Cheapest Car Insurance Quotes in Florida City

Cheapest Minimum Liability Car Insurance in Florida City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Florida City are given below. 

Patrons Insurance provides the cheapest minimum car insurance coverage in Florida City. Their Average 6 Month Premium is $166. Metropolitan Group is the most expensive at $505 for the same period. 

Cheapest Liability Coverage in Florida City, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$166	$28
Travelers	$505	$85
State Farm	$537	$90
Mercury	$569	$96
Nationwide	$632	$108
Farmers	$876	$146
AIG	$892	$152
Progressive	$932	$157
United Automobile Ins Group	$956	$162
UAIC	$1035	$173
Allstate	$1193	$201
Metropolitan Group	$505	$84

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Cheapest Full Coverage Car Insurance in Florida City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Florida City is Travelers at $229 per month and $1359 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Florida City, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1359	$229
State Farm	$1446	$243
Nationwide	$1682	$283
United Automobile Ins Group	$1817	$303
Progressive	$1897	$319
UAIC	$1897	$317
MetLife	$1999	$340
Farmers	$3176	$529
Mercury	$3429	$583
Allstate	$3453	$581
Metropolitan Group	$1271	$211

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Car Insurance Premiums by Age in Florida City

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1725
40s	Travelers	$1302
50s	Travelers	$1214
60s	Travelers	$1197

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Florida City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Florida City FL. For example, the car insurance in Florida City after a DUI increases to $1247 for a six month policy. While the rate increases by $379 for a six-month policy in the case of a speeding ticket.  

Florida City auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2426	$404
One Med/PIP claim	$2426	$412
Not-at-fault accident	$2623	$438
Two Med/PIP claims	$2695	$458
One comp claim	$2733	$456
Child safety restraint	$2741	$466
Failure to wear a seat belt	$2741	$458
Driving without lights	$2749	$467
Failure to show documents	$2749	$459
Speeding 6 - 10 MPH over limit	$2805	$477
Improper passing	$2813	$468
Passing school bus	$2813	$479
Wrong way/wrong lane	$2813	$468
Failure to stop at a red light	$2821	$480
Failure to yield	$2821	$469
Illegal turn	$2821	$480
Cell phone violation	$2829	$471
Driving with expired registration	$2829	$481
Following too closely	$2829	$471
Texting while driving	$2836	$483
Two comp claims	$2899	$483
Driving too slowly	$2915	$496
Speeding in school zone	$2915	$485
Speeding 11 - 15 MPH over limit	$2923	$497
In 65 MPH zone	$3026	$504
Speeding 16 - 20 MPH over limit	$3026	$515
Speeding 21 - 25 MPH over limit	$3042	$507
Open container	$3074	$523
Operating a vehicle without permission	$3074	$512
At-fault accident - less than $1000	$3334	$567
At-fault accident - $1000-$2000	$3389	$565
At-fault accident - greater than $2000	$3389	$576
Racing	$3665	$610
DUI	$3673	$625
Refusal to submit to a chemical test	$3673	$612
Driving with a suspended license	$3737	$636
Reckless driving	$3816	$636
Leaving scene of an accident/hit and run	$3856	$656

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