Cheapest Car Insurance Quotes in Medley

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Medley Car Insurance

^$ 28

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Medley

The car insurance rate in Medley is $2113 for a six-month policy, which is $512 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1349, making it a popular choice for budget-conscious drivers. Rates in Medley can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Medley

$2113

Avg. Car Insurance in Florida

$1601

National Average

$1140

Cheapest Car Insurance Companies in Medley

1st place: Travelers

At $1349 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1435 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1670 for six months, making it the third cheapest auto insurance company in Medley.

Medley Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Medley, FL is Travelers, offering policies at just $1349 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1435.

At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $1262 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Medley drivers find the best deals.

Cheap Car Insurance Companies in Medley, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1349	$227
State Farm	$1435	$242
Nationwide	$1670	$281
United Automobile Ins Group	$1803	$301
Progressive	$1882	$317
UAIC	$1882	$314
MetLife	$1984	$338
Farmers	$3152	$525
Mercury	$3403	$578
Allstate	$3427	$577
Metropolitan Group	$1262	$210

Key Takeaways

Way's key takeaways about car insurance in Medley

The auto insurance costs in Medley fall around $1349 for six months.
The cheapest auto insurance company in Medley is Patrons Insurance.
Teen drivers pay the highest rate in Medley at $1823 per month.

High Rates Shouldn’t Drive You Out of Pocket.

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Cheapest Minimum Liability Car Insurance in Medley

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Medley are given below.

Patrons Insurance provides the cheapest minimum car insurance coverage in Medley. Their Average 6 Month Premium is $165. Metropolitan Group is the most expensive at $502 for the same period.

Cheapest Liability Coverage in Medley, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$165	$28
Travelers	$502	$84
State Farm	$533	$90
Mercury	$565	$95
Nationwide	$627	$107
Farmers	$870	$145
AIG	$886	$150
Progressive	$925	$156
United Automobile Ins Group	$949	$161
UAIC	$1027	$172
Allstate	$1184	$199
Metropolitan Group	$502	$83

Cheapest Full Coverage Car Insurance in Medley

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Medley is Travelers at $227 per month and $1349 for six months.

Cheapest Full Coverage Car Insurance Quotes in Medley, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1349	$227
State Farm	$1435	$242
Nationwide	$1670	$281
United Automobile Ins Group	$1803	$301
Progressive	$1882	$317
UAIC	$1882	$314
MetLife	$1984	$338
Farmers	$3152	$525
Mercury	$3403	$578
Allstate	$3427	$577
Metropolitan Group	$1262	$210

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Average Car Insurance in Medley by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Medley, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Medley, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Medley's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Medley

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1712
40s	Travelers	$1292
50s	Travelers	$1205
60s	Travelers	$1188

Cheapest Car Insurance Rates for Teen Drivers in Medley,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Medley at $119 per month. At $10718 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$714	$119
AIG	$965	$164
Travelers	$2187	$368
State Farm	$2878	$484
UAIC	$4281	$714
United Automobile Ins Group	$4446	$756
Allstate	$6743	$1135
Mercury	$8358	$1407
Progressive	$8931	$1503
Farmers	$10718	$1823

Teen Car Insurance Rates in FL by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Medley.

As young drivers face the highest rates in Medley, Travelers offers the cheapest auto insurance rates at $1712 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Medley, Nationwide is the cheapest car insurance provider. At $854 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Medley is Allstate, offering rates of around $6853 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$854	$145
Mercury	$933	$156
Direct General Insurance	$973	$165
Travelers	$1851	$312
UAIC	$1882	$319
Progressive	$3638	$606
Farmers	$4360	$742
State Farm	$6531	$1089
Allstate	$6853	$1166

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Car Insurance Rates with An Accident in Medley

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Medley, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Medley

The cheapest car insurance companies after an at-fault accident in Medley include Nationwide and AIG, offering $902 and $1152, respectively. National General is an expensive provider with an average six-month premium of $1395.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$902	$150
AIG	$1152	$195
Travelers	$1302	$219
State Farm	$1341	$226
United Automobile Ins Group	$2344	$391
Mercury	$2422	$408
UAIC	$2454	$409
Progressive	$3214	$541
Farmers	$4398	$733
Allstate	$5951	$1002
National General	$1395	$238

Medley Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Medley FL. For example, the car insurance in Medley after a DUI increases to $1238 for a six month policy. While the rate increases by $376 for a six-month policy in the case of a speeding ticket.

