Cheapest Car Insurance Quotes in Inglewood

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Inglewood Car Insurance

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Inglewood

The car insurance rate in Inglewood is $1345 for a six-month policy, which is $334 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $854, making it a popular choice for budget-conscious drivers. Rates in Inglewood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Inglewood

$1345

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in Inglewood

1st place: CSAA

At $854 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1083 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $1145 for six months, making it the third cheapest auto insurance company in Inglewood.

Inglewood Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Inglewood, CA is CSAA, offering policies at just $854 for a six-month term. This is followed by USAA, which has an average six-month premium of $1083.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $1027 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Inglewood drivers find the best deals.

Cheap Car Insurance Companies in Inglewood, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$854	$144
USAA	$1083	$182
Mercury	$1145	$193
AAA SoCal	$1256	$214
Progressive	$1319	$222
Allstate	$1446	$243
Wawanesa	$1454	$245
AAA NorCal	$1470	$250
Auto Club	$1516	$253
State Farm	$1604	$270
AAA	$1825	$305
Kemper	$1889	$321
Farmers	$2109	$351
Capital Insurance Group	$940	$157
National General	$956	$162
State National	$972	$162
Hartford	$1027	$174

Key Takeaways

Way's key takeaways about car insurance in Inglewood

The auto insurance costs in Inglewood fall around $854 for six months.
The cheapest auto insurance company in Inglewood is CSAA.
Teen drivers pay the highest rate in Inglewood at $89 per month.

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Cheapest Minimum Liability Car Insurance in Inglewood

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Inglewood are given below.

CSAA provides the cheapest minimum car insurance coverage in Inglewood. Their Average 6 Month Premium is $205. 21st Century is the most expensive at $537 for the same period.

Cheapest Liability Coverage in Inglewood, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$205	$35
AAA	$363	$61
USAA	$379	$64
AAA NorCal	$395	$67
AAA SoCal	$451	$77
Progressive	$459	$77
Auto Club	$466	$80
State Farm	$481	$81
Wawanesa	$489	$82
Mercury	$521	$88
Allstate	$561	$94
Farmers	$672	$112
Kemper	$371	$63
Capital Insurance Group	$403	$69
State National	$427	$73
National General	$529	$88
21st Century	$537	$92

Cheapest Full Coverage Car Insurance in Inglewood

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Inglewood is CSAA at $144 per month and $854 for six months.

Cheapest Full Coverage Car Insurance Quotes in Inglewood, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$854	$144
USAA	$1083	$182
Mercury	$1145	$193
AAA SoCal	$1256	$214
Progressive	$1319	$222
Allstate	$1446	$243
Wawanesa	$1454	$245
AAA NorCal	$1470	$250
Auto Club	$1516	$253
State Farm	$1604	$270
AAA	$1825	$305
Kemper	$1889	$321
Farmers	$2109	$351
Capital Insurance Group	$940	$157
National General	$956	$162
State National	$972	$162
Hartford	$1027	$174

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Average Car Insurance in Inglewood by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Inglewood, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Inglewood, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Inglewood's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Inglewood

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$778
30s	Wawanesa	$628
40s	Wawanesa	$628
50s	Wawanesa	$628
60s	Wawanesa	$628
70s	Wawanesa	$614

Cheapest Car Insurance Rates for Teen Drivers in Inglewood,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Inglewood at $52 per month. At $521 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$309	$52
Capital Insurance Group	$696	$116
USAA	$1659	$279
Mercury	$1682	$283
Wawanesa	$1849	$314
Progressive	$1935	$326
CSAA	$2330	$392
State Farm	$2765	$466
AAA SoCal	$2994	$509
Allstate	$3208	$540
Auto Club	$3421	$581
AAA NorCal	$4558	$759
Farmers	$4654	$791
State National	$497	$82
Marcury	$521	$89

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Inglewood.

As young drivers face the highest rates in Inglewood, Wawanesa offers the cheapest auto insurance rates at $778 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

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Save up to $971/yr on car insurance rates in Inglewood.

Car Insurance Rates with An Accident in Inglewood

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Inglewood, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Inglewood

The cheapest car insurance companies after an at-fault accident in Inglewood include AAA and Capital Insurance Group, offering $505 and $726, respectively. 21st Century is an expensive provider with an average six-month premium of $908.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$505	$85
Capital Insurance Group	$726	$124
CSAA	$972	$164
USAA	$1454	$245
Progressive	$1682	$283
Mercury	$1785	$303
Wawanesa	$2054	$342
AAA SoCal	$2157	$367
Auto Club	$2276	$379
Farmers	$2338	$394
State Farm	$2781	$468
AAA NorCal	$2978	$507
Allstate	$3579	$602
State National	$600	$100
Hartford	$696	$118
National General	$798	$133
Nationwide	$861	$146
21st Century	$908	$152

Inglewood Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Inglewood CA. For example, the car insurance in Inglewood after a DUI increases to $2314 for a six month policy. While the rate increases by $608 for a six-month policy in the case of a speeding ticket.

