Cheapest Car Insurance Quotes in Naranja

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Naranja Car Insurance

^$ 80

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Naranja

The car insurance rate in Naranja is $2161 for a six-month policy, which is $536 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1287, making it a popular choice for budget-conscious drivers. Rates in Naranja can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Naranja

$2161

Avg. Car Insurance in Florida

$1625

National Average

$1278

Cheapest Car Insurance Companies in Naranja

1st place: Travelers

At $1287 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1438 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1572 for six months, making it the third cheapest auto insurance company in Naranja.

Naranja Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Naranja, FL is Travelers, offering policies at just $1287 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1438.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $3176 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Naranja drivers find the best deals.

Cheap Car Insurance Companies in Naranja, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1287	$217
State Farm	$1438	$242
Nationwide	$1572	$265
Progressive	$1666	$281
United Automobile Ins Group	$1817	$303
UAIC	$1991	$339
Allstate	$3247	$541
Mercury	$3429	$583
MetLife	$1999	$340
Farmers	$3176	$529

Key Takeaways

Way's key takeaways about car insurance in Naranja

The auto insurance costs in Naranja fall around $1287 for six months.
The cheapest auto insurance company in Naranja is Travelers.
Teen drivers pay the highest rate in Naranja at $1837 per month.

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Cheapest Minimum Liability Car Insurance in Naranja

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Naranja are given below.

Travelers provides the cheapest minimum car insurance coverage in Naranja. Their Average 6 Month Premium is $473. Farmers is the most expensive at $876 for the same period.

Cheapest Liability Coverage in Naranja, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$473	$80
State Farm	$513	$86
Mercury	$569	$96
Nationwide	$632	$108
MetLife	$664	$110
AIG	$742	$126
Progressive	$932	$157
United Automobile Ins Group	$956	$162
UAIC	$1035	$173
Allstate	$1185	$200
Patrons Insurance	$166	$28
Farmers	$876	$146

Cheapest Full Coverage Car Insurance in Naranja

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Naranja is Travelers at $217 per month and $1287 for six months.

Cheapest Full Coverage Car Insurance Quotes in Naranja, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1287	$217
State Farm	$1438	$242
Nationwide	$1572	$265
Progressive	$1666	$281
United Automobile Ins Group	$1817	$303
UAIC	$1991	$339
Allstate	$3247	$541
Mercury	$3429	$583
MetLife	$1999	$340
Farmers	$3176	$529

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Average Car Insurance in Naranja by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Naranja, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Naranja, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Naranja's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Naranja

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Naranja,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Naranja at $120 per month. At $10800 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$720	$120
AIG	$972	$165
Travelers	$2117	$356
State Farm	$2544	$428
UAIC	$3389	$571
United Automobile Ins Group	$4479	$762
Allstate	$5530	$931
Progressive	$7118	$1198
Mercury	$8422	$1418
Farmers	$10800	$1837

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Naranja, Nationwide is the cheapest car insurance provider. At $861 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Naranja is Farmers, offering rates of around $4393 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$861	$146
Mercury	$940	$157
Direct General Insurance	$980	$166
UAIC	$1905	$318
Travelers	$2085	$351
Progressive	$3665	$610
Allstate	$6431	$1093
State Farm	$6581	$1097
Farmers	$4393	$747

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Car Insurance Rates with An Accident in Naranja

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Naranja, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Naranja

The cheapest car insurance companies after an at-fault accident in Naranja include Nationwide and AIG, offering $908 and $1161, respectively. Farmers is an expensive provider with an average six-month premium of $4432.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$908	$152
AIG	$1161	$197
State Farm	$1351	$227
Travelers	$1375	$231
United Automobile Ins Group	$2362	$394
Mercury	$2441	$411
UAIC	$2472	$412
Progressive	$3239	$545
Allstate	$5767	$971
Farmers	$4432	$738

Naranja Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Naranja FL. For example, the car insurance in Naranja after a DUI increases to $1247 for a six month policy. While the rate increases by $379 for a six-month policy in the case of a speeding ticket.

