Cheapest Car Insurance Quotes in Arcadia

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  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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Arcadia Car Insurance
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Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Cost of Car Insurance in Arcadia

The car insurance rate in the Arcadia is , which is state average. offers the cheapest insurance rates in the city at for a six-month policy.

Avg. Car Insurance in Arcadia

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Arcadia

1st place:

At for a six month policy, offers the cheapest auto insurance rates in the city. 

2nd place:

offers auto insurance rates at for a six-month policy, making it one of the cheapest to insure with. 

3rd place:

offers auto insurance rates at for six months, making it the third cheapest auto insurance company in Arcadia.

Arcadia Car Insurance Rates by Company

Based on our research, the cheapest car insurance companies in Arcadia CA include , offering for a six-month policy. This is followed by , with an average six-month premium of . is the most expensive, at .

Cheap Car Insurance Companies in Arcadia, CA

Key Takeaways

Way's key takeaways about car insurance in Arcadia

  • The auto insurance costs in Arcadia fall around for six months. 
  • The cheapest auto insurance company in Arcadia is .
  • Teen drivers pay the highest rate in Arcadia at per month.

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Cheapest Minimum Liability Car Insurance in Arcadia

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Arcadia are given below. 

provides the cheapest minimum car insurance coverage in Arcadia. Their Average 6 Month Premium is . is the most expensive at for the same period. 

Cheapest Liability Coverage in Arcadia, CA

Cheapest Full Coverage Car Insurance in Arcadia

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Arcadia is at per month and for six months. 

Cheapest Full Coverage Car Insurance Quotes in Arcadia, CA

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Average Car Insurance in Arcadia by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Arcadia, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Arcadia, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Arcadia's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Arcadia

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Arcadia,CA

If you are planning to get a car insurance policy for your teenage dependent, provides the cheapest car insurance in the Arcadia at per month. At for a six-month premium, offers the most expensive rate for teen drivers.

Teen Car Insurance Rates in CA by Age

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Way Tip

If you are in your twenties is the best choice for car insurance in Arcadia.

As young drivers face the highest rates in Arcadia, offers the cheapest auto insurance rates at for six months.

Car Insurance Rates by Credit Score

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Arcadia, is the cheapest car insurance provider. At for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Arcadia is , offering rates of around for six months. 

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Car Insurance Rates with An Accident in Arcadia

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Arcadia, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Arcadia

The cheapest car insurance companies after an at-fault accident in Arcadia include and , offering and , respectively. is an expensive provider with an average six-month premium of .

Arcadia Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Arcadia CA. For example, the car insurance in Arcadia after a DUI increases to for a six month policy. While the rate increases by for a six-month policy in the case of a speeding ticket.  

Arcadia auto insurance quotes by violations

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Arcadia after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Arcadia.

The cheapest car insurance premiums in Arcadia are offered by at for a six-month policy. However, it can be as expensive as with companies like .

Arcadia car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Arcadia are offered by at . However, it can be as expensive as with companies like for a similar six-month premium.

Cheapest Car Insurance in Arcadia after Speeding ticket

Car Insurance Price Trends in Arcadia, California

Car insurance rates in Arcadia have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Arcadia by in compared to of . In other words, there has been an by when you compare and .

The average cost of liability insurance in the Arcadia to in , compared to in . This represents an of when comparing and .


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Average Car Insurance Cost in Arcadia by ZIP Code

The crime rate, the number of accidents, and the probability of natural calamities all determine the car insurance rates in different neighborhoods in the Arcadia. At for a six-month policy, insuring your car at is the cheapest in the city.

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Frequently Asked Questions

How much is car insurance in Arcadia?

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The car insurance in Arcadia is $ than the national average.

What is the cheapest car insurance in Arcadia?

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The cheapest car insurance in Arcadia is per month for full coverage.

How much is car insurance in Arcadia for teenagers?

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Car insurance for teenagers costs per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Arcadia?

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The average cost of car insurance is for a six-month policy. It will cost around per month to insure your car in Arcadia.

Is car insurance expensive in Arcadia?

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Car insurance can be expensive in Arcadia if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Arcadia can be affordable.

What is the best car insurance in Arcadia, CA?

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The best car insurance company in Arcadia CA is , offering for a six-month policy.

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