Cheapest Car Insurance Quotes in View Park-Windsor Hills

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View Park-Windsor Hills Car Insurance

^$ 37

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in View Park-Windsor Hills

The car insurance rate in View Park-Windsor Hills is $1446 for a six-month policy, which is $435 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $918, making it a popular choice for budget-conscious drivers. Rates in View Park-Windsor Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in View Park-Windsor Hills

$1446

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in View Park-Windsor Hills

1st place: CSAA

At $918 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1164 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $1231 for six months, making it the third cheapest auto insurance company in View Park-Windsor Hills.

View Park-Windsor Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in View Park-Windsor Hills, CA is CSAA, offering policies at just $918 for a six-month term. This is followed by USAA, which has an average six-month premium of $1164.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $1104 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help View Park-Windsor Hills drivers find the best deals.

Cheap Car Insurance Companies in View Park-Windsor Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$918	$154
USAA	$1164	$196
Mercury	$1231	$207
AAA SoCal	$1350	$230
Progressive	$1419	$239
Allstate	$1554	$262
Wawanesa	$1563	$263
AAA NorCal	$1580	$269
Auto Club	$1630	$272
State Farm	$1725	$290
AAA	$1962	$327
Kemper	$2031	$345
Farmers	$2268	$378
Capital Insurance Group	$1011	$169
National General	$1028	$174
State National	$1045	$174
Hartford	$1104	$187

Key Takeaways

Way's key takeaways about car insurance in View Park-Windsor Hills

The auto insurance costs in View Park-Windsor Hills fall around $918 for six months.
The cheapest auto insurance company in View Park-Windsor Hills is CSAA.
Teen drivers pay the highest rate in View Park-Windsor Hills at $96 per month.

High Rates Shouldn’t Drive You Out of Pocket.

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Cheapest Minimum Liability Car Insurance in View Park-Windsor Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in View Park-Windsor Hills are given below.

CSAA provides the cheapest minimum car insurance coverage in View Park-Windsor Hills. Their Average 6 Month Premium is $220. 21st Century is the most expensive at $578 for the same period.

Cheapest Liability Coverage in View Park-Windsor Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$220	$37
AAA	$390	$66
USAA	$408	$69
AAA NorCal	$425	$72
AAA SoCal	$485	$83
Progressive	$493	$83
Auto Club	$501	$86
State Farm	$518	$87
Wawanesa	$526	$89
Mercury	$561	$94
Allstate	$603	$102
Farmers	$722	$120
Kemper	$399	$67
Capital Insurance Group	$433	$74
State National	$459	$79
National General	$569	$94
21st Century	$578	$99

Cheapest Full Coverage Car Insurance in View Park-Windsor Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in View Park-Windsor Hills is CSAA at $154 per month and $918 for six months.

Cheapest Full Coverage Car Insurance Quotes in View Park-Windsor Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$918	$154
USAA	$1164	$196
Mercury	$1231	$207
AAA SoCal	$1350	$230
Progressive	$1419	$239
Allstate	$1554	$262
Wawanesa	$1563	$263
AAA NorCal	$1580	$269
Auto Club	$1630	$272
State Farm	$1725	$290
AAA	$1962	$327
Kemper	$2031	$345
Farmers	$2268	$378
Capital Insurance Group	$1011	$169
National General	$1028	$174
State National	$1045	$174
Hartford	$1104	$187

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Average Car Insurance in View Park-Windsor Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in View Park-Windsor Hills, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in View Park-Windsor Hills, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, View Park-Windsor Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in View Park-Windsor Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$837
30s	Wawanesa	$675
40s	Wawanesa	$675
50s	Wawanesa	$675
60s	Wawanesa	$675
70s	Wawanesa	$661

Cheapest Car Insurance Rates for Teen Drivers in View Park-Windsor Hills,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the View Park-Windsor Hills at $56 per month. At $561 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$332	$56
Capital Insurance Group	$748	$124
USAA	$1783	$300
Mercury	$1809	$305
Wawanesa	$1988	$337
Progressive	$2081	$350
CSAA	$2505	$422
State Farm	$2973	$501
AAA SoCal	$3219	$548
Allstate	$3449	$581
Auto Club	$3678	$625
AAA NorCal	$4901	$817
Farmers	$5004	$851
State National	$535	$89
Marcury	$561	$96

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in View Park-Windsor Hills.

As young drivers face the highest rates in View Park-Windsor Hills, Wawanesa offers the cheapest auto insurance rates at $837 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in View Park-Windsor Hills.

Car Insurance Rates with An Accident in View Park-Windsor Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In View Park-Windsor Hills, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in View Park-Windsor Hills

The cheapest car insurance companies after an at-fault accident in View Park-Windsor Hills include AAA and Capital Insurance Group, offering $543 and $781, respectively. 21st Century is an expensive provider with an average six-month premium of $977.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$543	$92
Capital Insurance Group	$781	$133
CSAA	$1045	$176
USAA	$1563	$263
Progressive	$1809	$305
Mercury	$1919	$326
Wawanesa	$2208	$368
AAA SoCal	$2319	$395
Auto Club	$2447	$408
Farmers	$2514	$423
State Farm	$2990	$503
AAA NorCal	$3202	$545
Allstate	$3848	$648
State National	$645	$107
Hartford	$748	$127
National General	$858	$143
Nationwide	$925	$157
21st Century	$977	$163

View Park-Windsor Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in View Park-Windsor Hills CA. For example, the car insurance in View Park-Windsor Hills after a DUI increases to $2489 for a six month policy. While the rate increases by $654 for a six-month policy in the case of a speeding ticket.

