Cheapest Car Insurance Quotes in View Park-Windsor Hills

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406,175 Policies Sold

View Park-Windsor Hills Car Insurance

^$ 37

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in View Park-Windsor Hills

The car insurance rate in View Park-Windsor Hills is $1780 for a six-month policy, which is $535 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $918, making it a popular choice for budget-conscious drivers. Rates in View Park-Windsor Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in View Park-Windsor Hills

$1780

Avg. Car Insurance in California

$1245

National Average

$1278

Cheapest Car Insurance Companies in View Park-Windsor Hills

1st place: CSAA

At $918 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1470 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1494 for six months, making it the third cheapest auto insurance company in View Park-Windsor Hills.

View Park-Windsor Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in View Park-Windsor Hills, CA is CSAA, offering policies at just $918 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1470.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1962 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help View Park-Windsor Hills drivers find the best deals.

Cheap Car Insurance Companies in View Park-Windsor Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$918	$154
Mercury	$1470	$247
AAA NorCal	$1494	$255
Progressive	$1494	$252
Wawanesa	$1563	$263
USAA	$1589	$267
Auto Club	$1630	$277
Allstate	$1818	$306
AAA SoCal	$1919	$326
Kemper	$2031	$339
State Farm	$2175	$366
Travelers	$2430	$405
Farmers	$2438	$415
AAA	$1962	$327

Key Takeaways

Way's key takeaways about car insurance in View Park-Windsor Hills

The auto insurance costs in View Park-Windsor Hills fall around $918 for six months.
The cheapest auto insurance company in View Park-Windsor Hills is CSAA.
Teen drivers pay the highest rate in View Park-Windsor Hills at $862 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in View Park-Windsor Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in View Park-Windsor Hills are given below.

CSAA provides the cheapest minimum car insurance coverage in View Park-Windsor Hills. Their Average 6 Month Premium is $220. Travelers is the most expensive at $934 for the same period.

Cheapest Liability Coverage in View Park-Windsor Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$220	$37
AAA NorCal	$365	$61
USAA	$416	$70
Progressive	$493	$83
Auto Club	$501	$83
Wawanesa	$526	$89
AAA	$603	$100
AAA SoCal	$612	$104
Mercury	$612	$103
State Farm	$671	$113
Allstate	$774	$130
Farmers	$832	$142
Travelers	$934	$156

Cheapest Full Coverage Car Insurance in View Park-Windsor Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in View Park-Windsor Hills is CSAA at $154 per month and $918 for six months.

Cheapest Full Coverage Car Insurance Quotes in View Park-Windsor Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$918	$154
Mercury	$1470	$247
AAA NorCal	$1494	$255
Progressive	$1494	$252
Wawanesa	$1563	$263
USAA	$1589	$267
Auto Club	$1630	$277
Allstate	$1818	$306
AAA SoCal	$1919	$326
Kemper	$2031	$339
State Farm	$2175	$366
Travelers	$2430	$405
Farmers	$2438	$415
AAA	$1962	$327

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Average Car Insurance in View Park-Windsor Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in View Park-Windsor Hills, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in View Park-Windsor Hills, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, View Park-Windsor Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in View Park-Windsor Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$858
30s	Wawanesa	$692
40s	Wawanesa	$692
50s	Wawanesa	$692
60s	Wawanesa	$692
70s	Wawanesa	$678

Cheapest Car Insurance Rates for Teen Drivers in View Park-Windsor Hills,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the View Park-Windsor Hills at $102 per month. At $5172 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$595	$102
Capital Insurance Group	$748	$124
USAA	$1945	$327
Wawanesa	$1988	$332
Progressive	$2277	$383
Mercury	$2361	$398
CSAA	$2505	$422
Auto Club	$3678	$613
State Farm	$3754	$632
Allstate	$4366	$735
AAA SoCal	$4620	$785
AAA NorCal	$4680	$779
Travelers	$4859	$827
Farmers	$5172	$862

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in View Park-Windsor Hills.

As young drivers face the highest rates in View Park-Windsor Hills, Wawanesa offers the cheapest auto insurance rates at $858 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in View Park-Windsor Hills.

Car Insurance Rates with An Accident in View Park-Windsor Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In View Park-Windsor Hills, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in View Park-Windsor Hills

The cheapest car insurance companies after an at-fault accident in View Park-Windsor Hills include AAA and Capital Insurance Group, offering $535 and $781, respectively. Allstate is an expensive provider with an average six-month premium of $4935.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$535	$89
Capital Insurance Group	$781	$133
CSAA	$1045	$176
USAA	$1716	$289
Mercury	$1878	$316
Progressive	$1962	$330
Wawanesa	$2208	$368
Auto Club	$2447	$416
Farmers	$2676	$450
AAA NorCal	$3033	$516
AAA SoCal	$3288	$548
State Farm	$3882	$654
Travelers	$4680	$779
Allstate	$4935	$831

View Park-Windsor Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in View Park-Windsor Hills CA. For example, the car insurance in View Park-Windsor Hills after a DUI increases to $2489 for a six month policy. While the rate increases by $654 for a six-month policy in the case of a speeding ticket.

