Car Insurance for Glendale, California - May 2023

Introduction

Glendale was included in a survey of the 200 cities with the safest drivers in the country, but for the wrong reasons. At #196, the city of California sits at the bottom of the list. Because it is so close to Los Angeles, its roadways and main freeway (the 134) are frequently congested.

In Glendale, full coverage car insurance costs approximately three times as much as in the United States. Because the lender or dealer demands it, drivers who lease or loan their car may have no alternative but to acquire a liability, collision, and comprehensive insurance package.

When you know how (and where) to obtain the best car insurance in Glendale, though, you can find reduced prices.

How much does car insurance cost in Glendale?

In Glendale, car insurance costs an average of $2766 per year. This is more expensive than the California average ($1470) and the national average of $1557. According to our guide, the average rates for Glendale auto insurance are based on age, driving history, and marital status.

Continue reading to find out more!

Glendale Rates vs California vs National Average

Glendale Auto Insurance Premiums By Company

The differences in car insurance costs between companies can be significant, so it's critical to check quotes completely and choose your insurer prudently.

The best car insurance companies for affordable car insurance in Glendale are listed here but don't forget to get personalized car insurance rates based on your driving history.

Glendale Auto Insurance Premiums By Age Group

Drivers in their 60s pay the lowest auto insurance rates in Glendale, with an average annual premium of $2484 per year. Celebrating your 20th birthday is one of the most efficient strategies to earn lower auto insurance premiums as a driver in Glendale.

Glendale Auto Insurance Premiums By Marital Status

In Glendale, married drivers pay $119 less for car insurance than unmarried drivers. In most places, married drivers pay lower rates than single drivers because they make fewer insurance claims, according to research.

Rates for widowed people are likewise significantly lower than for single people. Single drivers in Glendale pay more than widowed drivers, which is surprising.

Glendale Auto Insurance Premiums By Gender

Another element that influences auto insurance rates is gender. Female drivers in Glendale pay more for auto insurance than male drivers: $4 more per year, to be exact.

Glendale Auto Insurance Premiums By Driving Record

One of the most practical methods to keep your car insurance prices low is to preserve a clean driving record. Unfortunately, car insurance prices rise due to at-fault collisions, DWIs, reckless driving fines, and speeding tickets. Conversely, low-risk drivers are rewarded by insurance companies with lower rates.

Reckless driving and DUI are two of the most expensive driving offenses in terms of the insurance. Compared to the citywide average, a reckless driving ticket in Glendale results in a $4632 yearly increase in insurance rates. A DUI conviction leads to a $4491 premium rise, whereas a speeding citation results in an $1140 rate increase.

Glendale Auto Insurance Premiums By Zip Code

Every car insurance company assigns a separate rating to each zip code. If you reside in a high-crime region, you should keep your car in a secure garage.

You should be able to save some money as a result of this. The best constructions are those that are covered and gated. Make sure to inform your insurance agent about your preparations.

What would increase your Car Insurance Rate in Glendale?

Glendale motorists pay the highest average car insurance rates in California. Glendale drivers pay up to 60% more than drivers in most other cities. Insurance firms charge more because there are more crashes resulting in physical injury and more uninsured drivers in Glendale.

Accidents Statistics in Glendale

Glendale is a city with a lot of appealing features. Despite Glendale's many appealing features, many residents consider the city's transportation system inadequate.

For the past 12 years, Glendale has continuously ranked as one of the most dangerous driving locations. Some Glendale residents have even labeled driving in the city as dangerous to one's health.

Be Prepared for Driving in Glendale

Driving in Glendale might be thrilling, but it can also be nerve-wracking.

You are statistically significantly more likely to be involved in a collision.

This is concerning. You do, however, can become a more cautious and safe driver.

Here are ten safety suggestions to help you keep safe:

Early Departure:

While some people speed for the thrill, the majority speed because they haven't given themselves enough time to get where they're going.

