Cheapest Car Insurance Quotes in West Hollywood

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West Hollywood Car Insurance

^$ 42

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in West Hollywood

The car insurance rate in West Hollywood is $1992 for a six-month policy, which is $747 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1027, making it a popular choice for budget-conscious drivers. Rates in West Hollywood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in West Hollywood

$1992

Avg. Car Insurance in California

$1245

National Average

$1278

Cheapest Car Insurance Companies in West Hollywood

1st place: CSAA

At $1027 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1645 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1672 for six months, making it the third cheapest auto insurance company in West Hollywood.

West Hollywood Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in West Hollywood, CA is CSAA, offering policies at just $1027 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1645.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2195 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help West Hollywood drivers find the best deals.

Cheap Car Insurance Companies in West Hollywood, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$1027	$173
Mercury	$1645	$277
AAA NorCal	$1672	$285
Progressive	$1672	$282
Wawanesa	$1749	$294
USAA	$1778	$299
Auto Club	$1824	$310
Allstate	$2034	$342
AAA SoCal	$2147	$365
Kemper	$2272	$379
State Farm	$2434	$410
Travelers	$2718	$453
Farmers	$2728	$464
AAA	$2195	$366

Key Takeaways

Way's key takeaways about car insurance in West Hollywood

The auto insurance costs in West Hollywood fall around $1027 for six months.
The cheapest auto insurance company in West Hollywood is CSAA.
Teen drivers pay the highest rate in West Hollywood at $965 per month.

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Cheapest Minimum Liability Car Insurance in West Hollywood

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in West Hollywood are given below.

CSAA provides the cheapest minimum car insurance coverage in West Hollywood. Their Average 6 Month Premium is $246. Travelers is the most expensive at $1045 for the same period.

Cheapest Liability Coverage in West Hollywood, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$246	$42
AAA NorCal	$408	$69
USAA	$466	$78
Progressive	$552	$93
Auto Club	$560	$93
Wawanesa	$589	$99
AAA	$675	$112
AAA SoCal	$685	$117
Mercury	$685	$115
State Farm	$750	$126
Allstate	$866	$146
Farmers	$931	$158
Travelers	$1045	$174

Cheapest Full Coverage Car Insurance in West Hollywood

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in West Hollywood is CSAA at $173 per month and $1027 for six months.

Cheapest Full Coverage Car Insurance Quotes in West Hollywood, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$1027	$173
Mercury	$1645	$277
AAA NorCal	$1672	$285
Progressive	$1672	$282
Wawanesa	$1749	$294
USAA	$1778	$299
Auto Club	$1824	$310
Allstate	$2034	$342
AAA SoCal	$2147	$365
Kemper	$2272	$379
State Farm	$2434	$410
Travelers	$2718	$453
Farmers	$2728	$464
AAA	$2195	$366

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Average Car Insurance in West Hollywood by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in West Hollywood, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in West Hollywood, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, West Hollywood's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in West Hollywood

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$960
30s	Wawanesa	$774
40s	Wawanesa	$774
50s	Wawanesa	$774
60s	Wawanesa	$774
70s	Wawanesa	$758

Cheapest Car Insurance Rates for Teen Drivers in West Hollywood,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the West Hollywood at $114 per month. At $5787 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$666	$114
Capital Insurance Group	$837	$139
USAA	$2176	$366
Wawanesa	$2224	$371
Progressive	$2547	$429
Mercury	$2642	$445
CSAA	$2803	$472
Auto Club	$4115	$686
State Farm	$4200	$707
Allstate	$4885	$822
AAA SoCal	$5170	$878
AAA NorCal	$5237	$872
Travelers	$5437	$925
Farmers	$5787	$965

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in West Hollywood.

As young drivers face the highest rates in West Hollywood, Wawanesa offers the cheapest auto insurance rates at $960 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

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Save up to $971/yr on car insurance rates in West Hollywood.

Car Insurance Rates with An Accident in West Hollywood

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In West Hollywood, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in West Hollywood

The cheapest car insurance companies after an at-fault accident in West Hollywood include AAA and Capital Insurance Group, offering $598 and $874, respectively. Allstate is an expensive provider with an average six-month premium of $5522.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$598	$99
Capital Insurance Group	$874	$149
CSAA	$1170	$197
USAA	$1920	$323
Mercury	$2101	$354
Progressive	$2195	$370
Wawanesa	$2470	$411
Auto Club	$2738	$466
Farmers	$2994	$504
AAA NorCal	$3394	$578
AAA SoCal	$3678	$613
State Farm	$4344	$731
Travelers	$5237	$872
Allstate	$5522	$930

West Hollywood Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in West Hollywood CA. For example, the car insurance in West Hollywood after a DUI increases to $2784 for a six month policy. While the rate increases by $731 for a six-month policy in the case of a speeding ticket.

