Cheapest Car Insurance Quotes in Round Valley

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Round Valley Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Round Valley

The car insurance rate in Round Valley is $1008 for a six-month policy, which is $237 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $520, making it a popular choice for budget-conscious drivers. Rates in Round Valley can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Round Valley

$1008

Avg. Car Insurance in California

$1245

National Average

$1278

Cheapest Car Insurance Companies in Round Valley

1st place: CSAA

At $520 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $833 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $846 for six months, making it the third cheapest auto insurance company in Round Valley.

Round Valley Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Round Valley, CA is CSAA, offering policies at just $520 for a six-month term. This is followed by Mercury, which has an average six-month premium of $833.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1111 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Round Valley drivers find the best deals.

Cheap Car Insurance Companies in Round Valley, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$520	$87
Mercury	$833	$140
AAA NorCal	$846	$144
Progressive	$846	$143
Wawanesa	$885	$149
USAA	$900	$151
Auto Club	$923	$157
Allstate	$1030	$173
AAA SoCal	$1087	$185
Kemper	$1150	$192
State Farm	$1232	$207
Travelers	$1376	$229
Farmers	$1381	$235
AAA	$1111	$185

Key Takeaways

Way's key takeaways about car insurance in Round Valley

The auto insurance costs in Round Valley fall around $520 for six months.
The cheapest auto insurance company in Round Valley is CSAA.
Teen drivers pay the highest rate in Round Valley at $488 per month.

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Cheapest Minimum Liability Car Insurance in Round Valley

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Round Valley are given below.

CSAA provides the cheapest minimum car insurance coverage in Round Valley. Their Average 6 Month Premium is $125. Travelers is the most expensive at $529 for the same period.

Cheapest Liability Coverage in Round Valley, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$125	$21
AAA NorCal	$207	$35
USAA	$236	$40
Progressive	$279	$47
Auto Club	$284	$47
Wawanesa	$298	$50
AAA	$342	$57
AAA SoCal	$347	$59
Mercury	$347	$58
State Farm	$380	$64
Allstate	$438	$74
Farmers	$471	$80
Travelers	$529	$88

Cheapest Full Coverage Car Insurance in Round Valley

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Round Valley is CSAA at $87 per month and $520 for six months.

Cheapest Full Coverage Car Insurance Quotes in Round Valley, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$520	$87
Mercury	$833	$140
AAA NorCal	$846	$144
Progressive	$846	$143
Wawanesa	$885	$149
USAA	$900	$151
Auto Club	$923	$157
Allstate	$1030	$173
AAA SoCal	$1087	$185
Kemper	$1150	$192
State Farm	$1232	$207
Travelers	$1376	$229
Farmers	$1381	$235
AAA	$1111	$185

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Average Car Insurance in Round Valley by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Round Valley, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Round Valley, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Round Valley's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Round Valley

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$486
30s	Wawanesa	$392
40s	Wawanesa	$392
50s	Wawanesa	$392
60s	Wawanesa	$392
70s	Wawanesa	$384

Cheapest Car Insurance Rates for Teen Drivers in Round Valley,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Round Valley at $58 per month. At $2930 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$337	$58
Capital Insurance Group	$424	$70
USAA	$1102	$185
Wawanesa	$1126	$188
Progressive	$1290	$217
Mercury	$1337	$225
CSAA	$1419	$239
Auto Club	$2083	$347
State Farm	$2126	$358
Allstate	$2473	$416
AAA SoCal	$2617	$445
AAA NorCal	$2651	$441
Travelers	$2752	$468
Farmers	$2930	$488

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Round Valley.

As young drivers face the highest rates in Round Valley, Wawanesa offers the cheapest auto insurance rates at $486 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

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Save up to $971/yr on car insurance rates in Round Valley.

Car Insurance Rates with An Accident in Round Valley

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Round Valley, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Round Valley

The cheapest car insurance companies after an at-fault accident in Round Valley include AAA and Capital Insurance Group, offering $303 and $442, respectively. Allstate is an expensive provider with an average six-month premium of $2795.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$303	$50
Capital Insurance Group	$442	$75
CSAA	$592	$100
USAA	$972	$164
Mercury	$1064	$179
Progressive	$1111	$187
Wawanesa	$1251	$208
Auto Club	$1386	$236
Farmers	$1516	$255
AAA NorCal	$1718	$292
AAA SoCal	$1862	$310
State Farm	$2199	$370
Travelers	$2651	$441
Allstate	$2795	$471

Round Valley Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Round Valley CA. For example, the car insurance in Round Valley after a DUI increases to $1410 for a six month policy. While the rate increases by $371 for a six-month policy in the case of a speeding ticket.

