Cheapest Car Insurance Quotes in Alhambra

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Alhambra Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Alhambra

The car insurance rate in Alhambra is $1383 for a six-month policy, which is $268 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $796, making it a popular choice for budget-conscious drivers. Rates in Alhambra can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Alhambra

$1383

Avg. Car Insurance in California

$1115

National Average

$1140

Cheapest Car Insurance Companies in Alhambra

1st place: CSAA

At $796 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1068 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA SoCal

AAA SoCal offers auto insurance rates at $1171 for six months, making it the third cheapest auto insurance company in Alhambra.

Alhambra Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Alhambra, CA is CSAA, offering policies at just $796 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1068.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1701 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Alhambra drivers find the best deals.

Cheap Car Insurance Companies in Alhambra, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$796	$134
Mercury	$1068	$180
AAA SoCal	$1171	$195
Progressive	$1230	$207
USAA	$1303	$219
Allstate	$1348	$227
Wawanesa	$1355	$228
AAA NorCal	$1370	$233
Auto Club	$1414	$236
State Farm	$1495	$252
Kemper	$1761	$294
Farmers	$1967	$335
AAA	$1701	$284

Key Takeaways

Way's key takeaways about car insurance in Alhambra

The auto insurance costs in Alhambra fall around $796 for six months.
The cheapest auto insurance company in Alhambra is CSAA.
Teen drivers pay the highest rate in Alhambra at $723 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Alhambra

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Alhambra are given below.

CSAA provides the cheapest minimum car insurance coverage in Alhambra. Their Average 6 Month Premium is $191. Farmers is the most expensive at $626 for the same period.

Cheapest Liability Coverage in Alhambra, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$191	$32
USAA	$353	$60
AAA NorCal	$368	$62
AAA SoCal	$420	$72
Progressive	$428	$72
Auto Club	$434	$74
State Farm	$449	$76
Wawanesa	$456	$77
Mercury	$486	$82
AAA	$523	$89
Allstate	$523	$88
Farmers	$626	$107

Cheapest Full Coverage Car Insurance in Alhambra

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Alhambra is CSAA at $134 per month and $796 for six months.

Cheapest Full Coverage Car Insurance Quotes in Alhambra, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$796	$134
Mercury	$1068	$180
AAA SoCal	$1171	$195
Progressive	$1230	$207
USAA	$1303	$219
Allstate	$1348	$227
Wawanesa	$1355	$228
AAA NorCal	$1370	$233
Auto Club	$1414	$236
State Farm	$1495	$252
Kemper	$1761	$294
Farmers	$1967	$335
AAA	$1701	$284

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Average Car Insurance in Alhambra by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Alhambra, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Alhambra, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Alhambra's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Alhambra

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$725
30s	Wawanesa	$585
40s	Wawanesa	$585
50s	Wawanesa	$585
60s	Wawanesa	$585
70s	Wawanesa	$573

Cheapest Car Insurance Rates for Teen Drivers in Alhambra,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Alhambra at $86 per month. At $4339 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$516	$86
Capital Insurance Group	$649	$110
USAA	$1546	$260
Mercury	$1569	$264
Wawanesa	$1724	$288
Progressive	$1804	$304
CSAA	$2172	$366
State Farm	$2578	$434
AAA SoCal	$2791	$465
Allstate	$2991	$503
Auto Club	$3189	$532
AAA NorCal	$4249	$723
Farmers	$4339	$723

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Alhambra.

As young drivers face the highest rates in Alhambra, Wawanesa offers the cheapest auto insurance rates at $725 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Alhambra.

Car Insurance Rates with An Accident in Alhambra

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Alhambra, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Alhambra

The cheapest car insurance companies after an at-fault accident in Alhambra include AAA and Capital Insurance Group, offering $464 and $677, respectively. Allstate is an expensive provider with an average six-month premium of $3337.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$464	$77
Capital Insurance Group	$677	$115
CSAA	$906	$153
Mercury	$1311	$221
USAA	$1355	$228
Progressive	$1569	$264
Wawanesa	$1915	$319
AAA SoCal	$2011	$342
Auto Club	$2122	$353
Farmers	$2180	$367
State Farm	$2593	$436
AAA NorCal	$2776	$472
Allstate	$3337	$562

Alhambra Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Alhambra CA. For example, the car insurance in Alhambra after a DUI increases to $2157 for a six month policy. While the rate increases by $567 for a six-month policy in the case of a speeding ticket.

Alhambra auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1348	$224
Not-at-fault accident	$1348	$229
One comp claim	$1348	$224
One Med/PIP claim	$1348	$229
Two comp claims	$1348	$224
Two Med/PIP claims	$1348	$229
At-fault accident - less than $1000	$1378	$229
Failure to show documents	$1776	$301
Driving with expired registration	$1812	$303
Driving without lights	$1812	$308
Failure to wear a seat belt	$1819	$304
Child safety restraint	$1834	$311
Speeding 11 - 15 MPH over limit	$1907	$317
Speeding 16 - 20 MPH over limit	$1907	$325
Driving too slowly	$1915	$319
Failure to stop at a red light	$1915	$326
Failure to yield	$1915	$319
Following too closely	$1915	$326
Illegal turn	$1915	$319
In 65 MPH zone	$1915	$326
Speeding 21 - 25 MPH over limit	$1915	$319
Speeding 6 - 10 MPH over limit	$1915	$326
Speeding in school zone	$1915	$319
Improper passing	$1922	$327
Cell phone violation	$1929	$321
Texting while driving	$1929	$329
Passing school bus	$1952	$325
Wrong way/wrong lane	$2283	$388
Operating a vehicle without permission	$2335	$389
At-fault accident - $1000-$2000	$2350	$399
At-fault accident - greater than $2000	$2350	$392
Open container	$2357	$401
Driving with a suspended license	$2733	$455
Reckless driving	$3329	$567
Racing	$3367	$560
Leaving scene of an accident/hit and run	$3380	$575
DUI	$3505	$584
Refusal to submit to a chemical test	$3505	$596

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Alhambra after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Alhambra.

The cheapest car insurance premiums in Alhambra are offered by Capital Insurance Group at $1009 for a six-month policy. However, it can be as expensive as $928 with companies like AAA.

Alhambra car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$1009	$171
Mercury	$1200	$202
Travelers	$1400	$238
Progressive	$1776	$299
Wawanesa	$2158	$367
Farmers	$2290	$386
USAA	$2438	$410
CSAA	$2578	$434
AAA SoCal	$3727	$634
Auto Club	$4264	$711
AAA NorCal	$4913	$836
State Farm	$5244	$883
Allstate	$5399	$909
AAA	$928	$157

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Alhambra are offered by CSAA at $118. However, it can be as expensive as $2784 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Alhambra after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$118	$20
Capital Insurance Group	$649	$110
Mercury	$1105	$186
USAA	$1157	$197
Progressive	$1245	$210
AAA NorCal	$1724	$293
AAA SoCal	$1849	$308
Allstate	$1901	$324
State Farm	$2011	$335
Farmers	$2784	$474

Car Insurance Price Trends in Alhambra, California

Car insurance rates in Alhambra have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Alhambra remained steady at $238 in both January and December, indicating no change over the two month period.

The average cost of liability insurance in the Alhambra rose to $68 in January, compared to $67 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Alhambra?

The car insurance in Alhambra is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Alhambra?

The cheapest car insurance in Alhambra is $134 per month for full coverage.

How much is car insurance in Alhambra for teenagers?

Car insurance for teenagers costs $516 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Alhambra?

The average cost of car insurance is $1115 for a six-month policy. It will cost around $232 per month to insure your car in Alhambra.

Is car insurance expensive in Alhambra?

Car insurance can be expensive in Alhambra if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Alhambra can be affordable.

Cheapest Car Insurance Quotes in Alhambra

Why you can trust Way?

How Much Is Car Insurance in Alhambra

Avg. Car Insurance in Alhambra

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Alhambra

1st place: CSAA

2nd place: Mercury

3rd place: AAA SoCal

Alhambra Car Insurance Rates by Company

Cheap Car Insurance Companies in Alhambra, CA

Way's key takeaways about car insurance in Alhambra

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Alhambra

Cheapest Liability Coverage in Alhambra, CA

Cheapest Full Coverage Car Insurance in Alhambra

Cheapest Full Coverage Car Insurance Quotes in Alhambra, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Alhambra by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Alhambra, CA increasing?

Car Insurance Premiums by Age in Alhambra

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Alhambra,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Alhambra.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Alhambra

Cheapest Car Insurance Companies after an At-Fault Accident in Alhambra

Alhambra Car Insurance Rates by Violation

Alhambra auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Alhambra after a DUI

Alhambra car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Alhambra after Speeding ticket

Car Insurance Price Trends in Alhambra, California

Average Car Insurance Cost in Alhambra by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Alhambra, CA

Car Insurance Rates by State in the USA (2025 Update)

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