Cheapest Car Insurance Quotes in Westview

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Westview Car Insurance

^$ 91

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Westview

The car insurance rate in Westview is $2470 for a six-month policy, which is $845 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1471, making it a popular choice for budget-conscious drivers. Rates in Westview can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Westview

$2470

Avg. Car Insurance in Florida

$1625

National Average

$1278

Cheapest Car Insurance Companies in Westview

1st place: Travelers

At $1471 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1643 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1797 for six months, making it the third cheapest auto insurance company in Westview.

Westview Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Westview, FL is Travelers, offering policies at just $1471 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1643.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $3630 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Westview drivers find the best deals.

Cheap Car Insurance Companies in Westview, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1471	$248
State Farm	$1643	$277
Nationwide	$1797	$302
Progressive	$1905	$321
United Automobile Ins Group	$2076	$347
UAIC	$2275	$388
Allstate	$3710	$619
Mercury	$3919	$666
MetLife	$2285	$389
Farmers	$3630	$605

Key Takeaways

Way's key takeaways about car insurance in Westview

The auto insurance costs in Westview fall around $1471 for six months.
The cheapest auto insurance company in Westview is Travelers.
Teen drivers pay the highest rate in Westview at $2099 per month.

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Cheapest Minimum Liability Car Insurance in Westview

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Westview are given below.

Travelers provides the cheapest minimum car insurance coverage in Westview. Their Average 6 Month Premium is $541. Farmers is the most expensive at $1002 for the same period.

Cheapest Liability Coverage in Westview, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$541	$91
State Farm	$587	$99
Mercury	$651	$109
Nationwide	$722	$123
MetLife	$758	$126
AIG	$848	$144
Progressive	$1066	$179
United Automobile Ins Group	$1093	$185
UAIC	$1183	$198
Allstate	$1354	$228
Patrons Insurance	$190	$32
Farmers	$1002	$167

Cheapest Full Coverage Car Insurance in Westview

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Westview is Travelers at $248 per month and $1471 for six months.

Cheapest Full Coverage Car Insurance Quotes in Westview, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1471	$248
State Farm	$1643	$277
Nationwide	$1797	$302
Progressive	$1905	$321
United Automobile Ins Group	$2076	$347
UAIC	$2275	$388
Allstate	$3710	$619
Mercury	$3919	$666
MetLife	$2285	$389
Farmers	$3630	$605

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Average Car Insurance in Westview by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Westview, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Westview, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Westview's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Westview

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Westview,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Westview at $137 per month. At $12342 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$822	$137
AIG	$1111	$188
Travelers	$2420	$407
State Farm	$2908	$489
UAIC	$3873	$652
United Automobile Ins Group	$5119	$871
Allstate	$6320	$1064
Progressive	$8135	$1370
Mercury	$9625	$1620
Farmers	$12342	$2099

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Westview, Nationwide is the cheapest car insurance provider. At $983 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Westview is Farmers, offering rates of around $5021 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$983	$167
Mercury	$1075	$179
Direct General Insurance	$1120	$190
UAIC	$2177	$363
Travelers	$2383	$401
Progressive	$4189	$698
Allstate	$7349	$1249
State Farm	$7521	$1254
Farmers	$5021	$854

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Car Insurance Rates with An Accident in Westview

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Westview, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Westview

The cheapest car insurance companies after an at-fault accident in Westview include Nationwide and AIG, offering $1038 and $1327, respectively. Farmers is an expensive provider with an average six-month premium of $5065.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$1038	$173
AIG	$1327	$225
State Farm	$1544	$260
Travelers	$1572	$264
United Automobile Ins Group	$2700	$450
Mercury	$2789	$470
UAIC	$2826	$471
Progressive	$3701	$623
Allstate	$6591	$1110
Farmers	$5065	$844

Westview Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Westview FL. For example, the car insurance in Westview after a DUI increases to $1426 for a six month policy. While the rate increases by $434 for a six-month policy in the case of a speeding ticket.

