Cheapest Car Insurance Quotes in Bell Canyon

Finding the cheapest car insurance quotes in Bell Canyon shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Bell Canyon Car Insurance

^$ 35

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bell Canyon

The car insurance rate in Bell Canyon is $1375 for a six-month policy, which is $364 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $873, making it a popular choice for budget-conscious drivers. Rates in Bell Canyon can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bell Canyon

$1375

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in Bell Canyon

1st place: CSAA

At $873 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1107 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $1171 for six months, making it the third cheapest auto insurance company in Bell Canyon.

Bell Canyon Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bell Canyon, CA is CSAA, offering policies at just $873 for a six-month term. This is followed by USAA, which has an average six-month premium of $1107.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $1050 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bell Canyon drivers find the best deals.

Cheap Car Insurance Companies in Bell Canyon, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$873	$147
USAA	$1107	$186
Mercury	$1171	$197
AAA SoCal	$1284	$219
Progressive	$1349	$227
Allstate	$1478	$249
Wawanesa	$1486	$250
AAA NorCal	$1503	$256
Auto Club	$1550	$258
State Farm	$1640	$276
AAA	$1866	$311
Kemper	$1931	$328
Farmers	$2157	$359
Capital Insurance Group	$962	$160
National General	$978	$166
State National	$994	$166
Hartford	$1050	$178

Key Takeaways

Way's key takeaways about car insurance in Bell Canyon

The auto insurance costs in Bell Canyon fall around $873 for six months.
The cheapest auto insurance company in Bell Canyon is CSAA.
Teen drivers pay the highest rate in Bell Canyon at $91 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Bell Canyon

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bell Canyon are given below.

CSAA provides the cheapest minimum car insurance coverage in Bell Canyon. Their Average 6 Month Premium is $209. 21st Century is the most expensive at $549 for the same period.

Cheapest Liability Coverage in Bell Canyon, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$209	$35
AAA	$371	$63
USAA	$388	$65
AAA NorCal	$404	$68
AAA SoCal	$461	$79
Progressive	$469	$79
Auto Club	$476	$82
State Farm	$492	$83
Wawanesa	$500	$84
Mercury	$533	$90
Allstate	$574	$97
Farmers	$687	$114
Kemper	$379	$64
Capital Insurance Group	$412	$71
State National	$437	$75
National General	$541	$90
21st Century	$549	$94

Cheapest Full Coverage Car Insurance in Bell Canyon

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bell Canyon is CSAA at $147 per month and $873 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bell Canyon, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$873	$147
USAA	$1107	$186
Mercury	$1171	$197
AAA SoCal	$1284	$219
Progressive	$1349	$227
Allstate	$1478	$249
Wawanesa	$1486	$250
AAA NorCal	$1503	$256
Auto Club	$1550	$258
State Farm	$1640	$276
AAA	$1866	$311
Kemper	$1931	$328
Farmers	$2157	$359
Capital Insurance Group	$962	$160
National General	$978	$166
State National	$994	$166
Hartford	$1050	$178

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Bell Canyon Instantly!

Average Car Insurance in Bell Canyon by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bell Canyon, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Bell Canyon, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bell Canyon's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bell Canyon

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$796
30s	Wawanesa	$642
40s	Wawanesa	$642
50s	Wawanesa	$642
60s	Wawanesa	$642
70s	Wawanesa	$628

Cheapest Car Insurance Rates for Teen Drivers in Bell Canyon,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Bell Canyon at $53 per month. At $533 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$316	$53
Capital Insurance Group	$711	$118
USAA	$1696	$286
Mercury	$1720	$290
Wawanesa	$1890	$321
Progressive	$1979	$333
CSAA	$2383	$401
State Farm	$2827	$476
AAA SoCal	$3061	$521
Allstate	$3280	$552
Auto Club	$3498	$594
AAA NorCal	$4661	$777
Farmers	$4759	$809
State National	$509	$84
Marcury	$533	$91

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Bell Canyon.

As young drivers face the highest rates in Bell Canyon, Wawanesa offers the cheapest auto insurance rates at $796 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Bell Canyon.

Car Insurance Rates with An Accident in Bell Canyon

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bell Canyon, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bell Canyon

The cheapest car insurance companies after an at-fault accident in Bell Canyon include AAA and Capital Insurance Group, offering $517 and $743, respectively. 21st Century is an expensive provider with an average six-month premium of $929.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$517	$87
Capital Insurance Group	$743	$126
CSAA	$994	$167
USAA	$1486	$250
Progressive	$1720	$290
Mercury	$1825	$310
Wawanesa	$2100	$350
AAA SoCal	$2206	$375
Auto Club	$2327	$388
Farmers	$2391	$403
State Farm	$2844	$479
AAA NorCal	$3045	$518
Allstate	$3660	$616
State National	$613	$102
Hartford	$711	$121
National General	$816	$136
Nationwide	$880	$150
21st Century	$929	$155

Bell Canyon Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bell Canyon CA. For example, the car insurance in Bell Canyon after a DUI increases to $2367 for a six month policy. While the rate increases by $622 for a six-month policy in the case of a speeding ticket.

