Cheapest Car Insurance Quotes in San Bernardino

Cheapest Minimum Liability Car Insurance in San Bernardino

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in San Bernardino are given below. 

CSAA provides the cheapest minimum car insurance coverage in San Bernardino. Their Average 6 Month Premium is $176. Travelers is the most expensive at $744 for the same period. 

Cheapest Liability Coverage in San Bernardino, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$176	$30
AAA NorCal	$291	$49
USAA	$332	$56
Progressive	$393	$66
Auto Club	$399	$66
Wawanesa	$420	$71
AAA	$481	$80
AAA SoCal	$488	$83
Mercury	$488	$82
State Farm	$535	$90
Allstate	$617	$104
Farmers	$663	$113
Travelers	$744	$124

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Cheapest Full Coverage Car Insurance in San Bernardino

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in San Bernardino is CSAA at $123 per month and $732 for six months. 

Cheapest Full Coverage Car Insurance Quotes in San Bernardino, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$732	$123
Mercury	$1172	$197
AAA NorCal	$1191	$203
Progressive	$1191	$201
Wawanesa	$1246	$210
USAA	$1267	$213
Auto Club	$1300	$221
Allstate	$1449	$244
AAA SoCal	$1530	$260
Kemper	$1619	$270
State Farm	$1734	$292
Travelers	$1937	$323
Farmers	$1944	$331
AAA	$1564	$261

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Car Insurance Premiums by Age in San Bernardino

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$684
30s	Wawanesa	$552
40s	Wawanesa	$552
50s	Wawanesa	$552
60s	Wawanesa	$552
70s	Wawanesa	$540

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San Bernardino Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in San Bernardino CA. For example, the car insurance in San Bernardino after a DUI increases to $1984 for a six month policy. While the rate increases by $521 for a six-month policy in the case of a speeding ticket.  

San Bernardino auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1239	$206
Not-at-fault accident	$1239	$211
One comp claim	$1239	$206
One Med/PIP claim	$1239	$211
Two comp claims	$1239	$206
Two Med/PIP claims	$1239	$211
At-fault accident - less than $1000	$1267	$211
Failure to show documents	$1632	$277
Driving with expired registration	$1666	$278
Driving without lights	$1666	$283
Failure to wear a seat belt	$1672	$279
Child safety restraint	$1686	$286
Speeding 11 - 15 MPH over limit	$1753	$292
Speeding 16 - 20 MPH over limit	$1753	$299
Driving too slowly	$1760	$293
Failure to stop at a red light	$1760	$300
Failure to yield	$1760	$293
Following too closely	$1760	$300
Illegal turn	$1760	$293
In 65 MPH zone	$1760	$300
Speeding 21 - 25 MPH over limit	$1760	$293
Speeding 6 - 10 MPH over limit	$1760	$300
Speeding in school zone	$1760	$293
Improper passing	$1767	$301
Cell phone violation	$1774	$295
Texting while driving	$1774	$302
Passing school bus	$1794	$299
Wrong way/wrong lane	$2099	$357
Operating a vehicle without permission	$2147	$358
At-fault accident - $1000-$2000	$2160	$367
At-fault accident - greater than $2000	$2160	$360
Open container	$2167	$368
Driving with a suspended license	$2513	$418
Reckless driving	$3061	$521
Racing	$3095	$515
Leaving scene of an accident/hit and run	$3108	$529
DUI	$3223	$537
Refusal to submit to a chemical test	$3223	$548

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