Cheapest Car Insurance Quotes in Reddick

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Reddick Car Insurance

^$ 18

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Reddick

The car insurance rate in Reddick is $1377 for a six-month policy, which is $224 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $879, making it a popular choice for budget-conscious drivers. Rates in Reddick can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Reddick

$1377

Avg. Car Insurance in Florida

$1601

National Average

$1140

Cheapest Car Insurance Companies in Reddick

1st place: Travelers

At $879 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $935 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1088 for six months, making it the third cheapest auto insurance company in Reddick.

Reddick Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Reddick, FL is Travelers, offering policies at just $879 for a six-month term. This is followed by State Farm, which has an average six-month premium of $935.

At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $822 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Reddick drivers find the best deals.

Cheap Car Insurance Companies in Reddick, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$879	$148
State Farm	$935	$157
Nationwide	$1088	$183
United Automobile Ins Group	$1175	$196
Progressive	$1226	$206
UAIC	$1226	$205
MetLife	$1293	$220
Farmers	$2054	$342
Mercury	$2217	$377
Allstate	$2233	$376
Metropolitan Group	$822	$137

Key Takeaways

Way's key takeaways about car insurance in Reddick

The auto insurance costs in Reddick fall around $879 for six months.
The cheapest auto insurance company in Reddick is Patrons Insurance.
Teen drivers pay the highest rate in Reddick at $1188 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Reddick

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Reddick are given below.

Patrons Insurance provides the cheapest minimum car insurance coverage in Reddick. Their Average 6 Month Premium is $108. Metropolitan Group is the most expensive at $327 for the same period.

Cheapest Liability Coverage in Reddick, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$108	$18
Travelers	$327	$55
State Farm	$347	$58
Mercury	$368	$62
Nationwide	$409	$70
Farmers	$567	$95
AIG	$577	$98
Progressive	$603	$101
United Automobile Ins Group	$618	$105
UAIC	$669	$112
Allstate	$771	$130
Metropolitan Group	$327	$54

Cheapest Full Coverage Car Insurance in Reddick

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Reddick is Travelers at $148 per month and $879 for six months.

Cheapest Full Coverage Car Insurance Quotes in Reddick, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$879	$148
State Farm	$935	$157
Nationwide	$1088	$183
United Automobile Ins Group	$1175	$196
Progressive	$1226	$206
UAIC	$1226	$205
MetLife	$1293	$220
Farmers	$2054	$342
Mercury	$2217	$377
Allstate	$2233	$376
Metropolitan Group	$822	$137

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Average Car Insurance in Reddick by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Reddick, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Reddick, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Reddick's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Reddick

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1115
40s	Travelers	$842
50s	Travelers	$785
60s	Travelers	$774

Cheapest Car Insurance Rates for Teen Drivers in Reddick,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Reddick at $77 per month. At $6983 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$465	$77
AIG	$629	$107
Travelers	$1425	$240
State Farm	$1875	$316
UAIC	$2789	$465
United Automobile Ins Group	$2896	$493
Allstate	$4393	$740
Mercury	$5446	$917
Progressive	$5819	$980
Farmers	$6983	$1188

Teen Car Insurance Rates in FL by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Reddick.

As young drivers face the highest rates in Reddick, Travelers offers the cheapest auto insurance rates at $1115 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Reddick, Nationwide is the cheapest car insurance provider. At $556 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Reddick is Allstate, offering rates of around $4465 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$556	$95
Mercury	$608	$101
Direct General Insurance	$634	$108
Travelers	$1206	$203
UAIC	$1226	$208
Progressive	$2370	$395
Farmers	$2841	$483
State Farm	$4255	$710
Allstate	$4465	$759

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Save up to $971/yr on car insurance rates in Reddick.

Car Insurance Rates with An Accident in Reddick

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Reddick, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Reddick

The cheapest car insurance companies after an at-fault accident in Reddick include Nationwide and AIG, offering $587 and $751, respectively. National General is an expensive provider with an average six-month premium of $909.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$587	$98
AIG	$751	$127
Travelers	$848	$143
State Farm	$874	$147
United Automobile Ins Group	$1527	$255
Mercury	$1578	$266
UAIC	$1599	$267
Progressive	$2094	$353
Farmers	$2866	$477
Allstate	$3877	$653
National General	$909	$155

Reddick Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Reddick FL. For example, the car insurance in Reddick after a DUI increases to $806 for a six month policy. While the rate increases by $245 for a six-month policy in the case of a speeding ticket.