You may eliminate your principal excuse for speeding by providing yourself a buffer of simply a few minutes.

Make sure you're seated properly:

You must ensure that your seat is properly adjusted so that you can easily operate the pedals. You shouldn't have your knees in the dashboard, but you shouldn't have to stretch your leg too much to reach the pedals.

If you share a car with another person, make it a habit to check the seat's position every time you get in the driver's seat.

Seatbelts must be worn:

It's astounding how many injuries and deaths may be avoided by wearing a seatbelt. Wearing your seatbelt is one of the simplest safety precautions you can follow whenever you get into a car, even if it is uncomfortable and easy to forget.

You are accountable for the passengers that enter your car as a driver. As a result, in buckling your seatbelt, ensure that every passenger in your car does as well.

Don't let your emotions get in the way of your driving:

It's easy to let your emotions drive you driving when you're in the driver's seat of a car. If you're angry, you mustn't act rashly due to your feelings.

If you're feeling great, that doesn't imply you should go faster just because it feels good. You don't have a pass to drive slowly in the left lane because you're unhappy.

Defensive driving:

It is critical to drive cautiously and deliberately on the road, always aware of other cars. 9Consider all of the possibilities of what they could accomplish in addition to merely being aware.

Please do not take it for granted that they will always do the right thing or go where you think they should. For example, if the car in front of you swerves, you'll be more prepared to respond if you've already evaluated the scenario.

Maintain a safe distance:

Tailgating is one of the most dangerous driving behaviors. Therefore avoid it at all costs. The greater the speed of the car, the greater the distance between you and the car in front of you. A decent rule of thumb is to keep three seconds between yourself and the car before you, especially if you're driving rapidly.

Use turn signals ahead of time:

Turn signals are one of the most important ways for drivers to communicate with one another. Therefore, you should activate them when using your turn signals just as you begin to slow down to turn.

Even if they're tailgating you, this will give the car behind you time to understand what they're seeing and slow down with you. While it is not your fault if you are rear-ended, it is still preferable to offer adequate notice and avoid accidents.

Avoid Texting and Calling:

Driving a car necessitates your undivided concentration. Therefore reading or typing texts while driving is not an option. While you might be able to keep an eye on the road, maintain your speed and direction, and type a message simultaneously, you won't be able to keep track of the cars surrounding you.

When you aren't paying complete attention to the road, your peripheral vision and awareness become obsolete. If you need to contact someone right away, pull over and give them a call or send them a text.

Multitasking should be avoided:

It's not unusual to see someone driving down the road while eating a sloppy dinner or applying cosmetics. While it may be tempting to save time by accomplishing other driving duties, this is not a safe practice.

Every motorist, especially rookie drivers, should focus their full attention on the road.

Use music with discretion:

A sound system is found in almost every car. Most drivers take advantage of this by listening to the radio or playing their music while driving, which is wonderful to keep your mind engaged.

On the other hand, music can be a huge distraction, especially for rookie drivers. So keep the music level down when you're in the driver's seat.

You could lose attention or prevent yourself from hearing the cars around you if you turn up the radio too loudly.

Get Insured:

Younger drivers are more likely to be involved in automobile accidents, even if they exercise caution and follow safe driving practices. You must have the proper insurance plan to address any concerns that may emerge.

Let us assist you in determining the best strategy for your family. Go to the top of the page and click on our banner to get started. Our team is ready to assist you in finding the right coverage for you.

Car Insurance Companies in Glendale

Certain car insurance companies will provide you with better rates than others based on various characteristics, so you may get a better bargain from one insurer over another for numerous reasons, which is why it's critical to shop around.

According to our research, Kemper Auto Premier provides the cheapest auto insurance in Glendale, costing roughly $1656 per year. Direct Auto, with an average cost of $1692 per year, and Unitrin, with an average cost of $2520 per year, are two other providers to consider if you live in Glendale.

Below is a complete list of car insurance companies: