Cheapest Car Insurance Quotes in Aventura

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Aventura Car Insurance

^$ 83

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Aventura

The car insurance rate in Aventura is $2243 for a six-month policy, which is $618 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1336, making it a popular choice for budget-conscious drivers. Rates in Aventura can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Aventura

$2243

Avg. Car Insurance in Florida

$1625

National Average

$1278

Cheapest Car Insurance Companies in Aventura

1st place: Travelers

At $1336 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $1492 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1631 for six months, making it the third cheapest auto insurance company in Aventura.

Aventura Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Aventura, FL is Travelers, offering policies at just $1336 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1492.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $3295 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Aventura drivers find the best deals.

Cheap Car Insurance Companies in Aventura, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1336	$225
State Farm	$1492	$251
Nationwide	$1631	$275
Progressive	$1729	$291
United Automobile Ins Group	$1885	$315
UAIC	$2066	$352
Allstate	$3369	$562
Mercury	$3558	$604
MetLife	$2074	$353
Farmers	$3295	$549

Key Takeaways

Way's key takeaways about car insurance in Aventura

The auto insurance costs in Aventura fall around $1336 for six months.
The cheapest auto insurance company in Aventura is Travelers.
Teen drivers pay the highest rate in Aventura at $1906 per month.

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Cheapest Minimum Liability Car Insurance in Aventura

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Aventura are given below.

Travelers provides the cheapest minimum car insurance coverage in Aventura. Their Average 6 Month Premium is $491. Farmers is the most expensive at $909 for the same period.

Cheapest Liability Coverage in Aventura, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$491	$83
State Farm	$533	$90
Mercury	$591	$99
Nationwide	$656	$112
MetLife	$689	$115
AIG	$770	$131
Progressive	$967	$163
United Automobile Ins Group	$992	$168
UAIC	$1074	$179
Allstate	$1230	$207
Patrons Insurance	$173	$29
Farmers	$909	$152

Cheapest Full Coverage Car Insurance in Aventura

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Aventura is Travelers at $225 per month and $1336 for six months.

Cheapest Full Coverage Car Insurance Quotes in Aventura, FL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1336	$225
State Farm	$1492	$251
Nationwide	$1631	$275
Progressive	$1729	$291
United Automobile Ins Group	$1885	$315
UAIC	$2066	$352
Allstate	$3369	$562
Mercury	$3558	$604
MetLife	$2074	$353
Farmers	$3295	$549

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Average Car Insurance in Aventura by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Aventura, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in Aventura, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Aventura's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Aventura

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Aventura,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the Aventura at $124 per month. At $11206 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$747	$124
AIG	$1009	$171
Travelers	$2197	$370
State Farm	$2640	$444
UAIC	$3516	$592
United Automobile Ins Group	$4648	$791
Allstate	$5738	$966
Progressive	$7386	$1243
Mercury	$8738	$1471
Farmers	$11206	$1906

Teen Car Insurance Rates in FL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Aventura, Nationwide is the cheapest car insurance provider. At $893 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Aventura is Farmers, offering rates of around $4558 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$893	$152
Mercury	$976	$163
Direct General Insurance	$1017	$173
UAIC	$1976	$330
Travelers	$2164	$364
Progressive	$3803	$633
Allstate	$6672	$1134
State Farm	$6828	$1139
Farmers	$4558	$776

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Car Insurance Rates with An Accident in Aventura

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Aventura, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Aventura

The cheapest car insurance companies after an at-fault accident in Aventura include Nationwide and AIG, offering $943 and $1205, respectively. Farmers is an expensive provider with an average six-month premium of $4598.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$943	$157
AIG	$1205	$204
State Farm	$1402	$236
Travelers	$1427	$240
United Automobile Ins Group	$2451	$408
Mercury	$2532	$426
UAIC	$2565	$428
Progressive	$3360	$566
Allstate	$5984	$1007
Farmers	$4598	$766

Aventura Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Aventura FL. For example, the car insurance in Aventura after a DUI increases to $1295 for a six month policy. While the rate increases by $393 for a six-month policy in the case of a speeding ticket.

