Cheapest Car Insurance Quotes in Cambrian Park

Finding the cheapest car insurance quotes in Cambrian Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
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Cambrian Park Car Insurance

^$ 24

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Cambrian Park

The car insurance rate in Cambrian Park is $930 for a six-month policy, which is $81 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $591, making it a popular choice for budget-conscious drivers. Rates in Cambrian Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Cambrian Park

$930

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in Cambrian Park

1st place: CSAA

At $591 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $749 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $792 for six months, making it the third cheapest auto insurance company in Cambrian Park.

Cambrian Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Cambrian Park, CA is CSAA, offering policies at just $591 for a six-month term. This is followed by USAA, which has an average six-month premium of $749.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $710 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Cambrian Park drivers find the best deals.

Cheap Car Insurance Companies in Cambrian Park, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$591	$99
USAA	$749	$126
Mercury	$792	$133
AAA SoCal	$868	$148
Progressive	$913	$154
Allstate	$1000	$168
Wawanesa	$1006	$169
AAA NorCal	$1017	$173
Auto Club	$1049	$175
State Farm	$1110	$187
AAA	$1262	$211
Kemper	$1306	$222
Farmers	$1459	$243
Capital Insurance Group	$650	$109
National General	$661	$112
State National	$673	$112
Hartford	$710	$121

Key Takeaways

Way's key takeaways about car insurance in Cambrian Park

The auto insurance costs in Cambrian Park fall around $591 for six months.
The cheapest auto insurance company in Cambrian Park is CSAA.
Teen drivers pay the highest rate in Cambrian Park at $62 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Cambrian Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Cambrian Park are given below.

CSAA provides the cheapest minimum car insurance coverage in Cambrian Park. Their Average 6 Month Premium is $142. 21st Century is the most expensive at $372 for the same period.

Cheapest Liability Coverage in Cambrian Park, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$142	$24
AAA	$251	$42
USAA	$262	$44
AAA NorCal	$273	$46
AAA SoCal	$312	$53
Progressive	$317	$53
Auto Club	$322	$55
State Farm	$333	$56
Wawanesa	$339	$57
Mercury	$361	$61
Allstate	$388	$65
Farmers	$465	$77
Kemper	$257	$43
Capital Insurance Group	$279	$48
State National	$295	$51
National General	$366	$61
21st Century	$372	$63

Cheapest Full Coverage Car Insurance in Cambrian Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Cambrian Park is CSAA at $99 per month and $591 for six months.

Cheapest Full Coverage Car Insurance Quotes in Cambrian Park, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$591	$99
USAA	$749	$126
Mercury	$792	$133
AAA SoCal	$868	$148
Progressive	$913	$154
Allstate	$1000	$168
Wawanesa	$1006	$169
AAA NorCal	$1017	$173
Auto Club	$1049	$175
State Farm	$1110	$187
AAA	$1262	$211
Kemper	$1306	$222
Farmers	$1459	$243
Capital Insurance Group	$650	$109
National General	$661	$112
State National	$673	$112
Hartford	$710	$121

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Average Car Insurance in Cambrian Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Cambrian Park, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Cambrian Park, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Cambrian Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Cambrian Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$538
30s	Wawanesa	$434
40s	Wawanesa	$434
50s	Wawanesa	$434
60s	Wawanesa	$434
70s	Wawanesa	$425

Cheapest Car Insurance Rates for Teen Drivers in Cambrian Park,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Cambrian Park at $36 per month. At $361 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$213	$36
Capital Insurance Group	$481	$80
USAA	$1147	$193
Mercury	$1164	$196
Wawanesa	$1279	$217
Progressive	$1339	$225
CSAA	$1612	$271
State Farm	$1913	$322
AAA SoCal	$2071	$352
Allstate	$2219	$374
Auto Club	$2366	$402
AAA NorCal	$3153	$525
Farmers	$3219	$547
State National	$344	$57
Marcury	$361	$62

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Cambrian Park.

As young drivers face the highest rates in Cambrian Park, Wawanesa offers the cheapest auto insurance rates at $538 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Cambrian Park.

Car Insurance Rates with An Accident in Cambrian Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Cambrian Park, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Cambrian Park

The cheapest car insurance companies after an at-fault accident in Cambrian Park include AAA and Capital Insurance Group, offering $350 and $502, respectively. 21st Century is an expensive provider with an average six-month premium of $628.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$350	$59
Capital Insurance Group	$502	$86
CSAA	$673	$113
USAA	$1006	$169
Progressive	$1164	$196
Mercury	$1235	$210
Wawanesa	$1420	$236
AAA SoCal	$1492	$254
Auto Club	$1574	$262
Farmers	$1617	$272
State Farm	$1924	$324
AAA NorCal	$2060	$351
Allstate	$2476	$417
State National	$415	$69
Hartford	$481	$82
National General	$552	$92
Nationwide	$595	$101
21st Century	$628	$105

Cambrian Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Cambrian Park CA. For example, the car insurance in Cambrian Park after a DUI increases to $1601 for a six month policy. While the rate increases by $420 for a six-month policy in the case of a speeding ticket.

