

Average Car Insurance Cost in Bloomingdale by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Bloomingdale, FL

Car Insurance Rates by State in the USA (2025 Update)

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