Cheapest Car Insurance Quotes in Quail Ridge

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Quail Ridge Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Quail Ridge

The car insurance rate in Quail Ridge is $1713 for a six-month policy, which is $112 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1094, making it a popular choice for budget-conscious drivers. Rates in Quail Ridge can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Quail Ridge

$1713

Avg. Car Insurance in Florida

$1601

National Average

$1140

Cheapest Car Insurance Companies in Quail Ridge

1st place: Travelers

At $1094 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1163 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1354 for six months, making it the third cheapest auto insurance company in Quail Ridge.

Quail Ridge Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Quail Ridge, FL is Travelers, offering policies at just $1094 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1163.

At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $1023 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Quail Ridge drivers find the best deals.

Cheap Car Insurance Companies in Quail Ridge, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1094	$184
State Farm	$1163	$196
Nationwide	$1354	$228
United Automobile Ins Group	$1462	$244
Progressive	$1526	$257
UAIC	$1526	$255
MetLife	$1608	$274
Farmers	$2555	$426
Mercury	$2758	$469
Allstate	$2778	$468
Metropolitan Group	$1023	$170

Key Takeaways

Way's key takeaways about car insurance in Quail Ridge

The auto insurance costs in Quail Ridge fall around $1094 for six months.
The cheapest auto insurance company in Quail Ridge is Patrons Insurance.
Teen drivers pay the highest rate in Quail Ridge at $1478 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Quail Ridge

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Quail Ridge are given below.

Patrons Insurance provides the cheapest minimum car insurance coverage in Quail Ridge. Their Average 6 Month Premium is $134. Metropolitan Group is the most expensive at $407 for the same period.

Cheapest Liability Coverage in Quail Ridge, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$134	$22
Travelers	$407	$68
State Farm	$432	$73
Mercury	$458	$77
Nationwide	$508	$87
Farmers	$705	$118
AIG	$718	$122
Progressive	$750	$126
United Automobile Ins Group	$769	$131
UAIC	$832	$139
Allstate	$960	$162
Metropolitan Group	$407	$67

Cheapest Full Coverage Car Insurance in Quail Ridge

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Quail Ridge is Travelers at $184 per month and $1094 for six months.

Cheapest Full Coverage Car Insurance Quotes in Quail Ridge, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1094	$184
State Farm	$1163	$196
Nationwide	$1354	$228
United Automobile Ins Group	$1462	$244
Progressive	$1526	$257
UAIC	$1526	$255
MetLife	$1608	$274
Farmers	$2555	$426
Mercury	$2758	$469
Allstate	$2778	$468
Metropolitan Group	$1023	$170

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Average Car Insurance in Quail Ridge by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Quail Ridge, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Quail Ridge, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Quail Ridge's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Quail Ridge

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1388
40s	Travelers	$1048
50s	Travelers	$977
60s	Travelers	$963

Cheapest Car Insurance Rates for Teen Drivers in Quail Ridge,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Quail Ridge at $96 per month. At $8688 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$579	$96
AIG	$782	$133
Travelers	$1773	$299
State Farm	$2333	$393
UAIC	$3470	$579
United Automobile Ins Group	$3604	$613
Allstate	$5466	$920
Mercury	$6775	$1141
Progressive	$7240	$1219
Farmers	$8688	$1478

Teen Car Insurance Rates in FL by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Quail Ridge.

As young drivers face the highest rates in Quail Ridge, Travelers offers the cheapest auto insurance rates at $1388 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Quail Ridge, Nationwide is the cheapest car insurance provider. At $692 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Quail Ridge is Allstate, offering rates of around $5555 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$692	$118
Mercury	$756	$126
Direct General Insurance	$789	$134
Travelers	$1500	$253
UAIC	$1526	$259
Progressive	$2949	$491
Farmers	$3534	$601
State Farm	$5294	$883
Allstate	$5555	$945

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Car Insurance Rates with An Accident in Quail Ridge

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Quail Ridge, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Quail Ridge

The cheapest car insurance companies after an at-fault accident in Quail Ridge include Nationwide and AIG, offering $731 and $934, respectively. National General is an expensive provider with an average six-month premium of $1131.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$731	$122
AIG	$934	$158
Travelers	$1055	$178
State Farm	$1087	$183
United Automobile Ins Group	$1900	$317
Mercury	$1963	$331
UAIC	$1989	$332
Progressive	$2605	$439
Farmers	$3565	$594
Allstate	$4824	$812
National General	$1131	$193

Quail Ridge Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Quail Ridge FL. For example, the car insurance in Quail Ridge after a DUI increases to $1003 for a six month policy. While the rate increases by $305 for a six-month policy in the case of a speeding ticket.