View Park-Windsor Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1554	$259
Not-at-fault accident	$1554	$265
One comp claim	$1554	$259
One Med/PIP claim	$1554	$265
Two comp claims	$1554	$259
Two Med/PIP claims	$1554	$265
At-fault accident - less than $1000	$1589	$265
Failure to show documents	$2048	$347
Driving with expired registration	$2089	$349
Driving without lights	$2089	$355
Failure to wear a seat belt	$2098	$350
Child safety restraint	$2115	$359
Speeding 11 - 15 MPH over limit	$2199	$366
Speeding 16 - 20 MPH over limit	$2199	$375
Driving too slowly	$2208	$368
Failure to stop at a red light	$2208	$376
Failure to yield	$2208	$368
Following too closely	$2208	$376
Illegal turn	$2208	$368
In 65 MPH zone	$2208	$376
Speeding 21 - 25 MPH over limit	$2208	$368
Speeding 6 - 10 MPH over limit	$2208	$376
Speeding in school zone	$2208	$368
Improper passing	$2217	$378
Cell phone violation	$2225	$370
Texting while driving	$2225	$379
Passing school bus	$2251	$375
Wrong way/wrong lane	$2633	$448
Operating a vehicle without permission	$2693	$449
At-fault accident - $1000-$2000	$2710	$460
At-fault accident - greater than $2000	$2710	$452
Open container	$2718	$462
Driving with a suspended license	$3152	$525
Reckless driving	$3840	$654
Racing	$3882	$646
Leaving scene of an accident/hit and run	$3898	$664
DUI	$4043	$674
Refusal to submit to a chemical test	$4043	$688

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in View Park-Windsor Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in View Park-Windsor Hills.

The cheapest car insurance premiums in View Park-Windsor Hills are offered by AAA at $1070 for a six-month policy. However, it can be as expensive as $901 with companies like Kemper.

View Park-Windsor Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$1070	$182
Capital Insurance Group	$1164	$194
Mercury	$1384	$233
Progressive	$2048	$345
Wawanesa	$2488	$423
Farmers	$2641	$445
USAA	$2811	$473
CSAA	$2973	$501
AAA SoCal	$4299	$731
Auto Club	$4918	$819
AAA NorCal	$5666	$964
State Farm	$6047	$1018
Allstate	$6226	$1048
Travelers	$1198	$200
National General	$561	$93
Kemper	$901	$150

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in View Park-Windsor Hills are offered by CSAA at $136. However, it can be as expensive as $645 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in View Park-Windsor Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$136	$23
Capital Insurance Group	$748	$124
Mercury	$1274	$215
USAA	$1334	$222
Progressive	$1436	$242
AAA NorCal	$1988	$332
AAA SoCal	$2132	$363
Allstate	$2192	$365
State Farm	$2319	$395
Farmers	$3210	$535
AAA	$416	$70
Kemper	$526	$90
National General	$561	$93
State National	$645	$110

Car Insurance Price Trends in View Park-Windsor Hills, California

Car insurance rates in View Park-Windsor Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the View Park-Windsor Hills rose by $275 in December compared to $272 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the View Park-Windsor Hills rose to $77 in December, compared to $74 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in View Park-Windsor Hills?

The car insurance in View Park-Windsor Hills is $37 per month, which is lower than the national average.

What is the cheapest car insurance in View Park-Windsor Hills?

The cheapest car insurance in View Park-Windsor Hills is $154 per month for full coverage.

How much is car insurance in View Park-Windsor Hills for teenagers?

Car insurance for teenagers costs $332 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in View Park-Windsor Hills?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $243 per month to insure your car in View Park-Windsor Hills.

Is car insurance expensive in View Park-Windsor Hills?

Car insurance can be expensive in View Park-Windsor Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in View Park-Windsor Hills can be affordable.

Cheapest Car Insurance Quotes in View Park-Windsor Hills

Why you can trust Way?

How Much Is Car Insurance in View Park-Windsor Hills

Avg. Car Insurance in View Park-Windsor Hills

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in View Park-Windsor Hills

1st place: CSAA

2nd place: USAA

3rd place: Mercury

View Park-Windsor Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in View Park-Windsor Hills, CA

Way's key takeaways about car insurance in View Park-Windsor Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in View Park-Windsor Hills

Cheapest Liability Coverage in View Park-Windsor Hills, CA

Cheapest Full Coverage Car Insurance in View Park-Windsor Hills

Cheapest Full Coverage Car Insurance Quotes in View Park-Windsor Hills, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in View Park-Windsor Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in View Park-Windsor Hills, CA increasing?

Car Insurance Premiums by Age in View Park-Windsor Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in View Park-Windsor Hills,CA

If you are in your twenties Wawanesa is the best choice for car insurance in View Park-Windsor Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in View Park-Windsor Hills

Cheapest Car Insurance Companies after an At-Fault Accident in View Park-Windsor Hills

View Park-Windsor Hills Car Insurance Rates by Violation

View Park-Windsor Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in View Park-Windsor Hills after a DUI

View Park-Windsor Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in View Park-Windsor Hills after Speeding ticket

Car Insurance Price Trends in View Park-Windsor Hills, California

Average Car Insurance Cost in View Park-Windsor Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near View Park-Windsor Hills, CA

Car Insurance Rates by State in the USA (2025 Update)

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