Cheapest Car Insurance Quotes in Kathleen

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406,175 Policies Sold

Kathleen Car Insurance

^$ 56

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kathleen

The car insurance rate in Kathleen is $1511 for a six-month policy, which is $114 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $900, making it a popular choice for budget-conscious drivers. Rates in Kathleen can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kathleen

$1511

Avg. Car Insurance in Florida

$1625

National Average

$1278

Cheapest Car Insurance Companies in Kathleen

1st place: Travelers

At $900 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1005 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1099 for six months, making it the third cheapest auto insurance company in Kathleen.

Kathleen Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kathleen, FL is Travelers, offering policies at just $900 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1005.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2221 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kathleen drivers find the best deals.

Cheap Car Insurance Companies in Kathleen, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$900	$152
State Farm	$1005	$169
Nationwide	$1099	$185
Progressive	$1165	$196
United Automobile Ins Group	$1270	$212
UAIC	$1392	$237
Allstate	$2270	$379
Mercury	$2398	$407
MetLife	$1398	$238
Farmers	$2221	$370

Key Takeaways

Way's key takeaways about car insurance in Kathleen

The auto insurance costs in Kathleen fall around $900 for six months.
The cheapest auto insurance company in Kathleen is Travelers.
Teen drivers pay the highest rate in Kathleen at $1284 per month.

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Cheapest Minimum Liability Car Insurance in Kathleen

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kathleen are given below.

Travelers provides the cheapest minimum car insurance coverage in Kathleen. Their Average 6 Month Premium is $331. Farmers is the most expensive at $613 for the same period.

Cheapest Liability Coverage in Kathleen, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$331	$56
State Farm	$359	$60
Mercury	$398	$67
Nationwide	$442	$75
MetLife	$464	$77
AIG	$519	$88
Progressive	$652	$110
United Automobile Ins Group	$669	$113
UAIC	$724	$121
Allstate	$829	$140
Patrons Insurance	$116	$20
Farmers	$613	$102

Cheapest Full Coverage Car Insurance in Kathleen

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kathleen is Travelers at $152 per month and $900 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kathleen, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$900	$152
State Farm	$1005	$169
Nationwide	$1099	$185
Progressive	$1165	$196
United Automobile Ins Group	$1270	$212
UAIC	$1392	$237
Allstate	$2270	$379
Mercury	$2398	$407
MetLife	$1398	$238
Farmers	$2221	$370

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Average Car Insurance in Kathleen by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kathleen, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Kathleen, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kathleen's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kathleen

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Kathleen,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Kathleen at $84 per month. At $7552 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$503	$84
AIG	$680	$115
Travelers	$1481	$249
State Farm	$1779	$299
UAIC	$2370	$399
United Automobile Ins Group	$3132	$533
Allstate	$3867	$651
Progressive	$4977	$838
Mercury	$5889	$991
Farmers	$7552	$1284

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kathleen, Nationwide is the cheapest car insurance provider. At $602 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kathleen is Farmers, offering rates of around $3072 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$602	$102
Mercury	$658	$110
Direct General Insurance	$685	$116
UAIC	$1332	$222
Travelers	$1458	$246
Progressive	$2563	$427
Allstate	$4497	$764
State Farm	$4602	$767
Farmers	$3072	$523

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Car Insurance Rates with An Accident in Kathleen

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kathleen, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kathleen

The cheapest car insurance companies after an at-fault accident in Kathleen include Nationwide and AIG, offering $635 and $812, respectively. Farmers is an expensive provider with an average six-month premium of $3099.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$635	$106
AIG	$812	$138
State Farm	$945	$159
Travelers	$962	$162
United Automobile Ins Group	$1652	$275
Mercury	$1707	$287
UAIC	$1729	$288
Progressive	$2265	$381
Allstate	$4032	$679
Farmers	$3099	$516

Kathleen Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kathleen FL. For example, the car insurance in Kathleen after a DUI increases to $873 for a six month policy. While the rate increases by $265 for a six-month policy in the case of a speeding ticket.