Quail Ridge auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1952	$325
One Med/PIP claim	$1952	$332
Not-at-fault accident	$2110	$352
Two Med/PIP claims	$2168	$368
One comp claim	$2199	$367
Child safety restraint	$2205	$375
Failure to wear a seat belt	$2205	$368
Driving without lights	$2212	$376
Failure to show documents	$2212	$369
Speeding 6 - 10 MPH over limit	$2257	$384
Improper passing	$2263	$377
Passing school bus	$2263	$385
Wrong way/wrong lane	$2263	$377
Failure to stop at a red light	$2269	$386
Failure to yield	$2269	$378
Illegal turn	$2269	$386
Cell phone violation	$2276	$379
Driving with expired registration	$2276	$387
Following too closely	$2276	$379
Texting while driving	$2281	$388
Two comp claims	$2333	$388
Driving too slowly	$2345	$399
Speeding in school zone	$2345	$391
Speeding 11 - 15 MPH over limit	$2352	$400
In 65 MPH zone	$2434	$406
Speeding 16 - 20 MPH over limit	$2434	$414
Speeding 21 - 25 MPH over limit	$2447	$408
Open container	$2473	$421
Operating a vehicle without permission	$2473	$412
At-fault accident - less than $1000	$2682	$456
At-fault accident - $1000-$2000	$2726	$455
At-fault accident - greater than $2000	$2726	$463
Racing	$2949	$491
DUI	$2955	$503
Refusal to submit to a chemical test	$2955	$492
Driving with a suspended license	$3007	$511
Reckless driving	$3070	$511
Leaving scene of an accident/hit and run	$3102	$528

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Quail Ridge after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Quail Ridge.

The cheapest car insurance premiums in Quail Ridge are offered by AIG at $687 for a six-month policy. However, it can be as expensive as $852 with companies like National General.

Quail Ridge car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$687	$114
Travelers	$1094	$184
State Farm	$1328	$224
Progressive	$1341	$226
Allstate	$2441	$411
UAIC	$2689	$457
Farmers	$2905	$484
National General	$852	$142

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Quail Ridge are offered by Nationwide at $597. However, it can be as expensive as $3102 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Quail Ridge after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$597	$102
State Farm	$769	$129
Travelers	$921	$155
UAIC	$1526	$255
Allstate	$1748	$294
Progressive	$2523	$421
Farmers	$3102	$528

Car Insurance Price Trends in Quail Ridge, Florida

Car insurance rates in Quail Ridge have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Quail Ridge remained steady at $295 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Quail Ridge remained steady at $90 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Quail Ridge?

The car insurance in Quail Ridge is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Quail Ridge?

The cheapest car insurance in Quail Ridge is $184 per month for full coverage.

How much is car insurance in Quail Ridge for teenagers?

Car insurance for teenagers costs $579 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Quail Ridge?

The average cost of car insurance is $1601 for a six-month policy. It will cost around $288 per month to insure your car in Quail Ridge.

Is car insurance expensive in Quail Ridge?

Car insurance can be expensive in Quail Ridge if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Quail Ridge can be affordable.

Cheapest Car Insurance Quotes in Quail Ridge

Why you can trust Way?

How Much Is Car Insurance in Quail Ridge

Avg. Car Insurance in Quail Ridge

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Quail Ridge

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Quail Ridge Car Insurance Rates by Company

Cheap Car Insurance Companies in Quail Ridge, FL

Way's key takeaways about car insurance in Quail Ridge

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Quail Ridge

Cheapest Liability Coverage in Quail Ridge, FL

Cheapest Full Coverage Car Insurance in Quail Ridge

Cheapest Full Coverage Car Insurance Quotes in Quail Ridge, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Quail Ridge by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Quail Ridge, FL increasing?

Car Insurance Premiums by Age in Quail Ridge

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Quail Ridge,FL

If you are in your twenties Travelers is the best choice for car insurance in Quail Ridge.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Quail Ridge

Cheapest Car Insurance Companies after an At-Fault Accident in Quail Ridge

Quail Ridge Car Insurance Rates by Violation

Quail Ridge auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Quail Ridge after a DUI

Quail Ridge car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Quail Ridge after Speeding ticket

Car Insurance Price Trends in Quail Ridge, Florida

Average Car Insurance Cost in Quail Ridge by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Quail Ridge, FL

Car Insurance Rates by State in the USA (2025 Update)

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