Cheapest Car Insurance Quotes in East Los Angeles

Finding the cheapest car insurance quotes in East Los Angeles shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
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East Los Angeles Car Insurance

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Los Angeles

The car insurance rate in East Los Angeles is $1244 for a six-month policy, which is $233 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $790, making it a popular choice for budget-conscious drivers. Rates in East Los Angeles can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Los Angeles

$1244

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in East Los Angeles

1st place: CSAA

At $790 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1001 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $1059 for six months, making it the third cheapest auto insurance company in East Los Angeles.

East Los Angeles Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Los Angeles, CA is CSAA, offering policies at just $790 for a six-month term. This is followed by USAA, which has an average six-month premium of $1001.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $950 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Los Angeles drivers find the best deals.

Cheap Car Insurance Companies in East Los Angeles, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$790	$133
USAA	$1001	$169
Mercury	$1059	$178
AAA SoCal	$1161	$198
Progressive	$1220	$205
Allstate	$1337	$225
Wawanesa	$1344	$226
AAA NorCal	$1359	$231
Auto Club	$1402	$234
State Farm	$1483	$250
AAA	$1688	$282
Kemper	$1747	$296
Farmers	$1951	$325
Capital Insurance Group	$870	$145
National General	$884	$150
State National	$899	$150
Hartford	$950	$161

Key Takeaways

Way's key takeaways about car insurance in East Los Angeles

The auto insurance costs in East Los Angeles fall around $790 for six months.
The cheapest auto insurance company in East Los Angeles is CSAA.
Teen drivers pay the highest rate in East Los Angeles at $82 per month.

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Cheapest Minimum Liability Car Insurance in East Los Angeles

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Los Angeles are given below.

CSAA provides the cheapest minimum car insurance coverage in East Los Angeles. Their Average 6 Month Premium is $189. 21st Century is the most expensive at $497 for the same period.

Cheapest Liability Coverage in East Los Angeles, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$189	$32
AAA	$336	$57
USAA	$351	$59
AAA NorCal	$365	$62
AAA SoCal	$417	$71
Progressive	$424	$71
Auto Club	$431	$74
State Farm	$445	$75
Wawanesa	$453	$76
Mercury	$482	$81
Allstate	$519	$87
Farmers	$621	$103
Kemper	$343	$58
Capital Insurance Group	$373	$64
State National	$395	$68
National General	$490	$81
21st Century	$497	$85

Cheapest Full Coverage Car Insurance in East Los Angeles

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Los Angeles is CSAA at $133 per month and $790 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Los Angeles, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$790	$133
USAA	$1001	$169
Mercury	$1059	$178
AAA SoCal	$1161	$198
Progressive	$1220	$205
Allstate	$1337	$225
Wawanesa	$1344	$226
AAA NorCal	$1359	$231
Auto Club	$1402	$234
State Farm	$1483	$250
AAA	$1688	$282
Kemper	$1747	$296
Farmers	$1951	$325
Capital Insurance Group	$870	$145
National General	$884	$150
State National	$899	$150
Hartford	$950	$161

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Average Car Insurance in East Los Angeles by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Los Angeles, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in East Los Angeles, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Los Angeles's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Los Angeles

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$720
30s	Wawanesa	$581
40s	Wawanesa	$581
50s	Wawanesa	$581
60s	Wawanesa	$581
70s	Wawanesa	$568

Cheapest Car Insurance Rates for Teen Drivers in East Los Angeles,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the East Los Angeles at $48 per month. At $482 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$285	$48
Capital Insurance Group	$643	$107
USAA	$1534	$258
Mercury	$1556	$262
Wawanesa	$1710	$290
Progressive	$1790	$301
CSAA	$2155	$363
State Farm	$2557	$431
AAA SoCal	$2769	$471
Allstate	$2967	$499
Auto Club	$3164	$538
AAA NorCal	$4215	$702
Farmers	$4304	$732
State National	$460	$76
Marcury	$482	$82

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in East Los Angeles.

As young drivers face the highest rates in East Los Angeles, Wawanesa offers the cheapest auto insurance rates at $720 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

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Save up to $971/yr on car insurance rates in East Los Angeles.

Car Insurance Rates with An Accident in East Los Angeles

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Los Angeles, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Los Angeles

The cheapest car insurance companies after an at-fault accident in East Los Angeles include AAA and Capital Insurance Group, offering $467 and $672, respectively. 21st Century is an expensive provider with an average six-month premium of $840.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$467	$79
Capital Insurance Group	$672	$114
CSAA	$899	$151
USAA	$1344	$226
Progressive	$1556	$262
Mercury	$1651	$280
Wawanesa	$1899	$316
AAA SoCal	$1995	$339
Auto Club	$2105	$351
Farmers	$2162	$364
State Farm	$2572	$433
AAA NorCal	$2754	$469
Allstate	$3310	$557
State National	$555	$92
Hartford	$643	$109
National General	$738	$123
Nationwide	$796	$135
21st Century	$840	$140

East Los Angeles Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Los Angeles CA. For example, the car insurance in East Los Angeles after a DUI increases to $2140 for a six month policy. While the rate increases by $562 for a six-month policy in the case of a speeding ticket.