Bell Canyon auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1478	$246
Not-at-fault accident	$1478	$252
One comp claim	$1478	$246
One Med/PIP claim	$1478	$252
Two comp claims	$1478	$246
Two Med/PIP claims	$1478	$252
At-fault accident - less than $1000	$1511	$252
Failure to show documents	$1948	$330
Driving with expired registration	$1987	$332
Driving without lights	$1987	$337
Failure to wear a seat belt	$1995	$333
Child safety restraint	$2011	$341
Speeding 11 - 15 MPH over limit	$2092	$348
Speeding 16 - 20 MPH over limit	$2092	$356
Driving too slowly	$2100	$350
Failure to stop at a red light	$2100	$358
Failure to yield	$2100	$350
Following too closely	$2100	$358
Illegal turn	$2100	$350
In 65 MPH zone	$2100	$358
Speeding 21 - 25 MPH over limit	$2100	$350
Speeding 6 - 10 MPH over limit	$2100	$358
Speeding in school zone	$2100	$350
Improper passing	$2108	$359
Cell phone violation	$2116	$352
Texting while driving	$2116	$360
Passing school bus	$2141	$356
Wrong way/wrong lane	$2504	$426
Operating a vehicle without permission	$2561	$427
At-fault accident - $1000-$2000	$2577	$438
At-fault accident - greater than $2000	$2577	$430
Open container	$2585	$439
Driving with a suspended license	$2997	$499
Reckless driving	$3652	$622
Racing	$3692	$615
Leaving scene of an accident/hit and run	$3707	$631
DUI	$3845	$641
Refusal to submit to a chemical test	$3845	$654

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bell Canyon after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bell Canyon.

The cheapest car insurance premiums in Bell Canyon are offered by AAA at $1017 for a six-month policy. However, it can be as expensive as $857 with companies like Kemper.

Bell Canyon car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$1017	$173
Capital Insurance Group	$1107	$185
Mercury	$1316	$222
Progressive	$1948	$328
Wawanesa	$2366	$403
Farmers	$2512	$423
USAA	$2674	$450
CSAA	$2827	$476
AAA SoCal	$4088	$695
Auto Club	$4677	$779
AAA NorCal	$5388	$917
State Farm	$5751	$968
Allstate	$5921	$997
Travelers	$1140	$190
National General	$533	$88
Kemper	$857	$143

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bell Canyon are offered by CSAA at $129. However, it can be as expensive as $613 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in Bell Canyon after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$129	$22
Capital Insurance Group	$711	$118
Mercury	$1212	$204
USAA	$1269	$211
Progressive	$1365	$230
AAA NorCal	$1890	$316
AAA SoCal	$2028	$345
Allstate	$2085	$347
State Farm	$2206	$375
Farmers	$3053	$509
AAA	$396	$67
Kemper	$500	$86
National General	$533	$88
State National	$613	$105

Car Insurance Price Trends in Bell Canyon, California

Car insurance rates in Bell Canyon have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bell Canyon rose by $261 in December compared to $258 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Bell Canyon rose to $73 in December, compared to $71 in November. This represents an increase of $2 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Bell Canyon?

The car insurance in Bell Canyon is $35 per month, which is lower than the national average.

What is the cheapest car insurance in Bell Canyon?

The cheapest car insurance in Bell Canyon is $147 per month for full coverage.

How much is car insurance in Bell Canyon for teenagers?

Car insurance for teenagers costs $316 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bell Canyon?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $231 per month to insure your car in Bell Canyon.

Is car insurance expensive in Bell Canyon?

Car insurance can be expensive in Bell Canyon if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bell Canyon can be affordable.

Cheapest Car Insurance Quotes in Bell Canyon

Why you can trust Way?

How Much Is Car Insurance in Bell Canyon

Avg. Car Insurance in Bell Canyon

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Bell Canyon

1st place: CSAA

2nd place: USAA

3rd place: Mercury

Bell Canyon Car Insurance Rates by Company

Cheap Car Insurance Companies in Bell Canyon, CA

Way's key takeaways about car insurance in Bell Canyon

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Bell Canyon

Cheapest Liability Coverage in Bell Canyon, CA

Cheapest Full Coverage Car Insurance in Bell Canyon

Cheapest Full Coverage Car Insurance Quotes in Bell Canyon, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Bell Canyon by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Bell Canyon, CA increasing?

Car Insurance Premiums by Age in Bell Canyon

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Bell Canyon,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Bell Canyon.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Bell Canyon

Cheapest Car Insurance Companies after an At-Fault Accident in Bell Canyon

Bell Canyon Car Insurance Rates by Violation

Bell Canyon auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Bell Canyon after a DUI

Bell Canyon car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Bell Canyon after Speeding ticket

Car Insurance Price Trends in Bell Canyon, California

Average Car Insurance Cost in Bell Canyon by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Bell Canyon, CA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources