Cheapest Car Insurance Quotes in Fish Hawk

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Fish Hawk Car Insurance

^$ 24

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Fish Hawk

The car insurance rate in Fish Hawk is $1841 for a six-month policy, which is $240 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1175, making it a popular choice for budget-conscious drivers. Rates in Fish Hawk can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Fish Hawk

$1841

Avg. Car Insurance in Florida

$1601

National Average

$1140

Cheapest Car Insurance Companies in Fish Hawk

1st place: Travelers

At $1175 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1250 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1455 for six months, making it the third cheapest auto insurance company in Fish Hawk.

Fish Hawk Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Fish Hawk, FL is Travelers, offering policies at just $1175 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1250.

At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $1099 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Fish Hawk drivers find the best deals.

Cheap Car Insurance Companies in Fish Hawk, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1175	$198
State Farm	$1250	$210
Nationwide	$1455	$245
United Automobile Ins Group	$1571	$262
Progressive	$1640	$276
UAIC	$1640	$274
MetLife	$1728	$294
Farmers	$2746	$458
Mercury	$2965	$504
Allstate	$2985	$503
Metropolitan Group	$1099	$183

Key Takeaways

Way's key takeaways about car insurance in Fish Hawk

The auto insurance costs in Fish Hawk fall around $1175 for six months.
The cheapest auto insurance company in Fish Hawk is Patrons Insurance.
Teen drivers pay the highest rate in Fish Hawk at $1588 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Fish Hawk

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Fish Hawk are given below.

Patrons Insurance provides the cheapest minimum car insurance coverage in Fish Hawk. Their Average 6 Month Premium is $144. Metropolitan Group is the most expensive at $437 for the same period.

Cheapest Liability Coverage in Fish Hawk, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$144	$24
Travelers	$437	$74
State Farm	$465	$78
Mercury	$492	$83
Nationwide	$546	$93
Farmers	$758	$126
AIG	$772	$131
Progressive	$806	$136
United Automobile Ins Group	$827	$140
UAIC	$895	$150
Allstate	$1032	$174
Metropolitan Group	$437	$72

Cheapest Full Coverage Car Insurance in Fish Hawk

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Fish Hawk is Travelers at $198 per month and $1175 for six months.

Cheapest Full Coverage Car Insurance Quotes in Fish Hawk, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1175	$198
State Farm	$1250	$210
Nationwide	$1455	$245
United Automobile Ins Group	$1571	$262
Progressive	$1640	$276
UAIC	$1640	$274
MetLife	$1728	$294
Farmers	$2746	$458
Mercury	$2965	$504
Allstate	$2985	$503
Metropolitan Group	$1099	$183

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Average Car Insurance in Fish Hawk by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Fish Hawk, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Fish Hawk, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Fish Hawk's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Fish Hawk

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1492
40s	Travelers	$1126
50s	Travelers	$1050
60s	Travelers	$1035

Cheapest Car Insurance Rates for Teen Drivers in Fish Hawk,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Fish Hawk at $103 per month. At $9338 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$622	$103
AIG	$841	$143
Travelers	$1906	$321
State Farm	$2507	$422
UAIC	$3729	$622
United Automobile Ins Group	$3873	$659
Allstate	$5874	$989
Mercury	$7282	$1226
Progressive	$7781	$1310
Farmers	$9338	$1588

Teen Car Insurance Rates in FL by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Fish Hawk.

As young drivers face the highest rates in Fish Hawk, Travelers offers the cheapest auto insurance rates at $1492 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Fish Hawk, Nationwide is the cheapest car insurance provider. At $744 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Fish Hawk is Allstate, offering rates of around $5971 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$744	$126
Mercury	$813	$136
Direct General Insurance	$848	$144
Travelers	$1612	$271
UAIC	$1640	$278
Progressive	$3169	$528
Farmers	$3798	$646
State Farm	$5690	$949
Allstate	$5971	$1015

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Car Insurance Rates with An Accident in Fish Hawk

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Fish Hawk, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Fish Hawk

The cheapest car insurance companies after an at-fault accident in Fish Hawk include Nationwide and AIG, offering $785 and $1004, respectively. National General is an expensive provider with an average six-month premium of $1216.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$785	$131
AIG	$1004	$170
Travelers	$1134	$191
State Farm	$1168	$197
United Automobile Ins Group	$2042	$340
Mercury	$2110	$355
UAIC	$2138	$357
Progressive	$2800	$471
Farmers	$3832	$638
Allstate	$5184	$873
National General	$1216	$207

Fish Hawk Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Fish Hawk FL. For example, the car insurance in Fish Hawk after a DUI increases to $1078 for a six month policy. While the rate increases by $327 for a six-month policy in the case of a speeding ticket.