Aventura auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2517	$420
One Med/PIP claim	$2517	$428
Not-at-fault accident	$2721	$454
Two Med/PIP claims	$2796	$475
One comp claim	$2836	$473
Child safety restraint	$2844	$483
Failure to wear a seat belt	$2844	$475
Driving without lights	$2852	$484
Failure to show documents	$2852	$476
Speeding 6 - 10 MPH over limit	$2910	$495
Improper passing	$2919	$486
Passing school bus	$2919	$497
Wrong way/wrong lane	$2919	$486
Failure to stop at a red light	$2927	$498
Failure to yield	$2927	$487
Illegal turn	$2927	$498
Cell phone violation	$2935	$489
Driving with expired registration	$2935	$500
Following too closely	$2935	$489
Texting while driving	$2942	$501
Two comp claims	$3008	$501
Driving too slowly	$3025	$515
Speeding in school zone	$3025	$504
Speeding 11 - 15 MPH over limit	$3033	$516
In 65 MPH zone	$3139	$523
Speeding 16 - 20 MPH over limit	$3139	$534
Speeding 21 - 25 MPH over limit	$3156	$526
Open container	$3189	$542
Operating a vehicle without permission	$3189	$531
At-fault accident - less than $1000	$3460	$588
At-fault accident - $1000-$2000	$3516	$587
At-fault accident - greater than $2000	$3516	$598
Racing	$3803	$633
DUI	$3812	$649
Refusal to submit to a chemical test	$3812	$635
Driving with a suspended license	$3878	$660
Reckless driving	$3959	$660
Leaving scene of an accident/hit and run	$4001	$680

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Aventura after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Aventura.

The cheapest car insurance premiums in Aventura are offered by AIG at $886 for a six-month policy. However, it can be as expensive as $3747 with companies like Farmers.

Aventura car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AIG	$886	$150
Travelers	$1450	$244
Progressive	$1664	$280
State Farm	$2000	$337
Allstate	$2705	$455
UAIC	$3476	$580
Farmers	$3747	$624

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Aventura are offered by Nationwide at $770. However, it can be as expensive as $4001 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Aventura after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$770	$128
State Farm	$976	$164
Travelers	$1107	$186
Allstate	$2902	$489
UAIC	$3173	$529
Progressive	$3886	$661
Farmers	$4001	$680

Car Insurance Price Trends in Aventura, Florida

Car insurance rates in Aventura have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Aventura dipped by $353 in January compared to $381 of December. In other words, there has been an decrease by $28 when you compare January and December.

The average cost of liability insurance in the Aventura dipped to $115 in January, compared to $116 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Aventura?

The car insurance in Aventura is $83 per month, which is lower than the national average.

What is the cheapest car insurance in Aventura?

The cheapest car insurance in Aventura is $225 per month for full coverage.

How much is car insurance in Aventura for teenagers?

Car insurance for teenagers costs $747 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Aventura?

The average cost of car insurance is $1625 for a six-month policy. It will cost around $377 per month to insure your car in Aventura.

Is car insurance expensive in Aventura?

Car insurance can be expensive in Aventura if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Aventura can be affordable.

Cheapest Car Insurance Quotes in Aventura

Why you can trust Way?

How Much Is Car Insurance in Aventura

Avg. Car Insurance in Aventura

Avg. Car Insurance in Florida

National Average

Cheapest Car Insurance Companies in Aventura

1st place: Travelers

2nd place: State Farm

3rd place: Nationwide

Aventura Car Insurance Rates by Company

Cheap Car Insurance Companies in Aventura, FL

Way's key takeaways about car insurance in Aventura

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Aventura

Cheapest Liability Coverage in Aventura, FL

Cheapest Full Coverage Car Insurance in Aventura

Cheapest Full Coverage Car Insurance Quotes in Aventura, FL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Aventura by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Aventura, FL increasing?

Car Insurance Premiums by Age in Aventura

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Aventura,FL

If you are in your twenties N/A is the best choice for car insurance in Aventura.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Aventura

Cheapest Car Insurance Companies after an At-Fault Accident in Aventura

Aventura Car Insurance Rates by Violation

Aventura auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Aventura after a DUI

Aventura car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Aventura after Speeding ticket

Car Insurance Price Trends in Aventura, Florida

Average Car Insurance Cost in Aventura by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Aventura, FL

Car Insurance Rates by State in the USA (2025 Update)

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