Cheapest Car Insurance Quotes in Meadow Woods

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Meadow Woods Car Insurance

^$ 65

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Meadow Woods

The car insurance rate in Meadow Woods is $1755 for a six-month policy, which is $130 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1045, making it a popular choice for budget-conscious drivers. Rates in Meadow Woods can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Meadow Woods

$1755

Avg. Car Insurance in Florida

$1625

National Average

$1278

Cheapest Car Insurance Companies in Meadow Woods

1st place: Travelers

At $1045 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1167 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1277 for six months, making it the third cheapest auto insurance company in Meadow Woods.

Meadow Woods Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Meadow Woods, FL is Travelers, offering policies at just $1045 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1167.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2579 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Meadow Woods drivers find the best deals.

Cheap Car Insurance Companies in Meadow Woods, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1045	$176
State Farm	$1167	$197
Nationwide	$1277	$215
Progressive	$1353	$228
United Automobile Ins Group	$1475	$246
UAIC	$1617	$275
Allstate	$2636	$440
Mercury	$2784	$473
MetLife	$1623	$276
Farmers	$2579	$430

Key Takeaways

Way's key takeaways about car insurance in Meadow Woods

The auto insurance costs in Meadow Woods fall around $1045 for six months.
The cheapest auto insurance company in Meadow Woods is Travelers.
Teen drivers pay the highest rate in Meadow Woods at $1491 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Meadow Woods

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Meadow Woods are given below.

Travelers provides the cheapest minimum car insurance coverage in Meadow Woods. Their Average 6 Month Premium is $384. Farmers is the most expensive at $712 for the same period.

Cheapest Liability Coverage in Meadow Woods, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$384	$65
State Farm	$417	$70
Mercury	$462	$78
Nationwide	$513	$87
MetLife	$539	$90
AIG	$603	$103
Progressive	$757	$127
United Automobile Ins Group	$777	$132
UAIC	$840	$140
Allstate	$962	$162
Patrons Insurance	$135	$23
Farmers	$712	$119

Cheapest Full Coverage Car Insurance in Meadow Woods

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Meadow Woods is Travelers at $176 per month and $1045 for six months.

Cheapest Full Coverage Car Insurance Quotes in Meadow Woods, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1045	$176
State Farm	$1167	$197
Nationwide	$1277	$215
Progressive	$1353	$228
United Automobile Ins Group	$1475	$246
UAIC	$1617	$275
Allstate	$2636	$440
Mercury	$2784	$473
MetLife	$1623	$276
Farmers	$2579	$430

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Average Car Insurance in Meadow Woods by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Meadow Woods, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Meadow Woods, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Meadow Woods's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Meadow Woods

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Meadow Woods,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Meadow Woods at $97 per month. At $8770 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$584	$97
AIG	$789	$134
Travelers	$1719	$289
State Farm	$2066	$348
UAIC	$2752	$463
United Automobile Ins Group	$3637	$619
Allstate	$4491	$756
Progressive	$5780	$973
Mercury	$6839	$1151
Farmers	$8770	$1491

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Meadow Woods, Nationwide is the cheapest car insurance provider. At $699 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Meadow Woods is Farmers, offering rates of around $3567 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$699	$119
Mercury	$764	$127
Direct General Insurance	$796	$135
UAIC	$1547	$258
Travelers	$1693	$285
Progressive	$2976	$496
Allstate	$5222	$888
State Farm	$5344	$891
Farmers	$3567	$607

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Save up to $971/yr on car insurance rates in Meadow Woods.

Car Insurance Rates with An Accident in Meadow Woods

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Meadow Woods, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Meadow Woods

The cheapest car insurance companies after an at-fault accident in Meadow Woods include Nationwide and AIG, offering $738 and $943, respectively. Farmers is an expensive provider with an average six-month premium of $3599.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$738	$123
AIG	$943	$160
State Farm	$1097	$185
Travelers	$1117	$188
United Automobile Ins Group	$1918	$320
Mercury	$1982	$334
UAIC	$2008	$335
Progressive	$2630	$443
Allstate	$4683	$788
Farmers	$3599	$599

Meadow Woods Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Meadow Woods FL. For example, the car insurance in Meadow Woods after a DUI increases to $1013 for a six month policy. While the rate increases by $308 for a six-month policy in the case of a speeding ticket.

