Cheapest Car Insurance Quotes in Bellair-Meadowbrook Terrace

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Bellair-Meadowbrook Terrace Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bellair-Meadowbrook Terrace

The car insurance rate in Bellair-Meadowbrook Terrace is $1585 for a six-month policy, which is $16 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1012, making it a popular choice for budget-conscious drivers. Rates in Bellair-Meadowbrook Terrace can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bellair-Meadowbrook Terrace

$1585

Avg. Car Insurance in Florida

$1601

National Average

$1140

Cheapest Car Insurance Companies in Bellair-Meadowbrook Terrace

1st place: Travelers

At $1012 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1076 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1252 for six months, making it the third cheapest auto insurance company in Bellair-Meadowbrook Terrace.

Bellair-Meadowbrook Terrace Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bellair-Meadowbrook Terrace, FL is Travelers, offering policies at just $1012 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1076.

At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $946 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bellair-Meadowbrook Terrace drivers find the best deals.

Cheap Car Insurance Companies in Bellair-Meadowbrook Terrace, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1012	$170
State Farm	$1076	$181
Nationwide	$1252	$211
United Automobile Ins Group	$1352	$226
Progressive	$1412	$238
UAIC	$1412	$236
MetLife	$1488	$253
Farmers	$2364	$394
Mercury	$2552	$434
Allstate	$2570	$433
Metropolitan Group	$946	$157

Key Takeaways

Way's key takeaways about car insurance in Bellair-Meadowbrook Terrace

The auto insurance costs in Bellair-Meadowbrook Terrace fall around $1012 for six months.
The cheapest auto insurance company in Bellair-Meadowbrook Terrace is Patrons Insurance.
Teen drivers pay the highest rate in Bellair-Meadowbrook Terrace at $1367 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Bellair-Meadowbrook Terrace

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bellair-Meadowbrook Terrace are given below.

Patrons Insurance provides the cheapest minimum car insurance coverage in Bellair-Meadowbrook Terrace. Their Average 6 Month Premium is $124. Metropolitan Group is the most expensive at $376 for the same period.

Cheapest Liability Coverage in Bellair-Meadowbrook Terrace, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Patrons Insurance	$124	$21
Travelers	$376	$63
State Farm	$400	$67
Mercury	$424	$71
Nationwide	$470	$80
Farmers	$652	$109
AIG	$664	$113
Progressive	$694	$117
United Automobile Ins Group	$712	$121
UAIC	$770	$129
Allstate	$888	$149
Metropolitan Group	$376	$62

Cheapest Full Coverage Car Insurance in Bellair-Meadowbrook Terrace

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bellair-Meadowbrook Terrace is Travelers at $170 per month and $1012 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bellair-Meadowbrook Terrace, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1012	$170
State Farm	$1076	$181
Nationwide	$1252	$211
United Automobile Ins Group	$1352	$226
Progressive	$1412	$238
UAIC	$1412	$236
MetLife	$1488	$253
Farmers	$2364	$394
Mercury	$2552	$434
Allstate	$2570	$433
Metropolitan Group	$946	$157

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Average Car Insurance in Bellair-Meadowbrook Terrace by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bellair-Meadowbrook Terrace, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Bellair-Meadowbrook Terrace, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bellair-Meadowbrook Terrace's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bellair-Meadowbrook Terrace

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$1284
40s	Travelers	$969
50s	Travelers	$904
60s	Travelers	$891

Cheapest Car Insurance Rates for Teen Drivers in Bellair-Meadowbrook Terrace,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Bellair-Meadowbrook Terrace at $89 per month. At $8039 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$536	$89
AIG	$724	$123
Travelers	$1640	$276
State Farm	$2158	$363
UAIC	$3211	$536
United Automobile Ins Group	$3334	$567
Allstate	$5057	$851
Mercury	$6269	$1055
Progressive	$6698	$1128
Farmers	$8039	$1367

Teen Car Insurance Rates in FL by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Bellair-Meadowbrook Terrace.

As young drivers face the highest rates in Bellair-Meadowbrook Terrace, Travelers offers the cheapest auto insurance rates at $1284 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bellair-Meadowbrook Terrace, Nationwide is the cheapest car insurance provider. At $641 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bellair-Meadowbrook Terrace is Allstate, offering rates of around $5140 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$641	$109
Mercury	$700	$117
Direct General Insurance	$730	$124
Travelers	$1388	$234
UAIC	$1412	$240
Progressive	$2728	$454
Farmers	$3270	$556
State Farm	$4899	$817
Allstate	$5140	$874

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Bellair-Meadowbrook Terrace.

Car Insurance Rates with An Accident in Bellair-Meadowbrook Terrace

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bellair-Meadowbrook Terrace, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bellair-Meadowbrook Terrace

The cheapest car insurance companies after an at-fault accident in Bellair-Meadowbrook Terrace include Nationwide and AIG, offering $676 and $864, respectively. National General is an expensive provider with an average six-month premium of $1046.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$676	$113
AIG	$864	$147
Travelers	$976	$164
State Farm	$1006	$169
United Automobile Ins Group	$1758	$293
Mercury	$1817	$306
UAIC	$1840	$307
Progressive	$2411	$406
Farmers	$3299	$549
Allstate	$4463	$751
National General	$1046	$178

Bellair-Meadowbrook Terrace Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bellair-Meadowbrook Terrace FL. For example, the car insurance in Bellair-Meadowbrook Terrace after a DUI increases to $928 for a six month policy. While the rate increases by $282 for a six-month policy in the case of a speeding ticket.

