Cheapest Car Insurance Quotes in Jan Phyl Village

Cheapest Minimum Liability Car Insurance in Jan Phyl Village

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Jan Phyl Village are given below. 

Patrons Insurance provides the cheapest minimum car insurance coverage in Jan Phyl Village. Their Average 6 Month Premium is $128. Metropolitan Group is the most expensive at $388 for the same period. 

Cheapest Liability Coverage in Jan Phyl Village, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$128	$21
Travelers	$388	$65
State Farm	$412	$69
Mercury	$437	$73
Nationwide	$485	$83
Farmers	$672	$112
AIG	$684	$116
Progressive	$715	$120
United Automobile Ins Group	$733	$124
UAIC	$794	$133
Allstate	$915	$154
Metropolitan Group	$388	$64

View more

Cheapest Full Coverage Car Insurance in Jan Phyl Village

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Jan Phyl Village is Travelers at $175 per month and $1042 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Jan Phyl Village, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1042	$175
State Farm	$1109	$187
Nationwide	$1290	$217
United Automobile Ins Group	$1393	$233
Progressive	$1455	$245
UAIC	$1455	$243
MetLife	$1533	$261
Farmers	$2436	$406
Mercury	$2630	$447
Allstate	$2648	$446
Metropolitan Group	$975	$162

View more

Car Insurance Premiums by Age in Jan Phyl Village

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1323
40s	Travelers	$999
50s	Travelers	$931
60s	Travelers	$918

View more

Jan Phyl Village Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Jan Phyl Village FL. For example, the car insurance in Jan Phyl Village after a DUI increases to $957 for a six month policy. While the rate increases by $291 for a six-month policy in the case of a speeding ticket.  

Jan Phyl Village auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1860	$310
One Med/PIP claim	$1860	$316
Not-at-fault accident	$2011	$336
Two Med/PIP claims	$2067	$351
One comp claim	$2096	$350
Child safety restraint	$2102	$357
Failure to wear a seat belt	$2102	$351
Driving without lights	$2108	$358
Failure to show documents	$2108	$352
Speeding 6 - 10 MPH over limit	$2151	$366
Improper passing	$2157	$359
Passing school bus	$2157	$367
Wrong way/wrong lane	$2157	$359
Failure to stop at a red light	$2163	$368
Failure to yield	$2163	$360
Illegal turn	$2163	$368
Cell phone violation	$2170	$361
Driving with expired registration	$2170	$369
Following too closely	$2170	$361
Texting while driving	$2175	$370
Two comp claims	$2224	$370
Driving too slowly	$2236	$380
Speeding in school zone	$2236	$372
Speeding 11 - 15 MPH over limit	$2242	$381
In 65 MPH zone	$2321	$387
Speeding 16 - 20 MPH over limit	$2321	$395
Speeding 21 - 25 MPH over limit	$2333	$389
Open container	$2357	$401
Operating a vehicle without permission	$2357	$393
At-fault accident - less than $1000	$2557	$435
At-fault accident - $1000-$2000	$2599	$434
At-fault accident - greater than $2000	$2599	$442
Racing	$2811	$468
DUI	$2817	$479
Refusal to submit to a chemical test	$2817	$469
Driving with a suspended license	$2866	$488
Reckless driving	$2926	$488
Leaving scene of an accident/hit and run	$2957	$503

View more