Cheapest Car Insurance Quotes in Del Aire

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Del Aire Car Insurance

^$ 33

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Del Aire

The car insurance rate in Del Aire is $1264 for a six-month policy, which is $253 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $803, making it a popular choice for budget-conscious drivers. Rates in Del Aire can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Del Aire

$1264

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in Del Aire

1st place: CSAA

At $803 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1018 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $1076 for six months, making it the third cheapest auto insurance company in Del Aire.

Del Aire Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Del Aire, CA is CSAA, offering policies at just $803 for a six-month term. This is followed by USAA, which has an average six-month premium of $1018.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $965 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Del Aire drivers find the best deals.

Cheap Car Insurance Companies in Del Aire, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$803	$135
USAA	$1018	$171
Mercury	$1076	$181
AAA SoCal	$1180	$201
Progressive	$1240	$209
Allstate	$1359	$229
Wawanesa	$1366	$230
AAA NorCal	$1381	$235
Auto Club	$1425	$238
State Farm	$1508	$254
AAA	$1715	$286
Kemper	$1775	$301
Farmers	$1983	$330
Capital Insurance Group	$884	$148
National General	$899	$153
State National	$914	$153
Hartford	$965	$164

Key Takeaways

Way's key takeaways about car insurance in Del Aire

The auto insurance costs in Del Aire fall around $803 for six months.
The cheapest auto insurance company in Del Aire is CSAA.
Teen drivers pay the highest rate in Del Aire at $84 per month.

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Cheapest Minimum Liability Car Insurance in Del Aire

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Del Aire are given below.

CSAA provides the cheapest minimum car insurance coverage in Del Aire. Their Average 6 Month Premium is $193. 21st Century is the most expensive at $505 for the same period.

Cheapest Liability Coverage in Del Aire, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$193	$33
AAA	$341	$58
USAA	$356	$60
AAA NorCal	$371	$63
AAA SoCal	$424	$73
Progressive	$431	$73
Auto Club	$438	$75
State Farm	$453	$76
Wawanesa	$460	$78
Mercury	$490	$83
Allstate	$528	$89
Farmers	$631	$105
Kemper	$349	$59
Capital Insurance Group	$379	$65
State National	$401	$69
National General	$498	$83
21st Century	$505	$86

Cheapest Full Coverage Car Insurance in Del Aire

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Del Aire is CSAA at $135 per month and $803 for six months.

Cheapest Full Coverage Car Insurance Quotes in Del Aire, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$803	$135
USAA	$1018	$171
Mercury	$1076	$181
AAA SoCal	$1180	$201
Progressive	$1240	$209
Allstate	$1359	$229
Wawanesa	$1366	$230
AAA NorCal	$1381	$235
Auto Club	$1425	$238
State Farm	$1508	$254
AAA	$1715	$286
Kemper	$1775	$301
Farmers	$1983	$330
Capital Insurance Group	$884	$148
National General	$899	$153
State National	$914	$153
Hartford	$965	$164

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Average Car Insurance in Del Aire by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Del Aire, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Del Aire, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Del Aire's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Del Aire

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$731
30s	Wawanesa	$590
40s	Wawanesa	$590
50s	Wawanesa	$590
60s	Wawanesa	$590
70s	Wawanesa	$578

Cheapest Car Insurance Rates for Teen Drivers in Del Aire,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Del Aire at $49 per month. At $490 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$290	$49
Capital Insurance Group	$654	$109
USAA	$1559	$263
Mercury	$1581	$266
Wawanesa	$1738	$295
Progressive	$1819	$306
CSAA	$2190	$369
State Farm	$2599	$438
AAA SoCal	$2814	$479
Allstate	$3015	$508
Auto Club	$3215	$546
AAA NorCal	$4284	$714
Farmers	$4374	$744
State National	$468	$78
Marcury	$490	$84

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Del Aire.

As young drivers face the highest rates in Del Aire, Wawanesa offers the cheapest auto insurance rates at $731 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Del Aire.

Car Insurance Rates with An Accident in Del Aire

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Del Aire, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Del Aire

The cheapest car insurance companies after an at-fault accident in Del Aire include AAA and Capital Insurance Group, offering $475 and $683, respectively. 21st Century is an expensive provider with an average six-month premium of $854.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$475	$80
Capital Insurance Group	$683	$116
CSAA	$914	$154
USAA	$1366	$230
Progressive	$1581	$266
Mercury	$1678	$285
Wawanesa	$1930	$321
AAA SoCal	$2028	$345
Auto Club	$2139	$356
Farmers	$2198	$370
State Farm	$2614	$440
AAA NorCal	$2799	$476
Allstate	$3364	$566
State National	$564	$94
Hartford	$654	$111
National General	$750	$125
Nationwide	$809	$138
21st Century	$854	$143

Del Aire Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Del Aire CA. For example, the car insurance in Del Aire after a DUI increases to $2175 for a six month policy. While the rate increases by $571 for a six-month policy in the case of a speeding ticket.

