Cheapest Car Insurance Quotes in Agoura Hills

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Agoura Hills Car Insurance

^$ 31

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Agoura Hills

The car insurance rate in Agoura Hills is $1506 for a six-month policy, which is $261 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $777, making it a popular choice for budget-conscious drivers. Rates in Agoura Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Agoura Hills

$1506

Avg. Car Insurance in California

$1245

National Average

$1278

Cheapest Car Insurance Companies in Agoura Hills

1st place: CSAA

At $777 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1244 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1264 for six months, making it the third cheapest auto insurance company in Agoura Hills.

Agoura Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Agoura Hills, CA is CSAA, offering policies at just $777 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1244.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1660 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Agoura Hills drivers find the best deals.

Cheap Car Insurance Companies in Agoura Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$777	$131
Mercury	$1244	$209
AAA NorCal	$1264	$215
Progressive	$1264	$213
Wawanesa	$1323	$223
USAA	$1344	$226
Auto Club	$1379	$235
Allstate	$1538	$259
AAA SoCal	$1624	$276
Kemper	$1718	$287
State Farm	$1840	$310
Travelers	$2056	$342
Farmers	$2063	$351
AAA	$1660	$277

Key Takeaways

Way's key takeaways about car insurance in Agoura Hills

The auto insurance costs in Agoura Hills fall around $777 for six months.
The cheapest auto insurance company in Agoura Hills is CSAA.
Teen drivers pay the highest rate in Agoura Hills at $730 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Agoura Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Agoura Hills are given below.

CSAA provides the cheapest minimum car insurance coverage in Agoura Hills. Their Average 6 Month Premium is $186. Travelers is the most expensive at $790 for the same period.

Cheapest Liability Coverage in Agoura Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$186	$31
AAA NorCal	$309	$52
USAA	$352	$59
Progressive	$417	$70
Auto Club	$424	$70
Wawanesa	$445	$75
AAA	$511	$85
AAA SoCal	$518	$88
Mercury	$518	$87
State Farm	$567	$96
Allstate	$655	$110
Farmers	$704	$120
Travelers	$790	$132

Cheapest Full Coverage Car Insurance in Agoura Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Agoura Hills is CSAA at $131 per month and $777 for six months.

Cheapest Full Coverage Car Insurance Quotes in Agoura Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$777	$131
Mercury	$1244	$209
AAA NorCal	$1264	$215
Progressive	$1264	$213
Wawanesa	$1323	$223
USAA	$1344	$226
Auto Club	$1379	$235
Allstate	$1538	$259
AAA SoCal	$1624	$276
Kemper	$1718	$287
State Farm	$1840	$310
Travelers	$2056	$342
Farmers	$2063	$351
AAA	$1660	$277

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Average Car Insurance in Agoura Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Agoura Hills, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Agoura Hills, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Agoura Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Agoura Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$726
30s	Wawanesa	$586
40s	Wawanesa	$586
50s	Wawanesa	$586
60s	Wawanesa	$586
70s	Wawanesa	$574

Cheapest Car Insurance Rates for Teen Drivers in Agoura Hills,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Agoura Hills at $86 per month. At $4377 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$503	$86
Capital Insurance Group	$633	$105
USAA	$1646	$277
Wawanesa	$1682	$281
Progressive	$1926	$324
Mercury	$1998	$336
CSAA	$2120	$357
Auto Club	$3112	$519
State Farm	$3176	$535
Allstate	$3694	$622
AAA SoCal	$3910	$664
AAA NorCal	$3960	$659
Travelers	$4112	$699
Farmers	$4377	$730

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Agoura Hills.

As young drivers face the highest rates in Agoura Hills, Wawanesa offers the cheapest auto insurance rates at $726 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

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Save up to $971/yr on car insurance rates in Agoura Hills.

Car Insurance Rates with An Accident in Agoura Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Agoura Hills, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Agoura Hills

The cheapest car insurance companies after an at-fault accident in Agoura Hills include AAA and Capital Insurance Group, offering $453 and $661, respectively. Allstate is an expensive provider with an average six-month premium of $4176.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$453	$75
Capital Insurance Group	$661	$113
CSAA	$885	$149
USAA	$1452	$244
Mercury	$1589	$267
Progressive	$1660	$280
Wawanesa	$1868	$311
Auto Club	$2070	$352
Farmers	$2264	$381
AAA NorCal	$2566	$437
AAA SoCal	$2782	$463
State Farm	$3285	$553
Travelers	$3960	$659
Allstate	$4176	$703

Agoura Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Agoura Hills CA. For example, the car insurance in Agoura Hills after a DUI increases to $2106 for a six month policy. While the rate increases by $553 for a six-month policy in the case of a speeding ticket.