Bellair-Meadowbrook Terrace auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1806	$301
One Med/PIP claim	$1806	$307
Not-at-fault accident	$1952	$326
Two Med/PIP claims	$2006	$341
One comp claim	$2034	$340
Child safety restraint	$2040	$347
Failure to wear a seat belt	$2040	$341
Driving without lights	$2046	$347
Failure to show documents	$2046	$342
Speeding 6 - 10 MPH over limit	$2088	$355
Improper passing	$2094	$348
Passing school bus	$2094	$356
Wrong way/wrong lane	$2094	$348
Failure to stop at a red light	$2100	$357
Failure to yield	$2100	$349
Illegal turn	$2100	$357
Cell phone violation	$2106	$350
Driving with expired registration	$2106	$358
Following too closely	$2106	$350
Texting while driving	$2111	$359
Two comp claims	$2158	$359
Driving too slowly	$2170	$369
Speeding in school zone	$2170	$361
Speeding 11 - 15 MPH over limit	$2176	$370
In 65 MPH zone	$2252	$375
Speeding 16 - 20 MPH over limit	$2252	$383
Speeding 21 - 25 MPH over limit	$2264	$377
Open container	$2288	$389
Operating a vehicle without permission	$2288	$381
At-fault accident - less than $1000	$2482	$422
At-fault accident - $1000-$2000	$2523	$421
At-fault accident - greater than $2000	$2523	$429
Racing	$2728	$454
DUI	$2734	$465
Refusal to submit to a chemical test	$2734	$455
Driving with a suspended license	$2782	$473
Reckless driving	$2840	$473
Leaving scene of an accident/hit and run	$2870	$488

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bellair-Meadowbrook Terrace after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bellair-Meadowbrook Terrace.

The cheapest car insurance premiums in Bellair-Meadowbrook Terrace are offered by AIG at $636 for a six-month policy. However, it can be as expensive as $788 with companies like National General.

Bellair-Meadowbrook Terrace car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$636	$106
Travelers	$1012	$170
State Farm	$1229	$207
Progressive	$1240	$209
Allstate	$2258	$380
UAIC	$2488	$423
Farmers	$2688	$447
National General	$788	$132

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bellair-Meadowbrook Terrace are offered by Nationwide at $552. However, it can be as expensive as $2870 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Bellair-Meadowbrook Terrace after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$552	$94
State Farm	$712	$120
Travelers	$852	$144
UAIC	$1412	$236
Allstate	$1618	$272
Progressive	$2334	$389
Farmers	$2870	$488

Car Insurance Price Trends in Bellair-Meadowbrook Terrace, Florida

Car insurance rates in Bellair-Meadowbrook Terrace have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bellair-Meadowbrook Terrace remained steady at $273 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Bellair-Meadowbrook Terrace remained steady at $83 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Bellair-Meadowbrook Terrace?

The car insurance in Bellair-Meadowbrook Terrace is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Bellair-Meadowbrook Terrace?

The cheapest car insurance in Bellair-Meadowbrook Terrace is $170 per month for full coverage.

How much is car insurance in Bellair-Meadowbrook Terrace for teenagers?

Car insurance for teenagers costs $536 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bellair-Meadowbrook Terrace?

The average cost of car insurance is $1601 for a six-month policy. It will cost around $266 per month to insure your car in Bellair-Meadowbrook Terrace.

Is car insurance expensive in Bellair-Meadowbrook Terrace?

Car insurance can be expensive in Bellair-Meadowbrook Terrace if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bellair-Meadowbrook Terrace can be affordable.

Cheapest Car Insurance Quotes in Bellair-Meadowbrook Terrace

Why you can trust Way?

How Much Is Car Insurance in Bellair-Meadowbrook Terrace

Avg. Car Insurance in Bellair-Meadowbrook Terrace

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Bellair-Meadowbrook Terrace

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Bellair-Meadowbrook Terrace Car Insurance Rates by Company

Cheap Car Insurance Companies in Bellair-Meadowbrook Terrace, FL

Way's key takeaways about car insurance in Bellair-Meadowbrook Terrace

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Bellair-Meadowbrook Terrace

Cheapest Liability Coverage in Bellair-Meadowbrook Terrace, FL

Cheapest Full Coverage Car Insurance in Bellair-Meadowbrook Terrace

Cheapest Full Coverage Car Insurance Quotes in Bellair-Meadowbrook Terrace, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Bellair-Meadowbrook Terrace by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Bellair-Meadowbrook Terrace, FL increasing?

Car Insurance Premiums by Age in Bellair-Meadowbrook Terrace

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Bellair-Meadowbrook Terrace,FL

If you are in your twenties Travelers is the best choice for car insurance in Bellair-Meadowbrook Terrace.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Bellair-Meadowbrook Terrace

Cheapest Car Insurance Companies after an At-Fault Accident in Bellair-Meadowbrook Terrace

Bellair-Meadowbrook Terrace Car Insurance Rates by Violation

Bellair-Meadowbrook Terrace auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Bellair-Meadowbrook Terrace after a DUI

Bellair-Meadowbrook Terrace car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Bellair-Meadowbrook Terrace after Speeding ticket

Car Insurance Price Trends in Bellair-Meadowbrook Terrace, Florida

Average Car Insurance Cost in Bellair-Meadowbrook Terrace by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Bellair-Meadowbrook Terrace, FL

Car Insurance Rates by State in the USA (2025 Update)

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