Cheapest Car Insurance Quotes in Miami Shores

Cheapest Minimum Liability Car Insurance in Miami Shores

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Miami Shores are given below. 

Patrons Insurance provides the cheapest minimum car insurance coverage in Miami Shores. Their Average 6 Month Premium is $181. Metropolitan Group is the most expensive at $551 for the same period. 

Cheapest Liability Coverage in Miami Shores, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$181	$30
Travelers	$551	$93
State Farm	$586	$99
Mercury	$621	$104
Nationwide	$689	$117
Farmers	$956	$160
AIG	$973	$165
Progressive	$1016	$171
United Automobile Ins Group	$1043	$177
UAIC	$1128	$189
Allstate	$1301	$219
Metropolitan Group	$551	$91

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Cheapest Full Coverage Car Insurance in Miami Shores

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Miami Shores is Travelers at $249 per month and $1482 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Miami Shores, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1482	$249
State Farm	$1576	$265
Nationwide	$1834	$309
United Automobile Ins Group	$1981	$331
Progressive	$2068	$348
UAIC	$2068	$345
MetLife	$2179	$371
Farmers	$3463	$577
Mercury	$3738	$635
Allstate	$3764	$634
Metropolitan Group	$1386	$231

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Car Insurance Premiums by Age in Miami Shores

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1881
40s	Travelers	$1420
50s	Travelers	$1324
60s	Travelers	$1305

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Miami Shores Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Miami Shores FL. For example, the car insurance in Miami Shores after a DUI increases to $1360 for a six month policy. While the rate increases by $413 for a six-month policy in the case of a speeding ticket.  

Miami Shores auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2645	$441
One Med/PIP claim	$2645	$450
Not-at-fault accident	$2859	$477
Two Med/PIP claims	$2938	$499
One comp claim	$2980	$497
Child safety restraint	$2988	$508
Failure to wear a seat belt	$2988	$499
Driving without lights	$2997	$509
Failure to show documents	$2997	$500
Speeding 6 - 10 MPH over limit	$3058	$521
Improper passing	$3067	$510
Passing school bus	$3067	$522
Wrong way/wrong lane	$3067	$510
Failure to stop at a red light	$3075	$523
Failure to yield	$3075	$512
Illegal turn	$3075	$523
Cell phone violation	$3084	$513
Driving with expired registration	$3084	$525
Following too closely	$3084	$513
Texting while driving	$3091	$526
Two comp claims	$3161	$526
Driving too slowly	$3178	$541
Speeding in school zone	$3178	$529
Speeding 11 - 15 MPH over limit	$3187	$542
In 65 MPH zone	$3299	$550
Speeding 16 - 20 MPH over limit	$3299	$561
Speeding 21 - 25 MPH over limit	$3316	$552
Open container	$3351	$570
Operating a vehicle without permission	$3351	$558
At-fault accident - less than $1000	$3635	$618
At-fault accident - $1000-$2000	$3695	$616
At-fault accident - greater than $2000	$3695	$628
Racing	$3996	$666
DUI	$4005	$682
Refusal to submit to a chemical test	$4005	$667
Driving with a suspended license	$4075	$693
Reckless driving	$4160	$693
Leaving scene of an accident/hit and run	$4204	$715

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