Naranja auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2426	$404
One Med/PIP claim	$2426	$412
Not-at-fault accident	$2623	$438
Two Med/PIP claims	$2695	$458
One comp claim	$2733	$456
Child safety restraint	$2741	$466
Failure to wear a seat belt	$2741	$458
Driving without lights	$2749	$467
Failure to show documents	$2749	$459
Speeding 6 - 10 MPH over limit	$2805	$477
Improper passing	$2813	$468
Passing school bus	$2813	$479
Wrong way/wrong lane	$2813	$468
Failure to stop at a red light	$2821	$480
Failure to yield	$2821	$469
Illegal turn	$2821	$480
Cell phone violation	$2829	$471
Driving with expired registration	$2829	$481
Following too closely	$2829	$471
Texting while driving	$2836	$483
Two comp claims	$2899	$483
Driving too slowly	$2915	$496
Speeding in school zone	$2915	$485
Speeding 11 - 15 MPH over limit	$2923	$497
In 65 MPH zone	$3026	$504
Speeding 16 - 20 MPH over limit	$3026	$515
Speeding 21 - 25 MPH over limit	$3042	$507
Open container	$3074	$523
Operating a vehicle without permission	$3074	$512
At-fault accident - less than $1000	$3334	$567
At-fault accident - $1000-$2000	$3389	$565
At-fault accident - greater than $2000	$3389	$576
Racing	$3665	$610
DUI	$3673	$625
Refusal to submit to a chemical test	$3673	$612
Driving with a suspended license	$3737	$636
Reckless driving	$3816	$636
Leaving scene of an accident/hit and run	$3856	$656

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Naranja after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Naranja.

The cheapest car insurance premiums in Naranja are offered by AIG at $854 for a six-month policy. However, it can be as expensive as $3611 with companies like Farmers.

Naranja car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$854	$145
Travelers	$1398	$235
Progressive	$1604	$270
State Farm	$1927	$325
Allstate	$2607	$439
UAIC	$3350	$559
Farmers	$3611	$601

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Naranja are offered by Nationwide at $742. However, it can be as expensive as $3856 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Naranja after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$742	$124
State Farm	$940	$158
Travelers	$1067	$180
Allstate	$2797	$471
UAIC	$3058	$509
Progressive	$3745	$637
Farmers	$3856	$656

Car Insurance Price Trends in Naranja, Florida

Car insurance rates in Naranja have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Naranja dipped by $340 in January compared to $367 of December. In other words, there has been an decrease by $27 when you compare January and December.

The average cost of liability insurance in the Naranja dipped to $110 in January, compared to $112 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Naranja?

The car insurance in Naranja is $80 per month, which is lower than the national average.

What is the cheapest car insurance in Naranja?

The cheapest car insurance in Naranja is $217 per month for full coverage.

How much is car insurance in Naranja for teenagers?

Car insurance for teenagers costs $720 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Naranja?

The average cost of car insurance is $1625 for a six-month policy. It will cost around $363 per month to insure your car in Naranja.

Is car insurance expensive in Naranja?

Car insurance can be expensive in Naranja if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Naranja can be affordable.

Cheapest Car Insurance Quotes in Naranja

Why you can trust Way?

How Much Is Car Insurance in Naranja

Avg. Car Insurance in Naranja

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Naranja

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Naranja Car Insurance Rates by Company

Cheap Car Insurance Companies in Naranja, FL

Way's key takeaways about car insurance in Naranja

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Naranja

Cheapest Liability Coverage in Naranja, FL

Cheapest Full Coverage Car Insurance in Naranja

Cheapest Full Coverage Car Insurance Quotes in Naranja, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Naranja by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Naranja, FL increasing?

Car Insurance Premiums by Age in Naranja

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Naranja,FL

If you are in your twenties N/A is the best choice for car insurance in Naranja.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Naranja

Cheapest Car Insurance Companies after an At-Fault Accident in Naranja

Naranja Car Insurance Rates by Violation

Naranja auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Naranja after a DUI

Naranja car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Naranja after Speeding ticket

Car Insurance Price Trends in Naranja, Florida

Average Car Insurance Cost in Naranja by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Naranja, FL

Car Insurance Rates by State in the USA (2025 Update)

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