Round Valley auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$880	$147
Not-at-fault accident	$880	$150
One comp claim	$880	$147
One Med/PIP claim	$880	$150
Two comp claims	$880	$147
Two Med/PIP claims	$880	$150
At-fault accident - less than $1000	$900	$150
Failure to show documents	$1160	$197
Driving with expired registration	$1183	$198
Driving without lights	$1183	$201
Failure to wear a seat belt	$1188	$198
Child safety restraint	$1198	$203
Speeding 11 - 15 MPH over limit	$1246	$207
Speeding 16 - 20 MPH over limit	$1246	$212
Driving too slowly	$1251	$208
Failure to stop at a red light	$1251	$213
Failure to yield	$1251	$208
Following too closely	$1251	$213
Illegal turn	$1251	$208
In 65 MPH zone	$1251	$213
Speeding 21 - 25 MPH over limit	$1251	$208
Speeding 6 - 10 MPH over limit	$1251	$213
Speeding in school zone	$1251	$208
Improper passing	$1256	$214
Cell phone violation	$1260	$210
Texting while driving	$1260	$215
Passing school bus	$1275	$212
Wrong way/wrong lane	$1491	$254
Operating a vehicle without permission	$1525	$254
At-fault accident - $1000-$2000	$1535	$261
At-fault accident - greater than $2000	$1535	$256
Open container	$1540	$262
Driving with a suspended license	$1785	$297
Reckless driving	$2175	$370
Racing	$2199	$366
Leaving scene of an accident/hit and run	$2208	$376
DUI	$2290	$382
Refusal to submit to a chemical test	$2290	$390

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Round Valley after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Round Valley.

The cheapest car insurance premiums in Round Valley are offered by Capital Insurance Group at $659 for a six-month policy. However, it can be as expensive as $606 with companies like AAA.

Round Valley car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$659	$110
Mercury	$943	$159
Progressive	$1251	$211
Wawanesa	$1409	$240
Farmers	$1583	$266
CSAA	$1684	$284
USAA	$1737	$292
Travelers	$1972	$332
Auto Club	$2786	$464
AAA NorCal	$3046	$518
AAA SoCal	$3416	$569
State Farm	$4335	$730
Allstate	$4417	$744
AAA	$606	$103

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Round Valley are offered by CSAA at $77. However, it can be as expensive as $2117 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Round Valley after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$77	$13
Capital Insurance Group	$424	$72
Mercury	$910	$153
USAA	$928	$158
Progressive	$933	$157
AAA NorCal	$1073	$182
AAA SoCal	$1486	$248
Allstate	$1886	$321
Farmers	$1963	$327
State Farm	$2098	$356
Travelers	$2117	$353

Car Insurance Price Trends in Round Valley, California

Car insurance rates in Round Valley have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Round Valley rose by $172 in January compared to $156 of December. In other words, there has been an increase by $16 when you compare January and December.

The average cost of liability insurance in the Round Valley rose to $49 in January, compared to $45 in December. This represents an increase of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Round Valley?

The car insurance in Round Valley is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Round Valley?

The cheapest car insurance in Round Valley is $87 per month for full coverage.

How much is car insurance in Round Valley for teenagers?

Car insurance for teenagers costs $337 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Round Valley?

The average cost of car insurance is $1245 for a six-month policy. It will cost around $169 per month to insure your car in Round Valley.

Is car insurance expensive in Round Valley?

Car insurance can be expensive in Round Valley if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Round Valley can be affordable.

Cheapest Car Insurance Quotes in Round Valley

Why you can trust Way?

How Much Is Car Insurance in Round Valley

Avg. Car Insurance in Round Valley

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Round Valley

1st place: CSAA

2nd place: Mercury

3rd place: AAA NorCal

Round Valley Car Insurance Rates by Company

Cheap Car Insurance Companies in Round Valley, CA

Way's key takeaways about car insurance in Round Valley

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Round Valley

Cheapest Liability Coverage in Round Valley, CA

Cheapest Full Coverage Car Insurance in Round Valley

Cheapest Full Coverage Car Insurance Quotes in Round Valley, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Round Valley by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Round Valley, CA increasing?

Car Insurance Premiums by Age in Round Valley

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Round Valley,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Round Valley.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Round Valley

Cheapest Car Insurance Companies after an At-Fault Accident in Round Valley

Round Valley Car Insurance Rates by Violation

Round Valley auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Round Valley after a DUI

Round Valley car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Round Valley after Speeding ticket

Car Insurance Price Trends in Round Valley, California

Average Car Insurance Cost in Round Valley by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Round Valley, CA

Car Insurance Rates by State in the USA (2025 Update)

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