View Park-Windsor Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1554	$259
Not-at-fault accident	$1554	$265
One comp claim	$1554	$259
One Med/PIP claim	$1554	$265
Two comp claims	$1554	$259
Two Med/PIP claims	$1554	$265
At-fault accident - less than $1000	$1589	$265
Failure to show documents	$2048	$347
Driving with expired registration	$2089	$349
Driving without lights	$2089	$355
Failure to wear a seat belt	$2098	$350
Child safety restraint	$2115	$359
Speeding 11 - 15 MPH over limit	$2199	$366
Speeding 16 - 20 MPH over limit	$2199	$375
Driving too slowly	$2208	$368
Failure to stop at a red light	$2208	$376
Failure to yield	$2208	$368
Following too closely	$2208	$376
Illegal turn	$2208	$368
In 65 MPH zone	$2208	$376
Speeding 21 - 25 MPH over limit	$2208	$368
Speeding 6 - 10 MPH over limit	$2208	$376
Speeding in school zone	$2208	$368
Improper passing	$2217	$378
Cell phone violation	$2225	$370
Texting while driving	$2225	$379
Passing school bus	$2251	$375
Wrong way/wrong lane	$2633	$448
Operating a vehicle without permission	$2693	$449
At-fault accident - $1000-$2000	$2710	$460
At-fault accident - greater than $2000	$2710	$452
Open container	$2718	$462
Driving with a suspended license	$3152	$525
Reckless driving	$3840	$654
Racing	$3882	$646
Leaving scene of an accident/hit and run	$3898	$664
DUI	$4043	$674
Refusal to submit to a chemical test	$4043	$688

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in View Park-Windsor Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in View Park-Windsor Hills.

The cheapest car insurance premiums in View Park-Windsor Hills are offered by Capital Insurance Group at $1164 for a six-month policy. However, it can be as expensive as $1070 with companies like AAA.

View Park-Windsor Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$1164	$194
Mercury	$1665	$280
Progressive	$2208	$372
Wawanesa	$2488	$423
Farmers	$2794	$470
CSAA	$2973	$501
USAA	$3066	$516
Travelers	$3482	$586
Auto Club	$4918	$819
AAA NorCal	$5377	$914
AAA SoCal	$6030	$1005
State Farm	$7653	$1288
Allstate	$7798	$1313
AAA	$1070	$182

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in View Park-Windsor Hills are offered by CSAA at $136. However, it can be as expensive as $3738 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in View Park-Windsor Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$136	$23
Capital Insurance Group	$748	$127
Mercury	$1606	$270
USAA	$1639	$279
Progressive	$1647	$277
AAA NorCal	$1895	$322
AAA SoCal	$2624	$438
Allstate	$3329	$566
Farmers	$3466	$578
State Farm	$3704	$629
Travelers	$3738	$623

Car Insurance Price Trends in View Park-Windsor Hills, California

Car insurance rates in View Park-Windsor Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the View Park-Windsor Hills rose by $303 in January compared to $275 of December. In other words, there has been an increase by $28 when you compare January and December.

The average cost of liability insurance in the View Park-Windsor Hills rose to $87 in January, compared to $79 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in View Park-Windsor Hills?

The car insurance in View Park-Windsor Hills is $37 per month, which is lower than the national average.

What is the cheapest car insurance in View Park-Windsor Hills?

The cheapest car insurance in View Park-Windsor Hills is $154 per month for full coverage.

How much is car insurance in View Park-Windsor Hills for teenagers?

Car insurance for teenagers costs $595 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in View Park-Windsor Hills?

The average cost of car insurance is $1245 for a six-month policy. It will cost around $299 per month to insure your car in View Park-Windsor Hills.

Is car insurance expensive in View Park-Windsor Hills?

Car insurance can be expensive in View Park-Windsor Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in View Park-Windsor Hills can be affordable.

Cheapest Car Insurance Quotes in View Park-Windsor Hills

Why you can trust Way?

How Much Is Car Insurance in View Park-Windsor Hills

Avg. Car Insurance in View Park-Windsor Hills

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in View Park-Windsor Hills

1st place: CSAA

2nd place: Mercury

3rd place: AAA NorCal

View Park-Windsor Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in View Park-Windsor Hills, CA

Way's key takeaways about car insurance in View Park-Windsor Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in View Park-Windsor Hills

Cheapest Liability Coverage in View Park-Windsor Hills, CA

Cheapest Full Coverage Car Insurance in View Park-Windsor Hills

Cheapest Full Coverage Car Insurance Quotes in View Park-Windsor Hills, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in View Park-Windsor Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in View Park-Windsor Hills, CA increasing?

Car Insurance Premiums by Age in View Park-Windsor Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in View Park-Windsor Hills,CA

If you are in your twenties Wawanesa is the best choice for car insurance in View Park-Windsor Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in View Park-Windsor Hills

Cheapest Car Insurance Companies after an At-Fault Accident in View Park-Windsor Hills

View Park-Windsor Hills Car Insurance Rates by Violation

View Park-Windsor Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in View Park-Windsor Hills after a DUI

View Park-Windsor Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in View Park-Windsor Hills after Speeding ticket

Car Insurance Price Trends in View Park-Windsor Hills, California

Average Car Insurance Cost in View Park-Windsor Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near View Park-Windsor Hills, CA

Car Insurance Rates by State in the USA (2025 Update)

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