Medley auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2408	$401
One Med/PIP claim	$2408	$409
Not-at-fault accident	$2603	$434
Two Med/PIP claims	$2674	$454
One comp claim	$2713	$453
Child safety restraint	$2721	$462
Failure to wear a seat belt	$2721	$454
Driving without lights	$2728	$463
Failure to show documents	$2728	$455
Speeding 6 - 10 MPH over limit	$2784	$474
Improper passing	$2792	$465
Passing school bus	$2792	$475
Wrong way/wrong lane	$2792	$465
Failure to stop at a red light	$2800	$477
Failure to yield	$2800	$466
Illegal turn	$2800	$477
Cell phone violation	$2808	$467
Driving with expired registration	$2808	$478
Following too closely	$2808	$467
Texting while driving	$2814	$479
Two comp claims	$2878	$479
Driving too slowly	$2893	$492
Speeding in school zone	$2893	$482
Speeding 11 - 15 MPH over limit	$2901	$494
In 65 MPH zone	$3003	$500
Speeding 16 - 20 MPH over limit	$3003	$511
Speeding 21 - 25 MPH over limit	$3019	$503
Open container	$3051	$519
Operating a vehicle without permission	$3051	$508
At-fault accident - less than $1000	$3309	$562
At-fault accident - $1000-$2000	$3363	$561
At-fault accident - greater than $2000	$3363	$572
Racing	$3638	$606
DUI	$3646	$620
Refusal to submit to a chemical test	$3646	$607
Driving with a suspended license	$3709	$631
Reckless driving	$3787	$631
Leaving scene of an accident/hit and run	$3827	$651

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Medley after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Medley.

The cheapest car insurance premiums in Medley are offered by AIG at $847 for a six-month policy. However, it can be as expensive as $1051 with companies like National General.

Medley car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$847	$141
Travelers	$1349	$227
State Farm	$1638	$276
Progressive	$1654	$279
Allstate	$3011	$507
UAIC	$3317	$564
Farmers	$3584	$597
National General	$1051	$176

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Medley are offered by Nationwide at $737. However, it can be as expensive as $3827 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Medley after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$737	$125
State Farm	$949	$160
Travelers	$1137	$191
UAIC	$1882	$314
Allstate	$2157	$363
Progressive	$3113	$519
Farmers	$3827	$651

Car Insurance Price Trends in Medley, Florida

Car insurance rates in Medley have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Medley remained steady at $364 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Medley remained steady at $111 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Medley?

The car insurance in Medley is $28 per month, which is lower than the national average.

What is the cheapest car insurance in Medley?

The cheapest car insurance in Medley is $227 per month for full coverage.

How much is car insurance in Medley for teenagers?

Car insurance for teenagers costs $714 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Medley?

The average cost of car insurance is $1601 for a six-month policy. It will cost around $355 per month to insure your car in Medley.

Is car insurance expensive in Medley?

Car insurance can be expensive in Medley if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Medley can be affordable.

Cheapest Car Insurance Quotes in Medley

Why you can trust Way?

How Much Is Car Insurance in Medley

Avg. Car Insurance in Medley

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Medley

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Medley Car Insurance Rates by Company

Cheap Car Insurance Companies in Medley, FL

Way's key takeaways about car insurance in Medley

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Medley

Cheapest Liability Coverage in Medley, FL

Cheapest Full Coverage Car Insurance in Medley

Cheapest Full Coverage Car Insurance Quotes in Medley, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Medley by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Medley, FL increasing?

Car Insurance Premiums by Age in Medley

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Medley,FL

If you are in your twenties Travelers is the best choice for car insurance in Medley.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Medley

Cheapest Car Insurance Companies after an At-Fault Accident in Medley

Medley Car Insurance Rates by Violation

Medley auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Medley after a DUI

Medley car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Medley after Speeding ticket

Car Insurance Price Trends in Medley, Florida

Average Car Insurance Cost in Medley by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Medley, FL

Car Insurance Rates by State in the USA (2025 Update)

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