Cheapest Car Insurance Quotes in Coral Springs

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Coral Springs Car Insurance

^$ 74

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Coral Springs

The car insurance rate in Coral Springs is $2015 for a six-month policy, which is $390 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1200, making it a popular choice for budget-conscious drivers. Rates in Coral Springs can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Coral Springs

$2015

Avg. Car Insurance in Florida

$1625

National Average

$1278

Cheapest Car Insurance Companies in Coral Springs

1st place: Travelers

At $1200 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1340 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1466 for six months, making it the third cheapest auto insurance company in Coral Springs.

Coral Springs Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Coral Springs, FL is Travelers, offering policies at just $1200 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1340.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2961 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Coral Springs drivers find the best deals.

Cheap Car Insurance Companies in Coral Springs, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1200	$202
State Farm	$1340	$226
Nationwide	$1466	$247
Progressive	$1554	$262
United Automobile Ins Group	$1694	$283
UAIC	$1856	$316
Allstate	$3027	$505
Mercury	$3197	$543
MetLife	$1864	$317
Farmers	$2961	$494

Key Takeaways

Way's key takeaways about car insurance in Coral Springs

The auto insurance costs in Coral Springs fall around $1200 for six months.
The cheapest auto insurance company in Coral Springs is Travelers.
Teen drivers pay the highest rate in Coral Springs at $1712 per month.

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Cheapest Minimum Liability Car Insurance in Coral Springs

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Coral Springs are given below.

Travelers provides the cheapest minimum car insurance coverage in Coral Springs. Their Average 6 Month Premium is $441. Farmers is the most expensive at $817 for the same period.

Cheapest Liability Coverage in Coral Springs, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$441	$74
State Farm	$479	$81
Mercury	$531	$89
Nationwide	$589	$100
MetLife	$619	$103
AIG	$692	$118
Progressive	$869	$146
United Automobile Ins Group	$892	$151
UAIC	$965	$161
Allstate	$1105	$186
Patrons Insurance	$155	$26
Farmers	$817	$136

Cheapest Full Coverage Car Insurance in Coral Springs

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Coral Springs is Travelers at $202 per month and $1200 for six months.

Cheapest Full Coverage Car Insurance Quotes in Coral Springs, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1200	$202
State Farm	$1340	$226
Nationwide	$1466	$247
Progressive	$1554	$262
United Automobile Ins Group	$1694	$283
UAIC	$1856	$316
Allstate	$3027	$505
Mercury	$3197	$543
MetLife	$1864	$317
Farmers	$2961	$494

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Average Car Insurance in Coral Springs by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Coral Springs, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Coral Springs, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Coral Springs's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Coral Springs

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Coral Springs,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Coral Springs at $112 per month. At $10069 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$671	$112
AIG	$906	$154
Travelers	$1974	$332
State Farm	$2372	$399
UAIC	$3160	$532
United Automobile Ins Group	$4176	$711
Allstate	$5156	$868
Progressive	$6636	$1117
Mercury	$7852	$1322
Farmers	$10069	$1712

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Coral Springs, Nationwide is the cheapest car insurance provider. At $802 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Coral Springs is Farmers, offering rates of around $4096 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$802	$136
Mercury	$877	$146
Direct General Insurance	$914	$155
UAIC	$1776	$296
Travelers	$1944	$327
Progressive	$3417	$569
Allstate	$5995	$1019
State Farm	$6136	$1023
Farmers	$4096	$697

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Car Insurance Rates with An Accident in Coral Springs

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Coral Springs, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Coral Springs

The cheapest car insurance companies after an at-fault accident in Coral Springs include Nationwide and AIG, offering $847 and $1083, respectively. Farmers is an expensive provider with an average six-month premium of $4132.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$847	$141
AIG	$1083	$184
State Farm	$1260	$212
Travelers	$1282	$216
United Automobile Ins Group	$2202	$367
Mercury	$2275	$383
UAIC	$2305	$384
Progressive	$3019	$508
Allstate	$5377	$905
Farmers	$4132	$688

Coral Springs Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Coral Springs FL. For example, the car insurance in Coral Springs after a DUI increases to $1163 for a six month policy. While the rate increases by $353 for a six-month policy in the case of a speeding ticket.

