Cheapest Car Insurance Quotes in La Palma

Cheapest Minimum Liability Car Insurance in La Palma

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in La Palma are given below. 

CSAA provides the cheapest minimum car insurance coverage in La Palma. Their Average 6 Month Premium is $168. Travelers is the most expensive at $712 for the same period. 

Cheapest Liability Coverage in La Palma, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$168	$28
AAA NorCal	$278	$47
USAA	$317	$53
Progressive	$376	$63
Auto Club	$382	$63
Wawanesa	$401	$68
AAA	$460	$76
AAA SoCal	$467	$80
Mercury	$467	$78
State Farm	$511	$86
Allstate	$590	$99
Farmers	$634	$108
Travelers	$712	$119

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Cheapest Full Coverage Car Insurance in La Palma

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in La Palma is CSAA at $118 per month and $700 for six months. 

Cheapest Full Coverage Car Insurance Quotes in La Palma, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$700	$118
Mercury	$1121	$189
AAA NorCal	$1139	$194
Progressive	$1139	$192
Wawanesa	$1191	$201
USAA	$1211	$204
Auto Club	$1243	$211
Allstate	$1385	$233
AAA SoCal	$1463	$249
Kemper	$1548	$258
State Farm	$1658	$279
Travelers	$1852	$308
Farmers	$1858	$316
AAA	$1495	$250

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Car Insurance Premiums by Age in La Palma

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$654
30s	Wawanesa	$528
40s	Wawanesa	$528
50s	Wawanesa	$528
60s	Wawanesa	$528
70s	Wawanesa	$517

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La Palma Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in La Palma CA. For example, the car insurance in La Palma after a DUI increases to $1896 for a six month policy. While the rate increases by $498 for a six-month policy in the case of a speeding ticket.  

La Palma auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1185	$197
Not-at-fault accident	$1185	$202
One comp claim	$1185	$197
One Med/PIP claim	$1185	$202
Two comp claims	$1185	$197
Two Med/PIP claims	$1185	$202
At-fault accident - less than $1000	$1211	$202
Failure to show documents	$1561	$265
Driving with expired registration	$1592	$266
Driving without lights	$1592	$270
Failure to wear a seat belt	$1599	$267
Child safety restraint	$1612	$274
Speeding 11 - 15 MPH over limit	$1676	$279
Speeding 16 - 20 MPH over limit	$1676	$286
Driving too slowly	$1683	$280
Failure to stop at a red light	$1683	$287
Failure to yield	$1683	$280
Following too closely	$1683	$287
Illegal turn	$1683	$280
In 65 MPH zone	$1683	$287
Speeding 21 - 25 MPH over limit	$1683	$280
Speeding 6 - 10 MPH over limit	$1683	$287
Speeding in school zone	$1683	$280
Improper passing	$1690	$288
Cell phone violation	$1696	$282
Texting while driving	$1696	$289
Passing school bus	$1716	$286
Wrong way/wrong lane	$2007	$341
Operating a vehicle without permission	$2052	$342
At-fault accident - $1000-$2000	$2066	$351
At-fault accident - greater than $2000	$2066	$344
Open container	$2072	$352
Driving with a suspended license	$2402	$400
Reckless driving	$2927	$498
Racing	$2959	$493
Leaving scene of an accident/hit and run	$2971	$506
DUI	$3081	$513
Refusal to submit to a chemical test	$3081	$524

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