Cheapest Car Insurance Quotes in Lennox

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Lennox Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Lennox

The car insurance rate in Lennox is $1544 for a six-month policy, which is $299 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $796, making it a popular choice for budget-conscious drivers. Rates in Lennox can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Lennox

$1544

Avg. Car Insurance in California

$1245

National Average

$1278

Cheapest Car Insurance Companies in Lennox

1st place: CSAA

At $796 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1275 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1296 for six months, making it the third cheapest auto insurance company in Lennox.

Lennox Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Lennox, CA is CSAA, offering policies at just $796 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1275.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1701 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Lennox drivers find the best deals.

Cheap Car Insurance Companies in Lennox, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$796	$134
Mercury	$1275	$215
AAA NorCal	$1296	$221
Progressive	$1296	$218
Wawanesa	$1355	$228
USAA	$1378	$232
Auto Club	$1414	$241
Allstate	$1576	$265
AAA SoCal	$1664	$283
Kemper	$1761	$294
State Farm	$1886	$317
Travelers	$2107	$351
Farmers	$2114	$360
AAA	$1701	$284

Key Takeaways

Way's key takeaways about car insurance in Lennox

The auto insurance costs in Lennox fall around $796 for six months.
The cheapest auto insurance company in Lennox is CSAA.
Teen drivers pay the highest rate in Lennox at $748 per month.

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Cheapest Minimum Liability Car Insurance in Lennox

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Lennox are given below.

CSAA provides the cheapest minimum car insurance coverage in Lennox. Their Average 6 Month Premium is $191. Travelers is the most expensive at $810 for the same period.

Cheapest Liability Coverage in Lennox, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$191	$32
AAA NorCal	$316	$53
USAA	$361	$61
Progressive	$428	$72
Auto Club	$434	$72
Wawanesa	$456	$77
AAA	$523	$87
AAA SoCal	$531	$91
Mercury	$531	$89
State Farm	$582	$98
Allstate	$671	$113
Farmers	$722	$123
Travelers	$810	$135

Cheapest Full Coverage Car Insurance in Lennox

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Lennox is CSAA at $134 per month and $796 for six months.

Cheapest Full Coverage Car Insurance Quotes in Lennox, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$796	$134
Mercury	$1275	$215
AAA NorCal	$1296	$221
Progressive	$1296	$218
Wawanesa	$1355	$228
USAA	$1378	$232
Auto Club	$1414	$241
Allstate	$1576	$265
AAA SoCal	$1664	$283
Kemper	$1761	$294
State Farm	$1886	$317
Travelers	$2107	$351
Farmers	$2114	$360
AAA	$1701	$284

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Average Car Insurance in Lennox by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Lennox, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Lennox, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Lennox's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Lennox

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$744
30s	Wawanesa	$600
40s	Wawanesa	$600
50s	Wawanesa	$600
60s	Wawanesa	$600
70s	Wawanesa	$588

Cheapest Car Insurance Rates for Teen Drivers in Lennox,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Lennox at $88 per month. At $4485 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$516	$88
Capital Insurance Group	$649	$108
USAA	$1686	$284
Wawanesa	$1724	$288
Progressive	$1974	$332
Mercury	$2047	$345
CSAA	$2172	$366
Auto Club	$3189	$532
State Farm	$3255	$548
Allstate	$3786	$637
AAA SoCal	$4006	$681
AAA NorCal	$4059	$676
Travelers	$4214	$717
Farmers	$4485	$748

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Lennox.

As young drivers face the highest rates in Lennox, Wawanesa offers the cheapest auto insurance rates at $744 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Lennox.

Car Insurance Rates with An Accident in Lennox

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Lennox, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Lennox

The cheapest car insurance companies after an at-fault accident in Lennox include AAA and Capital Insurance Group, offering $464 and $677, respectively. Allstate is an expensive provider with an average six-month premium of $4279.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$464	$77
Capital Insurance Group	$677	$115
CSAA	$906	$153
USAA	$1488	$250
Mercury	$1628	$274
Progressive	$1701	$286
Wawanesa	$1915	$319
Auto Club	$2122	$361
Farmers	$2320	$391
AAA NorCal	$2630	$448
AAA SoCal	$2851	$475
State Farm	$3367	$567
Travelers	$4059	$676
Allstate	$4279	$720

Lennox Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Lennox CA. For example, the car insurance in Lennox after a DUI increases to $2157 for a six month policy. While the rate increases by $567 for a six-month policy in the case of a speeding ticket.