West Hollywood auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1739	$290
Not-at-fault accident	$1739	$296
One comp claim	$1739	$290
One Med/PIP claim	$1739	$296
Two comp claims	$1739	$290
Two Med/PIP claims	$1739	$296
At-fault accident - less than $1000	$1778	$296
Failure to show documents	$2291	$389
Driving with expired registration	$2338	$390
Driving without lights	$2338	$397
Failure to wear a seat belt	$2347	$392
Child safety restraint	$2366	$402
Speeding 11 - 15 MPH over limit	$2461	$410
Speeding 16 - 20 MPH over limit	$2461	$419
Driving too slowly	$2470	$411
Failure to stop at a red light	$2470	$421
Failure to yield	$2470	$411
Following too closely	$2470	$421
Illegal turn	$2470	$411
In 65 MPH zone	$2470	$421
Speeding 21 - 25 MPH over limit	$2470	$411
Speeding 6 - 10 MPH over limit	$2470	$421
Speeding in school zone	$2470	$411
Improper passing	$2480	$422
Cell phone violation	$2490	$414
Texting while driving	$2490	$424
Passing school bus	$2518	$419
Wrong way/wrong lane	$2946	$501
Operating a vehicle without permission	$3013	$502
At-fault accident - $1000-$2000	$3032	$515
At-fault accident - greater than $2000	$3032	$506
Open container	$3042	$517
Driving with a suspended license	$3526	$587
Reckless driving	$4296	$731
Racing	$4344	$723
Leaving scene of an accident/hit and run	$4362	$742
DUI	$4523	$754
Refusal to submit to a chemical test	$4523	$770

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in West Hollywood after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in West Hollywood.

The cheapest car insurance premiums in West Hollywood are offered by Capital Insurance Group at $1302 for a six-month policy. However, it can be as expensive as $1197 with companies like AAA.

West Hollywood car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$1302	$218
Mercury	$1862	$314
Progressive	$2470	$416
Wawanesa	$2784	$474
Farmers	$3126	$526
CSAA	$3326	$560
USAA	$3430	$578
Travelers	$3896	$656
Auto Club	$5502	$917
AAA NorCal	$6016	$1022
AAA SoCal	$6747	$1125
State Farm	$8563	$1442
Allstate	$8725	$1469
AAA	$1197	$203

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in West Hollywood are offered by CSAA at $152. However, it can be as expensive as $4182 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in West Hollywood after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$152	$26
Capital Insurance Group	$837	$142
Mercury	$1797	$302
USAA	$1834	$312
Progressive	$1843	$310
AAA NorCal	$2120	$360
AAA SoCal	$2936	$490
Allstate	$3725	$634
Farmers	$3878	$646
State Farm	$4144	$704
Travelers	$4182	$698

Car Insurance Price Trends in West Hollywood, California

Car insurance rates in West Hollywood have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the West Hollywood rose by $339 in January compared to $307 of December. In other words, there has been an increase by $32 when you compare January and December.

The average cost of liability insurance in the West Hollywood rose to $98 in January, compared to $88 in December. This represents an increase of $10 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in West Hollywood?

The car insurance in West Hollywood is $42 per month, which is lower than the national average.

What is the cheapest car insurance in West Hollywood?

The cheapest car insurance in West Hollywood is $173 per month for full coverage.

How much is car insurance in West Hollywood for teenagers?

Car insurance for teenagers costs $666 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in West Hollywood?

The average cost of car insurance is $1245 for a six-month policy. It will cost around $334 per month to insure your car in West Hollywood.

Is car insurance expensive in West Hollywood?

Car insurance can be expensive in West Hollywood if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in West Hollywood can be affordable.

Cheapest Car Insurance Quotes in West Hollywood

Why you can trust Way?

How Much Is Car Insurance in West Hollywood

Avg. Car Insurance in West Hollywood

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in West Hollywood

1st place: CSAA

2nd place: Mercury

3rd place: AAA NorCal

West Hollywood Car Insurance Rates by Company

Cheap Car Insurance Companies in West Hollywood, CA

Way's key takeaways about car insurance in West Hollywood

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in West Hollywood

Cheapest Liability Coverage in West Hollywood, CA

Cheapest Full Coverage Car Insurance in West Hollywood

Cheapest Full Coverage Car Insurance Quotes in West Hollywood, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in West Hollywood by Rating Factor

I have a clean driving record. Why is my car insurance rate here in West Hollywood, CA increasing?

Car Insurance Premiums by Age in West Hollywood

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in West Hollywood,CA

If you are in your twenties Wawanesa is the best choice for car insurance in West Hollywood.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in West Hollywood

Cheapest Car Insurance Companies after an At-Fault Accident in West Hollywood

West Hollywood Car Insurance Rates by Violation

West Hollywood auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in West Hollywood after a DUI

West Hollywood car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in West Hollywood after Speeding ticket

Car Insurance Price Trends in West Hollywood, California

Average Car Insurance Cost in West Hollywood by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near West Hollywood, CA

Car Insurance Rates by State in the USA (2025 Update)

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