Reddick auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1569	$261
One Med/PIP claim	$1569	$267
Not-at-fault accident	$1696	$283
Two Med/PIP claims	$1742	$296
One comp claim	$1767	$295
Child safety restraint	$1772	$301
Failure to wear a seat belt	$1772	$296
Driving without lights	$1778	$302
Failure to show documents	$1778	$297
Speeding 6 - 10 MPH over limit	$1814	$309
Improper passing	$1819	$303
Passing school bus	$1819	$310
Wrong way/wrong lane	$1819	$303
Failure to stop at a red light	$1824	$310
Failure to yield	$1824	$304
Illegal turn	$1824	$310
Cell phone violation	$1829	$304
Driving with expired registration	$1829	$311
Following too closely	$1829	$304
Texting while driving	$1834	$312
Two comp claims	$1875	$312
Driving too slowly	$1885	$321
Speeding in school zone	$1885	$314
Speeding 11 - 15 MPH over limit	$1890	$322
In 65 MPH zone	$1957	$326
Speeding 16 - 20 MPH over limit	$1957	$333
Speeding 21 - 25 MPH over limit	$1967	$328
Open container	$1987	$338
Operating a vehicle without permission	$1987	$331
At-fault accident - less than $1000	$2156	$366
At-fault accident - $1000-$2000	$2191	$366
At-fault accident - greater than $2000	$2191	$372
Racing	$2370	$395
DUI	$2375	$404
Refusal to submit to a chemical test	$2375	$396
Driving with a suspended license	$2417	$411
Reckless driving	$2467	$411
Leaving scene of an accident/hit and run	$2493	$424

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Reddick after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Reddick.

The cheapest car insurance premiums in Reddick are offered by AIG at $552 for a six-month policy. However, it can be as expensive as $685 with companies like National General.

Reddick car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$552	$92
Travelers	$879	$148
State Farm	$1067	$180
Progressive	$1078	$181
Allstate	$1962	$330
UAIC	$2161	$367
Farmers	$2335	$389
National General	$685	$114

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Reddick are offered by Nationwide at $480. However, it can be as expensive as $2493 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Reddick after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$480	$82
State Farm	$618	$104
Travelers	$740	$125
UAIC	$1226	$205
Allstate	$1405	$237
Progressive	$2028	$338
Farmers	$2493	$424

Car Insurance Price Trends in Reddick, Florida

Car insurance rates in Reddick have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Reddick remained steady at $237 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Reddick remained steady at $72 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Reddick?

The car insurance in Reddick is $18 per month, which is lower than the national average.

What is the cheapest car insurance in Reddick?

The cheapest car insurance in Reddick is $148 per month for full coverage.

How much is car insurance in Reddick for teenagers?

Car insurance for teenagers costs $465 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Reddick?

The average cost of car insurance is $1601 for a six-month policy. It will cost around $231 per month to insure your car in Reddick.

Is car insurance expensive in Reddick?

Car insurance can be expensive in Reddick if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Reddick can be affordable.

Cheapest Car Insurance Quotes in Reddick

Why you can trust Way?

How Much Is Car Insurance in Reddick

Avg. Car Insurance in Reddick

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Reddick

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Reddick Car Insurance Rates by Company

Cheap Car Insurance Companies in Reddick, FL

Way's key takeaways about car insurance in Reddick

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Reddick

Cheapest Liability Coverage in Reddick, FL

Cheapest Full Coverage Car Insurance in Reddick

Cheapest Full Coverage Car Insurance Quotes in Reddick, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Reddick by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Reddick, FL increasing?

Car Insurance Premiums by Age in Reddick

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Reddick,FL

If you are in your twenties Travelers is the best choice for car insurance in Reddick.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Reddick

Cheapest Car Insurance Companies after an At-Fault Accident in Reddick

Reddick Car Insurance Rates by Violation

Reddick auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Reddick after a DUI

Reddick car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Reddick after Speeding ticket

Car Insurance Price Trends in Reddick, Florida

Average Car Insurance Cost in Reddick by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Reddick, FL

Car Insurance Rates by State in the USA (2025 Update)

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