Lennox auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1348	$224
Not-at-fault accident	$1348	$229
One comp claim	$1348	$224
One Med/PIP claim	$1348	$229
Two comp claims	$1348	$224
Two Med/PIP claims	$1348	$229
At-fault accident - less than $1000	$1378	$229
Failure to show documents	$1776	$301
Driving with expired registration	$1812	$303
Driving without lights	$1812	$308
Failure to wear a seat belt	$1819	$304
Child safety restraint	$1834	$311
Speeding 11 - 15 MPH over limit	$1907	$317
Speeding 16 - 20 MPH over limit	$1907	$325
Driving too slowly	$1915	$319
Failure to stop at a red light	$1915	$326
Failure to yield	$1915	$319
Following too closely	$1915	$326
Illegal turn	$1915	$319
In 65 MPH zone	$1915	$326
Speeding 21 - 25 MPH over limit	$1915	$319
Speeding 6 - 10 MPH over limit	$1915	$326
Speeding in school zone	$1915	$319
Improper passing	$1922	$327
Cell phone violation	$1929	$321
Texting while driving	$1929	$329
Passing school bus	$1952	$325
Wrong way/wrong lane	$2283	$388
Operating a vehicle without permission	$2335	$389
At-fault accident - $1000-$2000	$2350	$399
At-fault accident - greater than $2000	$2350	$392
Open container	$2357	$401
Driving with a suspended license	$2733	$455
Reckless driving	$3329	$567
Racing	$3367	$560
Leaving scene of an accident/hit and run	$3380	$575
DUI	$3505	$584
Refusal to submit to a chemical test	$3505	$596

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Lennox after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Lennox.

The cheapest car insurance premiums in Lennox are offered by Capital Insurance Group at $1009 for a six-month policy. However, it can be as expensive as $928 with companies like AAA.

Lennox car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$1009	$169
Mercury	$1443	$243
Progressive	$1915	$322
Wawanesa	$2158	$367
Farmers	$2423	$408
CSAA	$2578	$434
USAA	$2659	$448
Travelers	$3019	$508
Auto Club	$4264	$711
AAA NorCal	$4662	$792
AAA SoCal	$5229	$872
State Farm	$6636	$1117
Allstate	$6762	$1138
AAA	$928	$157

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Lennox are offered by CSAA at $118. However, it can be as expensive as $3241 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Lennox after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$118	$20
Capital Insurance Group	$649	$110
Mercury	$1393	$234
USAA	$1421	$242
Progressive	$1428	$241
AAA NorCal	$1643	$279
AAA SoCal	$2275	$379
Allstate	$2887	$491
Farmers	$3006	$501
State Farm	$3212	$546
Travelers	$3241	$541

Car Insurance Price Trends in Lennox, California

Car insurance rates in Lennox have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Lennox rose by $263 in January compared to $238 of December. In other words, there has been an increase by $25 when you compare January and December.

The average cost of liability insurance in the Lennox rose to $76 in January, compared to $68 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Lennox?

The car insurance in Lennox is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Lennox?

The cheapest car insurance in Lennox is $134 per month for full coverage.

How much is car insurance in Lennox for teenagers?

Car insurance for teenagers costs $516 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Lennox?

The average cost of car insurance is $1245 for a six-month policy. It will cost around $259 per month to insure your car in Lennox.

Is car insurance expensive in Lennox?

Car insurance can be expensive in Lennox if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Lennox can be affordable.

Cheapest Car Insurance Quotes in Lennox

Why you can trust Way?

How Much Is Car Insurance in Lennox

Avg. Car Insurance in Lennox

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Lennox

1st place: CSAA

2nd place: Mercury

3rd place: AAA NorCal

Lennox Car Insurance Rates by Company

Cheap Car Insurance Companies in Lennox, CA

Way's key takeaways about car insurance in Lennox

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Lennox

Cheapest Liability Coverage in Lennox, CA

Cheapest Full Coverage Car Insurance in Lennox

Cheapest Full Coverage Car Insurance Quotes in Lennox, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Lennox by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Lennox, CA increasing?

Car Insurance Premiums by Age in Lennox

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Lennox,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Lennox.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Lennox

Cheapest Car Insurance Companies after an At-Fault Accident in Lennox

Lennox Car Insurance Rates by Violation

Lennox auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Lennox after a DUI

Lennox car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Lennox after Speeding ticket

Car Insurance Price Trends in Lennox, California

Average Car Insurance Cost in Lennox by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Lennox, CA

Car Insurance Rates by State in the USA (2025 Update)

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