Westview auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2772	$462
One Med/PIP claim	$2772	$471
Not-at-fault accident	$2997	$500
Two Med/PIP claims	$3080	$523
One comp claim	$3124	$521
Child safety restraint	$3133	$532
Failure to wear a seat belt	$3133	$523
Driving without lights	$3142	$534
Failure to show documents	$3142	$524
Speeding 6 - 10 MPH over limit	$3206	$546
Improper passing	$3215	$535
Passing school bus	$3215	$547
Wrong way/wrong lane	$3215	$535
Failure to stop at a red light	$3224	$549
Failure to yield	$3224	$537
Illegal turn	$3224	$549
Cell phone violation	$3233	$538
Driving with expired registration	$3233	$550
Following too closely	$3233	$538
Texting while driving	$3241	$552
Two comp claims	$3314	$552
Driving too slowly	$3332	$567
Speeding in school zone	$3332	$555
Speeding 11 - 15 MPH over limit	$3341	$568
In 65 MPH zone	$3458	$576
Speeding 16 - 20 MPH over limit	$3458	$588
Speeding 21 - 25 MPH over limit	$3476	$579
Open container	$3513	$597
Operating a vehicle without permission	$3513	$585
At-fault accident - less than $1000	$3811	$648
At-fault accident - $1000-$2000	$3873	$646
At-fault accident - greater than $2000	$3873	$658
Racing	$4189	$698
DUI	$4198	$714
Refusal to submit to a chemical test	$4198	$699
Driving with a suspended license	$4271	$727
Reckless driving	$4361	$727
Leaving scene of an accident/hit and run	$4406	$749

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Westview after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Westview.

The cheapest car insurance premiums in Westview are offered by AIG at $976 for a six-month policy. However, it can be as expensive as $4127 with companies like Farmers.

Westview car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$976	$166
Travelers	$1598	$269
Progressive	$1833	$309
State Farm	$2202	$371
Allstate	$2979	$502
UAIC	$3829	$638
Farmers	$4127	$687

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Westview are offered by Nationwide at $848. However, it can be as expensive as $4406 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Westview after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$848	$141
State Farm	$1075	$181
Travelers	$1219	$205
Allstate	$3197	$538
UAIC	$3494	$582
Progressive	$4280	$728
Farmers	$4406	$749

Car Insurance Price Trends in Westview, Florida

Car insurance rates in Westview have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Westview dipped by $389 in January compared to $420 of December. In other words, there has been an decrease by $31 when you compare January and December.

The average cost of liability insurance in the Westview dipped to $126 in January, compared to $128 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Westview?

The car insurance in Westview is $91 per month, which is lower than the national average.

What is the cheapest car insurance in Westview?

The cheapest car insurance in Westview is $248 per month for full coverage.

How much is car insurance in Westview for teenagers?

Car insurance for teenagers costs $822 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Westview?

The average cost of car insurance is $1625 for a six-month policy. It will cost around $415 per month to insure your car in Westview.

Is car insurance expensive in Westview?

Car insurance can be expensive in Westview if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Westview can be affordable.

Cheapest Car Insurance Quotes in Westview

Why you can trust Way?

How Much Is Car Insurance in Westview

Avg. Car Insurance in Westview

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Westview

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Westview Car Insurance Rates by Company

Cheap Car Insurance Companies in Westview, FL

Way's key takeaways about car insurance in Westview

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Westview

Cheapest Liability Coverage in Westview, FL

Cheapest Full Coverage Car Insurance in Westview

Cheapest Full Coverage Car Insurance Quotes in Westview, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Westview by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Westview, FL increasing?

Car Insurance Premiums by Age in Westview

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Westview,FL

If you are in your twenties N/A is the best choice for car insurance in Westview.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Westview

Cheapest Car Insurance Companies after an At-Fault Accident in Westview

Westview Car Insurance Rates by Violation

Westview auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Westview after a DUI

Westview car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Westview after Speeding ticket

Car Insurance Price Trends in Westview, Florida

Average Car Insurance Cost in Westview by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Westview, FL

Car Insurance Rates by State in the USA (2025 Update)

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