Fish Hawk auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2098	$350
One Med/PIP claim	$2098	$357
Not-at-fault accident	$2268	$378
Two Med/PIP claims	$2330	$396
One comp claim	$2363	$394
Child safety restraint	$2370	$402
Failure to wear a seat belt	$2370	$396
Driving without lights	$2377	$404
Failure to show documents	$2377	$397
Speeding 6 - 10 MPH over limit	$2425	$413
Improper passing	$2432	$405
Passing school bus	$2432	$414
Wrong way/wrong lane	$2432	$405
Failure to stop at a red light	$2439	$415
Failure to yield	$2439	$406
Illegal turn	$2439	$415
Cell phone violation	$2446	$407
Driving with expired registration	$2446	$416
Following too closely	$2446	$407
Texting while driving	$2452	$417
Two comp claims	$2507	$417
Driving too slowly	$2521	$429
Speeding in school zone	$2521	$420
Speeding 11 - 15 MPH over limit	$2528	$430
In 65 MPH zone	$2616	$436
Speeding 16 - 20 MPH over limit	$2616	$445
Speeding 21 - 25 MPH over limit	$2630	$438
Open container	$2658	$452
Operating a vehicle without permission	$2658	$443
At-fault accident - less than $1000	$2883	$490
At-fault accident - $1000-$2000	$2930	$489
At-fault accident - greater than $2000	$2930	$498
Racing	$3169	$528
DUI	$3176	$541
Refusal to submit to a chemical test	$3176	$529
Driving with a suspended license	$3231	$550
Reckless driving	$3299	$550
Leaving scene of an accident/hit and run	$3334	$567

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Fish Hawk after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Fish Hawk.

The cheapest car insurance premiums in Fish Hawk are offered by AIG at $738 for a six-month policy. However, it can be as expensive as $915 with companies like National General.

Fish Hawk car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$738	$123
Travelers	$1175	$198
State Farm	$1427	$240
Progressive	$1441	$243
Allstate	$2623	$442
UAIC	$2890	$491
Farmers	$3122	$520
National General	$915	$153

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Fish Hawk are offered by Nationwide at $642. However, it can be as expensive as $3334 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Fish Hawk after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$642	$109
State Farm	$827	$139
Travelers	$990	$167
UAIC	$1640	$274
Allstate	$1879	$316
Progressive	$2712	$452
Farmers	$3334	$567

Car Insurance Price Trends in Fish Hawk, Florida

Car insurance rates in Fish Hawk have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Fish Hawk remained steady at $317 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Fish Hawk remained steady at $97 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Fish Hawk?

The car insurance in Fish Hawk is $24 per month, which is lower than the national average.

What is the cheapest car insurance in Fish Hawk?

The cheapest car insurance in Fish Hawk is $198 per month for full coverage.

How much is car insurance in Fish Hawk for teenagers?

Car insurance for teenagers costs $622 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Fish Hawk?

The average cost of car insurance is $1601 for a six-month policy. It will cost around $309 per month to insure your car in Fish Hawk.

Is car insurance expensive in Fish Hawk?

Car insurance can be expensive in Fish Hawk if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Fish Hawk can be affordable.

Cheapest Car Insurance Quotes in Fish Hawk

Why you can trust Way?

How Much Is Car Insurance in Fish Hawk

Avg. Car Insurance in Fish Hawk

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Fish Hawk

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Fish Hawk Car Insurance Rates by Company

Cheap Car Insurance Companies in Fish Hawk, FL

Way's key takeaways about car insurance in Fish Hawk

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Fish Hawk

Cheapest Liability Coverage in Fish Hawk, FL

Cheapest Full Coverage Car Insurance in Fish Hawk

Cheapest Full Coverage Car Insurance Quotes in Fish Hawk, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Fish Hawk by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Fish Hawk, FL increasing?

Car Insurance Premiums by Age in Fish Hawk

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Fish Hawk,FL

If you are in your twenties Travelers is the best choice for car insurance in Fish Hawk.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Fish Hawk

Cheapest Car Insurance Companies after an At-Fault Accident in Fish Hawk

Fish Hawk Car Insurance Rates by Violation

Fish Hawk auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Fish Hawk after a DUI

Fish Hawk car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Fish Hawk after Speeding ticket

Car Insurance Price Trends in Fish Hawk, Florida

Average Car Insurance Cost in Fish Hawk by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Fish Hawk, FL

Car Insurance Rates by State in the USA (2025 Update)

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