Coral Springs auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2262	$377
One Med/PIP claim	$2262	$384
Not-at-fault accident	$2445	$408
Two Med/PIP claims	$2512	$427
One comp claim	$2548	$425
Child safety restraint	$2556	$434
Failure to wear a seat belt	$2556	$427
Driving without lights	$2563	$435
Failure to show documents	$2563	$428
Speeding 6 - 10 MPH over limit	$2615	$445
Improper passing	$2623	$436
Passing school bus	$2623	$446
Wrong way/wrong lane	$2623	$436
Failure to stop at a red light	$2630	$448
Failure to yield	$2630	$438
Illegal turn	$2630	$448
Cell phone violation	$2637	$439
Driving with expired registration	$2637	$449
Following too closely	$2637	$439
Texting while driving	$2644	$450
Two comp claims	$2703	$450
Driving too slowly	$2718	$463
Speeding in school zone	$2718	$453
Speeding 11 - 15 MPH over limit	$2726	$464
In 65 MPH zone	$2821	$470
Speeding 16 - 20 MPH over limit	$2821	$480
Speeding 21 - 25 MPH over limit	$2836	$472
Open container	$2866	$487
Operating a vehicle without permission	$2866	$477
At-fault accident - less than $1000	$3109	$528
At-fault accident - $1000-$2000	$3160	$527
At-fault accident - greater than $2000	$3160	$537
Racing	$3417	$569
DUI	$3425	$583
Refusal to submit to a chemical test	$3425	$570
Driving with a suspended license	$3484	$593
Reckless driving	$3558	$593
Leaving scene of an accident/hit and run	$3595	$611

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Coral Springs after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Coral Springs.

The cheapest car insurance premiums in Coral Springs are offered by AIG at $796 for a six-month policy. However, it can be as expensive as $3367 with companies like Farmers.

Coral Springs car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$796	$135
Travelers	$1303	$219
Progressive	$1495	$252
State Farm	$1797	$303
Allstate	$2430	$409
UAIC	$3124	$521
Farmers	$3367	$560

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Coral Springs are offered by Nationwide at $692. However, it can be as expensive as $3595 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Coral Springs after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$692	$115
State Farm	$877	$148
Travelers	$994	$167
Allstate	$2608	$439
UAIC	$2851	$475
Progressive	$3492	$594
Farmers	$3595	$611

Car Insurance Price Trends in Coral Springs, Florida

Car insurance rates in Coral Springs have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Coral Springs dipped by $317 in January compared to $342 of December. In other words, there has been an decrease by $25 when you compare January and December.

The average cost of liability insurance in the Coral Springs dipped to $103 in January, compared to $104 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Coral Springs?

The car insurance in Coral Springs is $74 per month, which is lower than the national average.

What is the cheapest car insurance in Coral Springs?

The cheapest car insurance in Coral Springs is $202 per month for full coverage.

How much is car insurance in Coral Springs for teenagers?

Car insurance for teenagers costs $671 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Coral Springs?

The average cost of car insurance is $1625 for a six-month policy. It will cost around $339 per month to insure your car in Coral Springs.

Is car insurance expensive in Coral Springs?

Car insurance can be expensive in Coral Springs if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Coral Springs can be affordable.

Cheapest Car Insurance Quotes in Coral Springs

Why you can trust Way?

How Much Is Car Insurance in Coral Springs

Avg. Car Insurance in Coral Springs

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Coral Springs

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Coral Springs Car Insurance Rates by Company

Cheap Car Insurance Companies in Coral Springs, FL

Way's key takeaways about car insurance in Coral Springs

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Coral Springs

Cheapest Liability Coverage in Coral Springs, FL

Cheapest Full Coverage Car Insurance in Coral Springs

Cheapest Full Coverage Car Insurance Quotes in Coral Springs, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Coral Springs by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Coral Springs, FL increasing?

Car Insurance Premiums by Age in Coral Springs

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Coral Springs,FL

If you are in your twenties N/A is the best choice for car insurance in Coral Springs.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Coral Springs

Cheapest Car Insurance Companies after an At-Fault Accident in Coral Springs

Coral Springs Car Insurance Rates by Violation

Coral Springs auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Coral Springs after a DUI

Coral Springs car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Coral Springs after Speeding ticket

Car Insurance Price Trends in Coral Springs, Florida

Average Car Insurance Cost in Coral Springs by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Coral Springs, FL

Car Insurance Rates by State in the USA (2025 Update)

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