Meadow Woods auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1970	$328
One Med/PIP claim	$1970	$335
Not-at-fault accident	$2130	$355
Two Med/PIP claims	$2188	$372
One comp claim	$2219	$370
Child safety restraint	$2226	$378
Failure to wear a seat belt	$2226	$372
Driving without lights	$2232	$379
Failure to show documents	$2232	$373
Speeding 6 - 10 MPH over limit	$2278	$388
Improper passing	$2284	$380
Passing school bus	$2284	$389
Wrong way/wrong lane	$2284	$380
Failure to stop at a red light	$2291	$390
Failure to yield	$2291	$381
Illegal turn	$2291	$390
Cell phone violation	$2297	$382
Driving with expired registration	$2297	$391
Following too closely	$2297	$382
Texting while driving	$2303	$392
Two comp claims	$2354	$392
Driving too slowly	$2367	$403
Speeding in school zone	$2367	$394
Speeding 11 - 15 MPH over limit	$2374	$404
In 65 MPH zone	$2457	$409
Speeding 16 - 20 MPH over limit	$2457	$418
Speeding 21 - 25 MPH over limit	$2470	$411
Open container	$2496	$424
Operating a vehicle without permission	$2496	$416
At-fault accident - less than $1000	$2708	$460
At-fault accident - $1000-$2000	$2752	$459
At-fault accident - greater than $2000	$2752	$468
Racing	$2976	$496
DUI	$2983	$508
Refusal to submit to a chemical test	$2983	$497
Driving with a suspended license	$3035	$516
Reckless driving	$3099	$516
Leaving scene of an accident/hit and run	$3131	$532

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Meadow Woods after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Meadow Woods.

The cheapest car insurance premiums in Meadow Woods are offered by AIG at $693 for a six-month policy. However, it can be as expensive as $2932 with companies like Farmers.

Meadow Woods car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$693	$118
Travelers	$1135	$191
Progressive	$1302	$219
State Farm	$1565	$264
Allstate	$2117	$356
UAIC	$2721	$454
Farmers	$2932	$488

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Meadow Woods are offered by Nationwide at $603. However, it can be as expensive as $3131 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Meadow Woods after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$603	$100
State Farm	$764	$129
Travelers	$866	$146
Allstate	$2271	$382
UAIC	$2483	$414
Progressive	$3041	$517
Farmers	$3131	$532

Car Insurance Price Trends in Meadow Woods, Florida

Car insurance rates in Meadow Woods have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Meadow Woods dipped by $276 in January compared to $298 of December. In other words, there has been an decrease by $22 when you compare January and December.

The average cost of liability insurance in the Meadow Woods dipped to $90 in January, compared to $91 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Meadow Woods?

The car insurance in Meadow Woods is $65 per month, which is lower than the national average.

What is the cheapest car insurance in Meadow Woods?

The cheapest car insurance in Meadow Woods is $176 per month for full coverage.

How much is car insurance in Meadow Woods for teenagers?

Car insurance for teenagers costs $584 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Meadow Woods?

The average cost of car insurance is $1625 for a six-month policy. It will cost around $295 per month to insure your car in Meadow Woods.

Is car insurance expensive in Meadow Woods?

Car insurance can be expensive in Meadow Woods if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Meadow Woods can be affordable.

Cheapest Car Insurance Quotes in Meadow Woods

Why you can trust Way?

How Much Is Car Insurance in Meadow Woods

Avg. Car Insurance in Meadow Woods

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Meadow Woods

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Meadow Woods Car Insurance Rates by Company

Cheap Car Insurance Companies in Meadow Woods, FL

Way's key takeaways about car insurance in Meadow Woods

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Meadow Woods

Cheapest Liability Coverage in Meadow Woods, FL

Cheapest Full Coverage Car Insurance in Meadow Woods

Cheapest Full Coverage Car Insurance Quotes in Meadow Woods, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Meadow Woods by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Meadow Woods, FL increasing?

Car Insurance Premiums by Age in Meadow Woods

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Meadow Woods,FL

If you are in your twenties N/A is the best choice for car insurance in Meadow Woods.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Meadow Woods

Cheapest Car Insurance Companies after an At-Fault Accident in Meadow Woods

Meadow Woods Car Insurance Rates by Violation

Meadow Woods auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Meadow Woods after a DUI

Meadow Woods car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Meadow Woods after Speeding ticket

Car Insurance Price Trends in Meadow Woods, Florida

Average Car Insurance Cost in Meadow Woods by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Meadow Woods, FL

Car Insurance Rates by State in the USA (2025 Update)

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