Del Aire auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1359	$226
Not-at-fault accident	$1359	$231
One comp claim	$1359	$226
One Med/PIP claim	$1359	$231
Two comp claims	$1359	$226
Two Med/PIP claims	$1359	$231
At-fault accident - less than $1000	$1389	$231
Failure to show documents	$1790	$304
Driving with expired registration	$1826	$305
Driving without lights	$1826	$310
Failure to wear a seat belt	$1834	$306
Child safety restraint	$1849	$314
Speeding 11 - 15 MPH over limit	$1923	$320
Speeding 16 - 20 MPH over limit	$1923	$328
Driving too slowly	$1930	$321
Failure to stop at a red light	$1930	$329
Failure to yield	$1930	$321
Following too closely	$1930	$329
Illegal turn	$1930	$321
In 65 MPH zone	$1930	$329
Speeding 21 - 25 MPH over limit	$1930	$321
Speeding 6 - 10 MPH over limit	$1930	$329
Speeding in school zone	$1930	$321
Improper passing	$1938	$330
Cell phone violation	$1945	$324
Texting while driving	$1945	$331
Passing school bus	$1968	$328
Wrong way/wrong lane	$2301	$391
Operating a vehicle without permission	$2354	$393
At-fault accident - $1000-$2000	$2369	$403
At-fault accident - greater than $2000	$2369	$395
Open container	$2376	$404
Driving with a suspended license	$2755	$459
Reckless driving	$3356	$571
Racing	$3394	$565
Leaving scene of an accident/hit and run	$3408	$580
DUI	$3534	$589
Refusal to submit to a chemical test	$3534	$601

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Del Aire after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Del Aire.

The cheapest car insurance premiums in Del Aire are offered by AAA at $935 for a six-month policy. However, it can be as expensive as $788 with companies like Kemper.

Del Aire car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$935	$159
Capital Insurance Group	$1018	$170
Mercury	$1210	$204
Progressive	$1790	$301
Wawanesa	$2175	$370
Farmers	$2309	$389
USAA	$2458	$414
CSAA	$2599	$438
AAA SoCal	$3758	$639
Auto Club	$4299	$716
AAA NorCal	$4953	$843
State Farm	$5286	$890
Allstate	$5443	$916
Travelers	$1048	$175
National General	$490	$81
Kemper	$788	$131

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Del Aire are offered by CSAA at $119. However, it can be as expensive as $564 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in Del Aire after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$119	$20
Capital Insurance Group	$654	$109
Mercury	$1114	$188
USAA	$1166	$194
Progressive	$1255	$211
AAA NorCal	$1738	$290
AAA SoCal	$1864	$318
Allstate	$1916	$319
State Farm	$2028	$345
Farmers	$2806	$468
AAA	$364	$61
Kemper	$460	$79
National General	$490	$81
State National	$564	$96

Car Insurance Price Trends in Del Aire, California

Car insurance rates in Del Aire have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Del Aire rose by $240 in December compared to $238 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Del Aire rose to $68 in December, compared to $65 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Del Aire?

The car insurance in Del Aire is $33 per month, which is lower than the national average.

What is the cheapest car insurance in Del Aire?

The cheapest car insurance in Del Aire is $135 per month for full coverage.

How much is car insurance in Del Aire for teenagers?

Car insurance for teenagers costs $290 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Del Aire?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $213 per month to insure your car in Del Aire.

Is car insurance expensive in Del Aire?

Car insurance can be expensive in Del Aire if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Del Aire can be affordable.

Cheapest Car Insurance Quotes in Del Aire

Why you can trust Way?

How Much Is Car Insurance in Del Aire

Avg. Car Insurance in Del Aire

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Del Aire

1st place: CSAA

2nd place: USAA

3rd place: Mercury

Del Aire Car Insurance Rates by Company

Cheap Car Insurance Companies in Del Aire, CA

Way's key takeaways about car insurance in Del Aire

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Del Aire

Cheapest Liability Coverage in Del Aire, CA

Cheapest Full Coverage Car Insurance in Del Aire

Cheapest Full Coverage Car Insurance Quotes in Del Aire, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Del Aire by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Del Aire, CA increasing?

Car Insurance Premiums by Age in Del Aire

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Del Aire,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Del Aire.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Del Aire

Cheapest Car Insurance Companies after an At-Fault Accident in Del Aire

Del Aire Car Insurance Rates by Violation

Del Aire auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Del Aire after a DUI

Del Aire car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Del Aire after Speeding ticket

Car Insurance Price Trends in Del Aire, California

Average Car Insurance Cost in Del Aire by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Del Aire, CA

Car Insurance Rates by State in the USA (2025 Update)

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