East Los Angeles auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1337	$223
Not-at-fault accident	$1337	$228
One comp claim	$1337	$223
One Med/PIP claim	$1337	$228
Two comp claims	$1337	$223
Two Med/PIP claims	$1337	$228
At-fault accident - less than $1000	$1367	$228
Failure to show documents	$1761	$299
Driving with expired registration	$1797	$300
Driving without lights	$1797	$305
Failure to wear a seat belt	$1804	$301
Child safety restraint	$1819	$309
Speeding 11 - 15 MPH over limit	$1892	$315
Speeding 16 - 20 MPH over limit	$1892	$322
Driving too slowly	$1899	$316
Failure to stop at a red light	$1899	$323
Failure to yield	$1899	$316
Following too closely	$1899	$323
Illegal turn	$1899	$316
In 65 MPH zone	$1899	$323
Speeding 21 - 25 MPH over limit	$1899	$316
Speeding 6 - 10 MPH over limit	$1899	$323
Speeding in school zone	$1899	$316
Improper passing	$1907	$325
Cell phone violation	$1914	$319
Texting while driving	$1914	$326
Passing school bus	$1936	$322
Wrong way/wrong lane	$2264	$385
Operating a vehicle without permission	$2316	$386
At-fault accident - $1000-$2000	$2331	$396
At-fault accident - greater than $2000	$2331	$389
Open container	$2338	$397
Driving with a suspended license	$2711	$451
Reckless driving	$3303	$562
Racing	$3339	$556
Leaving scene of an accident/hit and run	$3353	$571
DUI	$3477	$579
Refusal to submit to a chemical test	$3477	$592

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Los Angeles after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Los Angeles.

The cheapest car insurance premiums in East Los Angeles are offered by AAA at $920 for a six-month policy. However, it can be as expensive as $775 with companies like Kemper.

East Los Angeles car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$920	$156
Capital Insurance Group	$1001	$167
Mercury	$1191	$200
Progressive	$1761	$296
Wawanesa	$2140	$364
Farmers	$2272	$383
USAA	$2418	$407
CSAA	$2557	$431
AAA SoCal	$3697	$629
Auto Club	$4230	$705
AAA NorCal	$4873	$829
State Farm	$5202	$876
Allstate	$5355	$902
Travelers	$1031	$172
National General	$482	$80
Kemper	$775	$129

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Los Angeles are offered by CSAA at $117. However, it can be as expensive as $555 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in East Los Angeles after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$117	$20
Capital Insurance Group	$643	$107
Mercury	$1096	$185
USAA	$1148	$191
Progressive	$1235	$208
AAA NorCal	$1710	$285
AAA SoCal	$1834	$312
Allstate	$1886	$314
State Farm	$1995	$339
Farmers	$2761	$460
AAA	$358	$60
Kemper	$453	$77
National General	$482	$80
State National	$555	$95

Car Insurance Price Trends in East Los Angeles, California

Car insurance rates in East Los Angeles have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Los Angeles rose by $236 in December compared to $234 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the East Los Angeles rose to $66 in December, compared to $64 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in East Los Angeles?

The car insurance in East Los Angeles is $32 per month, which is lower than the national average.

What is the cheapest car insurance in East Los Angeles?

The cheapest car insurance in East Los Angeles is $133 per month for full coverage.

How much is car insurance in East Los Angeles for teenagers?

Car insurance for teenagers costs $285 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Los Angeles?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $209 per month to insure your car in East Los Angeles.

Is car insurance expensive in East Los Angeles?

Car insurance can be expensive in East Los Angeles if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Los Angeles can be affordable.

Cheapest Car Insurance Quotes in East Los Angeles

Why you can trust Way?

How Much Is Car Insurance in East Los Angeles

Avg. Car Insurance in East Los Angeles

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in East Los Angeles

1st place: CSAA

2nd place: USAA

3rd place: Mercury

East Los Angeles Car Insurance Rates by Company

Cheap Car Insurance Companies in East Los Angeles, CA

Way's key takeaways about car insurance in East Los Angeles

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in East Los Angeles

Cheapest Liability Coverage in East Los Angeles, CA

Cheapest Full Coverage Car Insurance in East Los Angeles

Cheapest Full Coverage Car Insurance Quotes in East Los Angeles, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in East Los Angeles by Rating Factor

I have a clean driving record. Why is my car insurance rate here in East Los Angeles, CA increasing?

Car Insurance Premiums by Age in East Los Angeles

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in East Los Angeles,CA

If you are in your twenties Wawanesa is the best choice for car insurance in East Los Angeles.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in East Los Angeles

Cheapest Car Insurance Companies after an At-Fault Accident in East Los Angeles

East Los Angeles Car Insurance Rates by Violation

East Los Angeles auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in East Los Angeles after a DUI

East Los Angeles car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in East Los Angeles after Speeding ticket

Car Insurance Price Trends in East Los Angeles, California

Average Car Insurance Cost in East Los Angeles by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near East Los Angeles, CA

Car Insurance Rates by State in the USA (2025 Update)

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