Cambrian Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1000	$167
Not-at-fault accident	$1000	$170
One comp claim	$1000	$167
One Med/PIP claim	$1000	$170
Two comp claims	$1000	$167
Two Med/PIP claims	$1000	$170
At-fault accident - less than $1000	$1022	$170
Failure to show documents	$1317	$224
Driving with expired registration	$1344	$224
Driving without lights	$1344	$228
Failure to wear a seat belt	$1350	$225
Child safety restraint	$1361	$231
Speeding 11 - 15 MPH over limit	$1415	$236
Speeding 16 - 20 MPH over limit	$1415	$241
Driving too slowly	$1420	$236
Failure to stop at a red light	$1420	$242
Failure to yield	$1420	$236
Following too closely	$1420	$242
Illegal turn	$1420	$236
In 65 MPH zone	$1420	$242
Speeding 21 - 25 MPH over limit	$1420	$236
Speeding 6 - 10 MPH over limit	$1420	$242
Speeding in school zone	$1420	$236
Improper passing	$1426	$243
Cell phone violation	$1432	$238
Texting while driving	$1432	$244
Passing school bus	$1448	$241
Wrong way/wrong lane	$1694	$288
Operating a vehicle without permission	$1732	$289
At-fault accident - $1000-$2000	$1743	$296
At-fault accident - greater than $2000	$1743	$291
Open container	$1749	$297
Driving with a suspended license	$2028	$338
Reckless driving	$2470	$420
Racing	$2498	$416
Leaving scene of an accident/hit and run	$2508	$427
DUI	$2601	$433
Refusal to submit to a chemical test	$2601	$443

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Cambrian Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Cambrian Park.

The cheapest car insurance premiums in Cambrian Park are offered by AAA at $688 for a six-month policy. However, it can be as expensive as $580 with companies like Kemper.

Cambrian Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$688	$117
Capital Insurance Group	$749	$125
Mercury	$891	$150
Progressive	$1317	$222
Wawanesa	$1601	$272
Farmers	$1699	$286
USAA	$1809	$305
CSAA	$1913	$322
AAA SoCal	$2766	$470
Auto Club	$3164	$527
AAA NorCal	$3645	$620
State Farm	$3891	$655
Allstate	$4006	$674
Travelers	$771	$129
National General	$361	$60
Kemper	$580	$97

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Cambrian Park are offered by CSAA at $87. However, it can be as expensive as $415 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in Cambrian Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$87	$15
Capital Insurance Group	$481	$80
Mercury	$820	$138
USAA	$858	$143
Progressive	$924	$155
AAA NorCal	$1279	$213
AAA SoCal	$1372	$234
Allstate	$1410	$235
State Farm	$1492	$254
Farmers	$2065	$344
AAA	$268	$45
Kemper	$339	$58
National General	$361	$60
State National	$415	$71

Car Insurance Price Trends in Cambrian Park, California

Car insurance rates in Cambrian Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Cambrian Park rose by $177 in December compared to $175 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Cambrian Park rose to $50 in December, compared to $48 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Cambrian Park?

The car insurance in Cambrian Park is $24 per month, which is lower than the national average.

What is the cheapest car insurance in Cambrian Park?

The cheapest car insurance in Cambrian Park is $99 per month for full coverage.

How much is car insurance in Cambrian Park for teenagers?

Car insurance for teenagers costs $213 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Cambrian Park?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $156 per month to insure your car in Cambrian Park.

Is car insurance expensive in Cambrian Park?

Car insurance can be expensive in Cambrian Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Cambrian Park can be affordable.

Cheapest Car Insurance Quotes in Cambrian Park

Why you can trust Way?

How Much Is Car Insurance in Cambrian Park

Avg. Car Insurance in Cambrian Park

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Cambrian Park

1st place: CSAA

2nd place: USAA

3rd place: Mercury

Cambrian Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Cambrian Park, CA

Way's key takeaways about car insurance in Cambrian Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Cambrian Park

Cheapest Liability Coverage in Cambrian Park, CA

Cheapest Full Coverage Car Insurance in Cambrian Park

Cheapest Full Coverage Car Insurance Quotes in Cambrian Park, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Cambrian Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Cambrian Park, CA increasing?

Car Insurance Premiums by Age in Cambrian Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Cambrian Park,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Cambrian Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Cambrian Park

Cheapest Car Insurance Companies after an At-Fault Accident in Cambrian Park

Cambrian Park Car Insurance Rates by Violation

Cambrian Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Cambrian Park after a DUI

Cambrian Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Cambrian Park after Speeding ticket

Car Insurance Price Trends in Cambrian Park, California

Average Car Insurance Cost in Cambrian Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Cambrian Park, CA

Car Insurance Rates by State in the USA (2025 Update)

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