Kathleen auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1696	$283
One Med/PIP claim	$1696	$288
Not-at-fault accident	$1834	$306
Two Med/PIP claims	$1884	$320
One comp claim	$1911	$319
Child safety restraint	$1917	$326
Failure to wear a seat belt	$1917	$320
Driving without lights	$1922	$326
Failure to show documents	$1922	$321
Speeding 6 - 10 MPH over limit	$1961	$334
Improper passing	$1967	$327
Passing school bus	$1967	$335
Wrong way/wrong lane	$1967	$327
Failure to stop at a red light	$1973	$336
Failure to yield	$1973	$328
Illegal turn	$1973	$336
Cell phone violation	$1978	$329
Driving with expired registration	$1978	$337
Following too closely	$1978	$329
Texting while driving	$1983	$338
Two comp claims	$2027	$338
Driving too slowly	$2039	$347
Speeding in school zone	$2039	$339
Speeding 11 - 15 MPH over limit	$2044	$348
In 65 MPH zone	$2116	$352
Speeding 16 - 20 MPH over limit	$2116	$360
Speeding 21 - 25 MPH over limit	$2127	$354
Open container	$2149	$365
Operating a vehicle without permission	$2149	$358
At-fault accident - less than $1000	$2332	$396
At-fault accident - $1000-$2000	$2370	$395
At-fault accident - greater than $2000	$2370	$403
Racing	$2563	$427
DUI	$2569	$437
Refusal to submit to a chemical test	$2569	$428
Driving with a suspended license	$2613	$445
Reckless driving	$2668	$445
Leaving scene of an accident/hit and run	$2696	$458

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kathleen after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kathleen.

The cheapest car insurance premiums in Kathleen are offered by AIG at $597 for a six-month policy. However, it can be as expensive as $2525 with companies like Farmers.

Kathleen car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$597	$101
Travelers	$977	$165
Progressive	$1122	$189
State Farm	$1348	$227
Allstate	$1823	$307
UAIC	$2343	$391
Farmers	$2525	$420

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kathleen are offered by Nationwide at $519. However, it can be as expensive as $2696 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Kathleen after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$519	$86
State Farm	$658	$111
Travelers	$746	$126
Allstate	$1956	$329
UAIC	$2138	$356
Progressive	$2619	$445
Farmers	$2696	$458

Car Insurance Price Trends in Kathleen, Florida

Car insurance rates in Kathleen have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kathleen dipped by $238 in January compared to $257 of December. In other words, there has been an decrease by $19 when you compare January and December.

The average cost of liability insurance in the Kathleen dipped to $77 in January, compared to $78 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Kathleen?

The car insurance in Kathleen is $56 per month, which is lower than the national average.

What is the cheapest car insurance in Kathleen?

The cheapest car insurance in Kathleen is $152 per month for full coverage.

How much is car insurance in Kathleen for teenagers?

Car insurance for teenagers costs $503 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kathleen?

The average cost of car insurance is $1625 for a six-month policy. It will cost around $254 per month to insure your car in Kathleen.

Is car insurance expensive in Kathleen?

Car insurance can be expensive in Kathleen if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kathleen can be affordable.

Cheapest Car Insurance Quotes in Kathleen

Why you can trust Way?

How Much Is Car Insurance in Kathleen

Avg. Car Insurance in Kathleen

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Kathleen

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Kathleen Car Insurance Rates by Company

Cheap Car Insurance Companies in Kathleen, FL

Way's key takeaways about car insurance in Kathleen

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Kathleen

Cheapest Liability Coverage in Kathleen, FL

Cheapest Full Coverage Car Insurance in Kathleen

Cheapest Full Coverage Car Insurance Quotes in Kathleen, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Kathleen by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Kathleen, FL increasing?

Car Insurance Premiums by Age in Kathleen

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Kathleen,FL

If you are in your twenties N/A is the best choice for car insurance in Kathleen.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Kathleen

Cheapest Car Insurance Companies after an At-Fault Accident in Kathleen

Kathleen Car Insurance Rates by Violation

Kathleen auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Kathleen after a DUI

Kathleen car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Kathleen after Speeding ticket

Car Insurance Price Trends in Kathleen, Florida

Average Car Insurance Cost in Kathleen by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Kathleen, FL

Car Insurance Rates by State in the USA (2025 Update)

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