Agoura Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1315	$219
Not-at-fault accident	$1315	$224
One comp claim	$1315	$219
One Med/PIP claim	$1315	$224
Two comp claims	$1315	$219
Two Med/PIP claims	$1315	$224
At-fault accident - less than $1000	$1344	$224
Failure to show documents	$1733	$294
Driving with expired registration	$1768	$295
Driving without lights	$1768	$300
Failure to wear a seat belt	$1775	$296
Child safety restraint	$1790	$304
Speeding 11 - 15 MPH over limit	$1861	$310
Speeding 16 - 20 MPH over limit	$1861	$317
Driving too slowly	$1868	$311
Failure to stop at a red light	$1868	$318
Failure to yield	$1868	$311
Following too closely	$1868	$318
Illegal turn	$1868	$311
In 65 MPH zone	$1868	$318
Speeding 21 - 25 MPH over limit	$1868	$311
Speeding 6 - 10 MPH over limit	$1868	$318
Speeding in school zone	$1868	$311
Improper passing	$1876	$319
Cell phone violation	$1883	$313
Texting while driving	$1883	$321
Passing school bus	$1905	$317
Wrong way/wrong lane	$2228	$379
Operating a vehicle without permission	$2278	$380
At-fault accident - $1000-$2000	$2293	$390
At-fault accident - greater than $2000	$2293	$382
Open container	$2300	$391
Driving with a suspended license	$2667	$444
Reckless driving	$3249	$553
Racing	$3285	$547
Leaving scene of an accident/hit and run	$3298	$561
DUI	$3421	$570
Refusal to submit to a chemical test	$3421	$582

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Agoura Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Agoura Hills.

The cheapest car insurance premiums in Agoura Hills are offered by Capital Insurance Group at $985 for a six-month policy. However, it can be as expensive as $905 with companies like AAA.

Agoura Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$985	$165
Mercury	$1408	$237
Progressive	$1868	$315
Wawanesa	$2105	$358
Farmers	$2364	$398
CSAA	$2516	$424
USAA	$2594	$437
Travelers	$2946	$496
Auto Club	$4161	$693
AAA NorCal	$4550	$773
AAA SoCal	$5103	$851
State Farm	$6476	$1090
Allstate	$6598	$1111
AAA	$905	$154

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Agoura Hills are offered by CSAA at $115. However, it can be as expensive as $3163 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Agoura Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$115	$19
Capital Insurance Group	$633	$108
Mercury	$1359	$229
USAA	$1387	$236
Progressive	$1394	$235
AAA NorCal	$1603	$272
AAA SoCal	$2220	$370
Allstate	$2817	$479
Farmers	$2933	$489
State Farm	$3134	$532
Travelers	$3163	$528

Car Insurance Price Trends in Agoura Hills, California

Car insurance rates in Agoura Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Agoura Hills rose by $257 in January compared to $232 of December. In other words, there has been an increase by $25 when you compare January and December.

The average cost of liability insurance in the Agoura Hills rose to $74 in January, compared to $67 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Agoura Hills?

The car insurance in Agoura Hills is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Agoura Hills?

The cheapest car insurance in Agoura Hills is $131 per month for full coverage.

How much is car insurance in Agoura Hills for teenagers?

Car insurance for teenagers costs $503 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Agoura Hills?

The average cost of car insurance is $1245 for a six-month policy. It will cost around $253 per month to insure your car in Agoura Hills.

Is car insurance expensive in Agoura Hills?

Car insurance can be expensive in Agoura Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Agoura Hills can be affordable.

Cheapest Car Insurance Quotes in Agoura Hills

Why you can trust Way?

How Much Is Car Insurance in Agoura Hills

Avg. Car Insurance in Agoura Hills

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Agoura Hills

1st place: CSAA

2nd place: Mercury

3rd place: AAA NorCal

Agoura Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in Agoura Hills, CA

Way's key takeaways about car insurance in Agoura Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Agoura Hills

Cheapest Liability Coverage in Agoura Hills, CA

Cheapest Full Coverage Car Insurance in Agoura Hills

Cheapest Full Coverage Car Insurance Quotes in Agoura Hills, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Agoura Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Agoura Hills, CA increasing?

Car Insurance Premiums by Age in Agoura Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Agoura Hills,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Agoura Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Agoura Hills

Cheapest Car Insurance Companies after an At-Fault Accident in Agoura Hills

Agoura Hills Car Insurance Rates by Violation

Agoura Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Agoura Hills after a DUI

Agoura Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Agoura Hills after Speeding ticket

Car Insurance Price Trends in Agoura Hills, California

Average Car Insurance Cost in Agoura Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Agoura Hills, CA

Car Insurance Rates by State in the USA (2025 Update)

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