Inglewood auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1446	$241
Not-at-fault accident	$1446	$246
One comp claim	$1446	$241
One Med/PIP claim	$1446	$246
Two comp claims	$1446	$241
Two Med/PIP claims	$1446	$246
At-fault accident - less than $1000	$1478	$246
Failure to show documents	$1905	$323
Driving with expired registration	$1943	$325
Driving without lights	$1943	$330
Failure to wear a seat belt	$1951	$326
Child safety restraint	$1967	$334
Speeding 11 - 15 MPH over limit	$2046	$340
Speeding 16 - 20 MPH over limit	$2046	$348
Driving too slowly	$2054	$342
Failure to stop at a red light	$2054	$350
Failure to yield	$2054	$342
Following too closely	$2054	$350
Illegal turn	$2054	$342
In 65 MPH zone	$2054	$350
Speeding 21 - 25 MPH over limit	$2054	$342
Speeding 6 - 10 MPH over limit	$2054	$350
Speeding in school zone	$2054	$342
Improper passing	$2062	$351
Cell phone violation	$2069	$344
Texting while driving	$2069	$352
Passing school bus	$2093	$348
Wrong way/wrong lane	$2449	$416
Operating a vehicle without permission	$2504	$418
At-fault accident - $1000-$2000	$2520	$428
At-fault accident - greater than $2000	$2520	$420
Open container	$2528	$430
Driving with a suspended license	$2931	$488
Reckless driving	$3571	$608
Racing	$3611	$601
Leaving scene of an accident/hit and run	$3626	$617
DUI	$3760	$626
Refusal to submit to a chemical test	$3760	$640

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Inglewood after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Inglewood.

The cheapest car insurance premiums in Inglewood are offered by AAA at $995 for a six-month policy. However, it can be as expensive as $838 with companies like Kemper.

Inglewood car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$995	$169
Capital Insurance Group	$1083	$181
Mercury	$1287	$217
Progressive	$1905	$321
Wawanesa	$2314	$394
Farmers	$2457	$414
USAA	$2615	$440
CSAA	$2765	$466
AAA SoCal	$3998	$680
Auto Club	$4574	$762
AAA NorCal	$5269	$896
State Farm	$5625	$947
Allstate	$5791	$975
Travelers	$1115	$186
National General	$521	$86
Kemper	$838	$140

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Inglewood are offered by CSAA at $126. However, it can be as expensive as $600 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in Inglewood after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$126	$21
Capital Insurance Group	$696	$116
Mercury	$1185	$200
USAA	$1241	$206
Progressive	$1335	$225
AAA NorCal	$1849	$309
AAA SoCal	$1983	$338
Allstate	$2039	$339
State Farm	$2157	$367
Farmers	$2986	$497
AAA	$387	$65
Kemper	$489	$84
National General	$521	$86
State National	$600	$102

Car Insurance Price Trends in Inglewood, California

Car insurance rates in Inglewood have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Inglewood rose by $255 in December compared to $253 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Inglewood rose to $72 in December, compared to $69 in November. This represents an increase of $3 when comparing December and November.

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Average Car Insurance Cost in Inglewood by ZIP Code

The crime rate, the number of accidents, and the probability of natural calamities all determine the car insurance rates in different neighborhoods in the Inglewood. At $1721 for a six-month policy, insuring your car at 90301 is the cheapest in the city.

Zip Code	Average 6 Mo. Premium	Avg. Monthly Premium
90301	$1721	$289
90303	$1586	$266
90302	$1640	$275
90305	$1492	$250
90304	$1600	$269

Frequently Asked Questions

How much is car insurance in Inglewood?

The car insurance in Inglewood is $35 per month, which is lower than the national average.

What is the cheapest car insurance in Inglewood?

The cheapest car insurance in Inglewood is $144 per month for full coverage.

How much is car insurance in Inglewood for teenagers?

Car insurance for teenagers costs $309 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Inglewood?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $226 per month to insure your car in Inglewood.

Is car insurance expensive in Inglewood?

Car insurance can be expensive in Inglewood if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Inglewood can be affordable.

Cheapest Car Insurance Quotes in Inglewood

Why you can trust Way?

How Much Is Car Insurance in Inglewood

Avg. Car Insurance in Inglewood

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Inglewood

1st place: CSAA

2nd place: USAA

3rd place: Mercury

Inglewood Car Insurance Rates by Company

Cheap Car Insurance Companies in Inglewood, CA

Way's key takeaways about car insurance in Inglewood

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Inglewood

Cheapest Liability Coverage in Inglewood, CA

Cheapest Full Coverage Car Insurance in Inglewood

Cheapest Full Coverage Car Insurance Quotes in Inglewood, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Inglewood by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Inglewood, CA increasing?

Car Insurance Premiums by Age in Inglewood

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Inglewood,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Inglewood.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Inglewood

Cheapest Car Insurance Companies after an At-Fault Accident in Inglewood

Inglewood Car Insurance Rates by Violation

Inglewood auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Inglewood after a DUI

Inglewood car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Inglewood after Speeding ticket

Car Insurance Price Trends in Inglewood, California

Average Car Insurance Cost in Inglewood by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Inglewood, CA

Car Insurance Rates by State in the USA (2025 Update)

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